Ruby Jangra

Risk Analyst at Mizuho Bank Limited

Review credit application for ECB & Rupee customers for new, enhancement & renewal of existing facilities of Indian large corporates and Japanese Companies. Preparation of observation/credit risk issues/views note for these credit applications.

Preparation of Risk Management committee presentation, part of discussion (being member of Risk team) with GM and Business promotion department.

Undertaking Credit ratings review for Japanese and non-Japanese Customer

Undertaking Special rating review as and when necessary in a timely manner.

To undertake quarterly close watch monitoring of critical customers which includes detailed financial analysis, undertaking risk assessment and preparation of note along with presentation/discussion of the same with GM and RM's of the account.

To undertake broad analysis of quarterly performance update for all customers.

To undertake analysis of credit portfolio

Quarterly monitoring of Concentration Risk for customers & Industry. Have handled sectors like Automobile sector, Pharmaceutical sector, Oil & Gas sector, Chemical Sector, Steel Sector etc.

Conduct of Quarterly stress testing on credit portfolio.

CURRENTLY WORKING ON A SPECIAL ASSIGNMENT OF OIL& GAS SECTOR ANALYSIS FOR BANK'S INDUSTRY CONCENTRATION RISK.

HANDLING TOP 200 CORPORATES OF INDIA

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