Personal Finance 101: Everything You Need to Know
4.6 (170 ratings)
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Personal Finance 101: Everything You Need to Know

Everything you need to know about personal finance in the U.S, presented through concise, engaging, animated videos.
4.6 (170 ratings)
Instead of using a simple lifetime average, Udemy calculates a course's star rating by considering a number of different factors such as the number of ratings, the age of ratings, and the likelihood of fraudulent ratings.
4,950 students enrolled
Created by MoneyCoach.io .
Last updated 6/2017
English
English, Spanish
Price: Free
Includes:
  • 3 hours on-demand video
  • 52 Supplemental Resources
  • Full lifetime access
  • Access on mobile and TV
  • Certificate of Completion
What Will I Learn?
  • At the end of this course, students will be able to...
  • Build excellent credit
  • Manage debt, including student loans
  • Invest wisely and effortlessly
  • File a tax return
  • Get a great bank account
  • Understand credit cards
  • Understand and get six types of insurance
  • Make a spending plan
  • Buy a car
  • Find a great apartment
  • Buy a house
  • Get a jump start on retirement
  • Save for college
  • Get out of credit card debt
  • Avoid identity theft and fraud
  • Understand an estate plan
  • Navigate dating and finances
  • Navigate marriage and finances
  • Navigate children and finances
  • Navigate divorce and finances
View Curriculum
Requirements
  • No outside materials or software is required to take this course.
  • No knowledge of mathematics or statistics is required for this course.
  • No prior personal finance experience is required for this course.
  • The only thing you need is access to the internet and a willingness to learn!
Description

This course is designed for anyone looking to gain an excellent, practical knowledge of personal finance, covering everything from to taxes to credit cards. Sound intimidating? Don't worry! This course is designed with complete beginners in mind. No previous personal finance knowledge (or math!) is required, and you will never need outside software or materials. 

As for how this course is structured, we designed it to maximize your enjoyment and engagement. That’s why we teach you an entire personal finance curriculum through a series of short (<5 min), engaging, animated videos. Each video teaches you everything you need to know (practically-speaking) about a specific topic, like investing, in a way that even a total beginner can understand. And with over 52 videos in total, more than 3 hours of content, you’ll learn everything you need to know about personal finance, from how to pay your taxes to how to buy a car to how to pay off your student loans! 

Finally, as for our background, we're MoneyCoach, a financial education startup that has spent the past year developing this curriculum (with the help of a financial advisor) to fill the void in financial education and to teach people personal finance in the most effective way possible. So what are you waiting for? Get started today!  

Who is the target audience?
  • This course is meant for anyone looking to learn (and eventually master!) personal finance. And yes, we do mean anyone! We designed this course to be accessible and useful for everyone, especially complete beginners, whether they're just heading off to college or just getting ready for retirement.
  • This course is NOT meant for anyone looking to learn advanced investment techniques or financial modeling.
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Curriculum For This Course
53 Lectures
02:59:01
+
Introduction
1 Lecture 01:03

The MoneyCoach introduction video!

Introduction
01:03
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Building Your Financial Foundation
2 Lectures 07:50
Spending Plans 101
04:05

Just watched Spending Plans 101? Test your knowledge!

Quiz
6 questions

In this video, you'll learn exactly how to set up your finances for the future! We cover what exactly ESI (early debt repayment, savings, and investing) means and how to accomplish your long term financial goals.

Funding Your Future
03:45

Just watched Funding Your Future? Test your knowledge! 

Quiz
6 questions
+
Bank Account Basics
2 Lectures 05:46

In this video, you'll learn exactly what checking and savings accounts are, as well as why both are really important tools for your financial future!

Checking & Savings 101
01:57

Just watched Checking & Savings 101? Test your knowledge!

Quiz
6 questions

In this video, you'll learn exactly how to get a great checking and savings account, whether it's from an online bank, a credit union, or big bank! You'll also learn how to stay out of trouble with your bank account, simply by following our 5 rules of checking!

How to Get a Bank Account
03:49

Just watched How to Get a Bank Account? Test your knowledge!

Quiz
6 questions
+
Credit Card Basics
3 Lectures 10:16

In this video, you'll learn the basics of credit cards! We cover what exactly a credit card is, how you can get one even if you're only a student, and the differences between co-signers and authorized users. 

Credit Cards 101
03:44

Just finished Credit Cards 101? Test your knowledge!

Quiz
6 questions

In this video, you'll learn everything you need to know about your credit score and report, including what it is and how to improve it (hint: they're four major ways to do it)!

Credit Scores & Reports 101
04:04

Just watched Credit Scores & Reports 101? Test your knowledge!

Quiz
6 questions

In this video, you'll learn the 9 Rules of Credit Cards, which will teach you how to avoid common credit card mistakes and to use your credit card in the best way possible! We cover everything from foreign transaction fees to $0 liability protection, which is great if your card is ever stolen!

Credit Cards: Mistakes and Best Practices
02:28

Just watched Credit Cards: Mistakes and Best Practices? Test your knowledge!

Quiz
6 questions
+
Tax Basics
3 Lectures 11:00

In this video, you'll learn everything you need to know about the U.S. Tax system. We cover the ins & outs of how taxes are calculated, everything from deductibles to exemptions, as well as how our progressive tax system actually works.

Taxes 101
04:05

Just finished Taxes 101? Test your knowledge!

Quiz
6 questions

In this video, you'll learn how to figure out if you need to pay taxes and why filing a tax return may actually make you money!

Do I Need to Pay Federal Taxes?
03:01

Just finished Do I Need to Pay Taxes? Test your knowledge!

Quiz
6 questions

In this video, you'll learn how to file your taxes (from start to finish!) We also cover tax-filling software, CPAs, IRS agents, and tax-filing chains, like H&R Block.

How to Do Your Taxes
03:54

Just finished How to Do Your Taxes? Test your knowledge!

Quiz
6 questions
+
Loan Basics
2 Lectures 06:55

In this video, you'll learn everything you need to know about loans! You'll learn what APR is, how your minimize your interest payments, how to calculate your monthly loan payments, and much more! 

Loans 101
03:42

Just finished Loans 101? Test your knowledge!

Quiz
6 questions

In this video, you'll learn how to get approved for a loan and how to avoid common loan mistakes! We cover everything from rate shopping to tips & tricks for getting a cheaper loan.

Loans: Mistakes and Best Practices
03:13

Just finished Loans: Mistakes and Best Practices? Test your knowledge!

Quiz
6 questions
+
Debt Management
4 Lectures 12:42
In this video, you'll learn exactly how to rebuild or build your credit score using secured credit cards! This method works even for those who have previously filed bankruptcy! 
How to Rebuild Your Credit
03:04

Just finished How to Rebuild Your Credit? Test your knowledge!

Quiz
6 questions

In this video, you'll learn exactly how to get out of credit card debt using balance transfer credit cards! We cover what they are, how to use them, and the steps you should take before using them (like negotiating with your credit card company). 


How to Get Out of Credit Card Debt: The Basics
03:19

Just finished How to Get Out of Credit Card Debt: The Basics? Test your knowledge!

Quiz
6 questions

In this video, you'll learn how to get out of credit card debt without a balance transfer card! We cover everything from personal loans, to 401k loans, to HELOCs, to how to contact the NFCC. 

How to Get Out of Credit Card Debt: Other Options
02:54

Just finished How to Get Out of Credit Card Debt: Other Options? Test your knowledge!

Quiz
6 questions

In this video, you'll learn everything you need to know about personal loans! We cover what they are, how they work, and how to use them. Perfect for those looking to get out of credit card debt!

Personal Loans 101
03:25

Just finished Personal Loans 101? Test your knowledge!

Quiz
6 questions
+
Financing Your Education
4 Lectures 13:44

In this video, you'll learn everything you need to know about applying for need-based and merit-based aid to help you and your family pay for college! We cover everything from the FAFSA, to your EFC, to how merit scholarships effect your financial aid package. 

How to Apply for Financial Aid
03:57

Just finished How to Apply for Financial Aid? Test your knowledge!

Quiz
6 questions

In this video, you'll learn everything you need to know about student loans! We cover the difference between subsidized and unsubsidized loans, the process by which you accept your loans, how deferment and forbearance works, and much more!

Student Loans 101
03:28

Just finished Student Loans 101? Test your knowledge!

Quiz
6 questions

In this video, you'll learn exactly how to repay your student loans. We cover everything from income based repayment, to using the NSDLS, to deferment and forbearance.

How to Repay Your Student Loans
03:58

Just finished How to Repay Your Student Loans?

Quiz
6 questions

In this video, you'll learn everything you need to know about refinancing and/or consolidating your federal and private student loans! We cover the pros and cons of refinancing, how one actually goes about refinancing, and much more!

Student Loan Refinancing 101
02:21

Just finished Student Loan Refinancing 101? Test your knowledge!

Quiz
6 questions
+
Investing Basics
3 Lectures 12:32

In this video, you'll learn why it's important to invest, not just save your money! We also go over everything from inflation to stocks, bonds, and dividends.

Why Invest?
03:52

Just finished Why Invest? Test your knowledge!

Quiz
6 questions

In this video, you'll learn how to invest your money and why robo-advisors are a great investing solution! We also go over everything from ETFs and diversification to mutual funds. 

How to Invest
03:26

Just finished How to Invest? Test your knowledge!

Quiz
6 questions

In this video, you'll learn everything you need to know about retirement accounts such as 401(k)s, 403(b)s, and IRAs! We cover the difference between Roth and Traditional retirement accounts, when to choose an IRA over a 401(k), what happens to your 401(k) when you leave your company, and much more!

401(k) and IRA 101
05:14

Just watched 401(k) and IRA 101? Test your knowledge!

Quiz
6 questions
+
Car Shopping Basics
5 Lectures 15:23

In this video, you'll learn everything you need to know to decide whether or not to buy or lease a car! (Spoilers, you may not want to lease!)

Buy or Lease a Car?
03:04

Just finished Buy or Lease a Car? Test your knowledge!

Quiz
6 questions

In this video, you'll learn everything you need to know about auto loans, including what they are and how to get an affordable one!

How to Finance a Car
03:05

Just watched How to Finance a Car? Test your knowledge!

Quiz
6 questions

In this video, you'll learn the basics of car insurance, including what it is, how it works, and how to get a great plan!

Car Insurance 101
03:14

Just finished Car Insurance 101? Test your knowledge!

Quiz
6 questions

In this video, you'll learn exactly how to get a great car insurance plan! We cover everything from the purchase process to tips & tricks to lower the cost of your insurance.

How to Get Car Insurance
02:46

Just finished How to Get Car Insurance? Test your knowledge!

Quiz
6 questions

In this video, you'll learn exactly how to get a great deal on a used or new car. We cover negotiating (and ways to avoid it!), vehicle history reports, test driving, and much more! 

How to Buy a Car
03:14

Just finished How to Buy a Car? Test your knowledge!

Quiz
6 questions
7 More Sections
About the Instructor
MoneyCoach.io .
4.6 Average rating
169 Reviews
4,950 Students
1 Course
Education Startup Backed by Financial Professionals

MoneyCoach is a free website that makes it fun and easy for anyone to learn how to manage their finances online. 

MoneyCoach was designed by college students and backed by financial professionals! 

Our educational videos closely align with the U.S. Treasury Financial Education Core Competencies, a comprehensive blueprint designed to enhance baseline financial literacy in the United States. Beyond these competencies, our curriculum also includes Estate Planning, Long-Term Disability and Renters Insurance, How to Get Housing, How to Get a Car, Finances and Relationships, and much more.

Here's what Professor Karin Bonding, CFA and longtime Personal Finance Professor at UVA had to say about MoneyCoach: "The videos presented in MoneyCoach will prepare even the most unprepared student at any university to avoid some of the most basic financial pitfalls. Having taught personal finance for 19 years at University of Virginia, I can attest to the financial illiteracy prevalent among students. These videos will be of invaluable help in overcoming the shame of having to ask questions that maybe should have been obvious, but somehow stump even the brightest student. An absolute must-have for any young person."