35 years in investment banking (UBS, NatWest Securities, Citibank), venture capital, private equity, start-ups, as a company director, in management consulting, financial journalism, and finance education, working in the US, Asia, the UK, and across Europe. Out of this, I have mastered the BEST way to help people to really understand even the most complex finance, and be able to think about it, discuss it and make decisions about it, with confidence, competence and credibility.