After 10 years in the finance industry and investing on my own, I have learnt that investing is just a subset of money management. Good investing can get you higher returns. Only with good money management and planning, can you achieve financial freedom.   

I started 10 years ago in banking, with experience in fixed income and equities. Finance, investing and asset allocation are part of my job but also my passion. This passion and curiosity led me to try most products that retail investors could get their hands on. This ranged from single name stocks, bonds, unit trusts, ETFs, private equity, invoice financing, cryptocurrency, private business, roboinvesting, you name it.

Consistent work and discipline are your best friends.