Senior Banking and Risk professional with a diverse range of Financial Services expertise across all Risk and Compliance disciplines, specialising in Credit Risk, Enterprise Risk and Organisational Change.

Career in Financial Services spanning twenty years in both Asia and Australia with exposure across multiple distribution lines including Retail and Private Banking, Small-Medium Enterprise and Institutional Banking.

Strong track record for design and implementation of organisational change initiatives, loss prevention and Governance; as well as proven people leadership of large teams.

Self-Employed business owner specialising in stressed-debt negotiation, compliance and risk minimalisation.

Key Career Achievements Include:

Credit Risk Management: Introduction and enhancement of the Portfolio Reporting Platform for all Credit Risk exposures for Global Bank in Singapore – including the design and introduction of multi-currency stress testing, covenant monitoring, revaluation requirements for real property and electronic LVR breach system.

Organisational Change: Design, implementation and operationalisation of a National Centralised Credit Decisioning function (Australian Bank) to replace a fully De-Centralised model for Personal Banking. Functional change resulted in greater scale, efficiency and speed-to-market for Retail lending products and a first year saving in-excess of AUD1million.

Strategy: Re-Design of Enterprise Risk model for Governance, Change Approval Matrix and Operational Risk Focus from Group/Asia Level to Singapore Centric framework.

Compliance: Chief Regulatory Lead for Monetary Authority of Singapore (MAS) On-Site Regulatory Inspection for US Bank in Singapore. Lead role providing central point of responsibility across all branch distribution lines, inclusive of preliminary requirements, on-site/off-site engagement and post-inspection remedial design. 

Crisis Management: Lead and administered credit controls during National Australia Bank processing payment issue (Failure of electronic payments impacting 80% of all customers)

Leadership: People Leader with experience managing in-excess of 50 staff; inclusive of leadership during organizational change, redundancy and redeployment.