Judy is a professional Financial Counselor, Budget Coach and the founder of www.moneytracker.com. She is the author of The Budget Kit: Common Cents Money Management Workbook 6th Ed (Kaplan Publishers -Over 425,000 copies in print). The Budget Kit is a perennial bestseller for Kaplan Publishing (previously Dearborn Publishers) for over 15 years and other publishers before that.
This time-tested workbook is now in its fourth decade serving generations. When Judy originally self published “Common Cent$” she was ahead of her time with her pioneering concepts for creating a basic, complete and understandable budgeting system in layman’s terms along with visual hands-on worksheets for quick understanding.
Judy has appeared on numerous national networks including CNBC, Style Network,USA Radio Network, Business Talk Radio,and featured online and in print for decades.
Ms. Lawrence’s Master’s degree in Counseling enhances her financial counseling skills.Her down-to-earth style of books, coaching, and workshops continue to help thousands of couples, individuals and solopreneurs get out of debt, gain financial control and have more financial peace of mind.
Customers, clients and workshop participants appreciate her encouraging, supportive, and easy-to understand approach for breaking through old financial beliefs, patterns and barriers around money issues.
After spending ten years in the Silicon Valley Bay Area in CA, Judy recently moved back to Albuquerque, NM and offers financial counseling/coaching nation-wide by phone. Locally she offers in-home visits for financial counseling and presents public budgeting workshops. Other services include developing and providing financial training for recipient families involved with Habitat for Humanity in Albuquerque, NM and budget consultation for divorcing couples as a member of the Albuquerque Collaborative Divorce Alternatives Group.
Judy also enjoys being active with the TEDxABQ community and traveling to New Zealand to visit her “Kiwi family”.