Michael Kulbacki - economist and independent business analyst with a professional background in management consulting, banking, think-tanks and public sector. He is an author of 100+ industry analyses and sector reports covering retail, automotive, healthcare, oil & gas and venture capital markets. He also authored and co-authored academic papers in the field of macroeconomics, international economics and sovereign wealth funds.

Michael holds a degree in International Economics from the Warsaw School of Economics and is a member of the Polish Economic Society.