Vanessa Ralph

Curriculum Design Expert and Educator

Financial Planner for Next Generation Financial Planning and Management

I have a twisted obsession with creating intuitive excel sheets for maintaining finances. Once you automate your budget, staying on track is simple and takes very little of your time month to month.

The trick to financial freedom is that there is no trick. You need to make sure you are watching your spending, handling your debts, making good financial choices, and building your assets in the correct manner while keeping an eye open for "passive income opportunities".

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