Kate has worked in the healthcare industry for over a decade in the areas of medical coding, billing, auditing, office management, patient collections, appeals, and revenue recovery for physicians and hospitals. She also works as a life and health agent, striving to remove barriers between individuals and getting the coverage they need. She is a personal finance advocate, and has studied HSAs as an avenue for self-insuring in the case of life insurance denial, and as a powerful element to enhancing retirement savings or retiring early.