I grew up in a small borough in Pittsburgh Pa.  I was brought up in a single mother household and lucky for me, no drama, my parents got along well.  I acquired my bachelors and associates in Communications and Nursing respectively.  I moved to Atlanta Ga in early 2000.  I lived the irresponsible fun life for 2 years dating and spending like there was no tomorrow.  In 2003 I had my son.  Drama with family court and my sons mom would ensue for the next 18 years.  through all of the frustration and strife, you learn that no one is going to take care of you except you.  I needed an alternative way to managing my money.  I did not want to live check to check, and a slave to the state.  While many of the people around me were living the FOMO life, i began to study and research how i could eliminate my debt.  I started realizing that no matter your earnings, if you manage your money correctly, you can live a relatively free and comfortable life.  In 2015 I was able to completely pay off my debts and live the life Ive always dreamed of.  Less stress comes with the ability to confront most situations when you are financially prepared.  I live in relative comfort now.  Im able to save the majority of my earnings to invest and save.  I am exploring projects such as this course now that i have the time.  I hope it helps you.