Managing Director of BudgetFlow and FinIQ, specializing in financial modeling, data analytics, and digital tools for both individuals and businesses. With over a decade of experience, I have designed and delivered more than 100 custom-built financial models and tools — from personal finance templates like budget planners, savings trackers, and net worth dashboards, to advanced business solutions including e-commerce profit calculators, SaaS financial forecasting models, and investment portfolio trackers. My work focuses on making financial decision-making more accessible, visual, and actionable through powerful yet user-friendly spreadsheets and automation tools. I am passionate about helping people and companies understand their numbers, plan smarter, and achieve financial clarity through hands-on education, intuitive design, and strategic insight.