A husband, father of 4 (currently - 2 foster children) and a passionate financial coach.
Eight years ago I was finally taught personal finance and it was then we began our debt-free journey. We got our $1,000 emergency fund in place and started on our $110,000 non-mortgage debt! I mean we had everything on credit. Two new cars, furniture, dog knee surgery, engagement and wedding rings….everything!
17 months later, other than our home, we were completely debt-free.
Fast forward to now. We now have two beautiful biological children and are foster parents. My wife, by choice, is a stay at home mom. We have a new home, one we could have never afforded as DINKS (double income no kids), even though we now make far less than we did. Our financial lives are settled. We have no debt. We have an emergency fund. We give. We are investing in our retirement and are setting ourselves up to leave a monetary legacy to our children.
I have taken my personal financial journey and now use it to help coach others.