“The number one problem in today's generation and economy is the lack of financial literacy.”

-- Alan Greenspan, Former Chairman of the Federal Reserve of the United States

One of the most crucial life skills that everybody requires is financial education. Money management is needed at every stage of life for a variety of reasons. We need it to meet our regular expenses, secure our future, and to tide over the various crises that can come our way. Unfortunately, this is an aspect that is not addressed by formal education systems in many countries, including India.

You might be surprised to know that lack of financial literacy is not a problem that concerns the underprivileged only. Even many highly educated persons today are woefully ignorant about even basic financial matters like operating a bank account. This causes them to neglect some important financial activities, like investing, getting insured, and saving for their retirement. This has spelt doom for many families, in the cities and rural areas alike.

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