Murali Krishna Vepachedu is a seasoned banking professional with 35 years of experience in the industry, having served in key roles such as Branch Manager, Forex Merchant Dealer, and Audit Officer. He retired as an Assistant General Manager from the State Bank of India in 2019. With 15 years of expertise in training banking professionals and customers, he has been a faculty member at the State Bank Institute of Learning & Development, Mumbai, and the State Bank Staff College, Hyderabad. Passionate about financial literacy, he has trained over 10,000 students in areas such as foreign exchange, retail credit, and banking operations, including CAIIB exam preparation for Indian bankers.