Credit Repair : The Complete Guide to a Great Credit Score

Credit Repair: A step-by-step 2016 credit repair plan to begin improving your credit within one hour of starting!
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  • Lectures 50
  • Length 4 hours
  • Skill Level All Levels
  • Languages English
  • Includes Lifetime access
    30 day money back guarantee!
    Available on iOS and Android
    Certificate of Completion
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About This Course

Published 6/2015 English

Course Description

By far, the NUMBER ONE credit repair course on Udemy!  Over 3,600 students can't be wrong.

LATEST: Course updated in August, 2016!

CONSTANTLY EXPANDED: 5 new lectures added this week! Now over 5 hours of content!

Learn everything you need to start improving your credit today. Put yourself in the position to buy your dream home, get a new car, or qualify for a business loan.

Your credit status is your most important financial asset. If you take care of it, it will take care of you, even in areas you have never thought about. Of course it can affect your ability to get a loan for a car or a home, but it can also affect many other areas of your life such as getting bail, a job, an apartment, or even a cell phone.

In this course, we'll figure out, together, the areas where your credit can be improved, start repairing them, and lay out a working plan for issues that need a longer term to fix.

Written in a way that can be understood by anyone, THIS COURSE WILL ALLOW YOU TO BEGIN IMPROVING YOUR CREDIT QUICKLY, EASILY, AND ACCURATELY. No complicated jargon, no sleep inducing explanations, and no long-winded details unrelated to your situation.

  • Written by best-selling author and expert, Craig Randall - "For 25 Years, The Credit Repair Coach!"
  • Finally a course that will teach you step-by-step how to fix your credit immediately. You can actually begin the credit repair process within an hour of beginning this course.
  • Already up to date with June 2016 tools, tricks and standards!
  • Included are many screen shots, images and diagrams to help you follow the EXACT, MISTAKE-FREE path to improving your credit.
  • The NUMBER ONE selling Udemy course on credit repair!

You will also learn about repairing specialty areas such as foreclosures, bankruptcies, late payments, medical bills and other common areas that damage credit.

And finally, you will learn how to build good financial habits that will continue to improve your credit for the rest of your life.

At the end of this course, you will have the knowledge, experience and tools to achieve a high credit score.

  • No Risk: 30 day money back guarantee!
  • Learn Anytime: Lifetime Access
  • Learn Anywhere: Computer, iPhone, iPad and Android
  • Get Recognition: Course Certificate

What are the requirements?

  • No special knowledge is needed since this course uses a step-by-step approach to allow for the student to actively work on improving their credit as they follow the course.
  • It is designed to be easy to follow without being complicated. While it does address some tough issues, no legal jargon or complex financial concepts are used to keep it as simple as possible.

What am I going to get from this course?

  • Elevate credit status and credit score fast and effectively.
  • Understand how financial decisions and actions affect the credit score.

What is the target audience?

  • This course is for anyone who would like to improve their credit score and credit status.
  • It will help whether the goal is to re-establish good credit or even if you already have good credit but want to see if you can improve it a little more.

What you get with this course?

Not for you? No problem.
30 day money back guarantee.

Forever yours.
Lifetime access.

Learn on the go.
Desktop, iOS and Android.

Get rewarded.
Certificate of completion.

Curriculum

Section 1: START IMPROVING YOUR CREDIT IN ONE HOUR OR LESS!
03:25

Your credit status is your most important financial asset. This lecture explains why, what this course will cover, and some key things to remember. It also shows how real life examples are used in lecture explanations.

Section 2: THE CREDIT SCORE AND THE CREDIT REPORT
05:12

Your credit report and credit score can be used to determine if you get a loan and what the interest rate is. But they can also be used to determine many other things such as if you can get a cell phone, an apartment, and even a job. In this lecture, we will cover what exactly is the credit report, and how is it different from the credit score. How are they used, who uses them, and why they are important.

08:30

Using examples, this lecture discusses real life factors that influence the credit score.

Section 3: HOW TO GET YOUR CREDIT REPORT FOR FREE
08:52

Introduction to the process of getting your 100% free credit report. No strings attached and no credit card necessary.

Step One - The Very First Stop
02:11
02:08

Explanation of the three step process to getting the free credit report.

01:35

Detailed explanation of the personal information required to verify your identity for the free credit report.

01:42

This lecture explains the choices available when it comes to picking the credit reports you may want to view.

01:48

A short lecture identifying this next to last step in getting your free credit report.

04:21

This lecture covers the final and most complex verification step, with real examples and detailed explanations to ensure a smooth and successful result. It also provides warnings of where things can go wrong here, and how to avoid them.

Section 4: YOUR CREDIT REPORT MADE SIMPLE
04:56

Some basic housekeeping information required for the course.

10:26

In this lengthy and comprehensive lecture, we cover the layout of the credit report, what is in it line-by-line, how to recognize important items that are affecting your credit score, and key parts are pointed out for future reference.

Section 5: REMOVING NEGATIVE ITEMS FROM YOUR CREDIT REPORT
05:33

One of the most important things to do in the credit repair process is to start out organized and remain organized. This lecture uses real life examples of what the lecturer uses.

Section 6: DISPUTING WITH THE CREDIT BUREAUS
Part One - Disputing with the Credit Bureau
02:44
Disputing Online Versus Mail
01:16
Part Two - Where to Begin a Credit Bureau Dispute
01:40
Part Three - What the Credit Bureau Expects
04:19
Part Four - Understanding the Credit Bureau Results
05:46
Section 7: THE PERSONAL STATEMENT
03:25

This lecture explains how the author uses the personal statement on his own credit report and what makes this a rarely used, but powerful feature.

Section 8: POWERFUL NEXT STEPS
02:15

Disputes with the credit bureaus don't always work, but the good news is that there are other ways around it.

08:03

In this detailed lecture, we look at other means for disputing, and provide example letters and other types of communications available to you.

The Four Rules When Working With Creditors
02:57
The First Dispute Letter
04:25
Section 9: THE SQUEAKY WHEEL AND OTHER POTENT METHODS
02:54

Sometimes the traditional methods don't get the results we want. In that case, we need to consider deeper strategies such as the "Squeaky Wheel."

06:09

If our earlier communications didn't get the results we wanted, we have to "turn up the volume" and find a way to get noticed by those that can help. This example follow up letter does exactly that.

03:00

Being the Squeaky Wheel is not for everyone. In this lecture, we discuss different options based on your comfort level.

03:40

This lecture explains the negotiating tactics that will get the creditors to WANT to help you.

03:33

Negotiation can be a great tool to remove late payments from a credit report. This lecture looks at some of the tactics and tricks to do so.

06:21

Negotiation can be a great tool to remove negative closed account information from a credit report. This lecture looks at some of the tactics and tricks to do so.

Section 10: WORKING ON THE MAJOR CREDIT DESTROYERS
05:53

There are some types of negative information that will damage credit significantly more than others. The following lectures discuss some of them.

Section 11: COLLECTIONS AND COLLECTION AGENCIES
01:57

Some background into how collections work and the motivations of collectors.

01:45

The dispute process is covered for items that have gone to collections.

02:05

How to negotiate with collection agencies.

01:21

How to request good will deletion on a collection.

Dealing with Harassing Collection Agencies
01:03
01:26

Formally notifying them that they must stop contacting you.

01:23

Record their conversations and put them on notice.

00:54

Report them, and let the authorities harass them.

Harassing Collection Agencies, Tactic Four - Make it Hard for Them
00:57
02:20

Know your rights, and make sure they know it.

Section 12: DEALING WITH SPECIFIC ISSUES
06:26

Medical bills are the silent killer of good credit. Astronomical bills can come out of virtually nowhere and destroy credit almost overnight, This lecture discusses strategies to deal with them, both before and after they hit your credit report..

04:18

Tax liens will be taken very seriously by all future creditors. This means if you have a tax lien, you need to take it seriously as well. This lecture looks at various ways to mitigate a tax lien and potentially get rid of it.

04:32

A bankruptcy can damage a credit status more than anything else, both in the length of time it takes to go away on its own, and in lowering the credit score. It is also an area where creditors have little incentive to help you. This lecture looks at ways to mitigate a bankruptcy and minimize its damage.

10:13

The last few years have seen an epidemic in foreclosures. The good news is that there are ways to mitigate the damage to the credit status and this lecture discusses them.

Section 13: WHERE DO WE GO FROM HERE?
02:10

Now that you are on your way to great credit, how do you maintain it and keep that credit score soaring? This lecture looks at the future for you.

Moving Forward
03:44
Rebuilding your Credit and Moving Forward
03:44
09:47

This lecture looks at the advantages and disadvantages of hiring a credit repair service, as well as problem areas to look out for when hiring one. It also provides information on free credit advice services available.

Section 14: SUMMARY
Summary
03:10
Section 15: RESOURCES
49 pages

Lecture resources include the author's best selling book, Instant Credit Repair, and a template to track disputes.

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Instructor Biography

Craig Randall, For 25 Years The Credit Repair Coach

For 25 years, Randall has been known as the "Credit Repair Coach." Having written two best selling books on credit repair, Randall brings his knowledge and expertise to the udemy audience using a calm, easy to listen to voice.

From the author:

After writing my 145 page best selling book, CREDIT REPAIR SECRETS – THE COMPLETE CREDIT SCORE REPAIR BOOK, many of my readers asked me to create a simple, instant credit repair course as well. Basically, they wanted a condensed, fast-start version that would allow them to start improving their credit immediately. This course does just that.

Having dealt with many people, I know that fixing your credit can seem complicated and even intimidating. However, many people just like you have already gone through this process, and came out in great shape. You can too, which is why I tried to make this course the easiest on the market to get you on the road to recovery. Right now. Today. This hour.


Craig Randall
For 25 Years The Credit Repair Coach
Best selling author

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