The Ultimate Beginners' Guide to Handling Finances

Get your first job | Start getting rich now |Avoid debt |Understand tax |Live beyond average | Know secrets of the rich
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  • Lectures 45
  • Contents Video: 1.5 hours
  • Skill Level Beginner Level
  • Languages English
  • Includes Lifetime access
    30 day money back guarantee!
    Available on iOS and Android
    Certificate of Completion
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About This Course

Published 1/2015 English

Course Description

Learn the essential tools you and all high-school students need when starting out on your journey of earning and using money wisely.

Build A Strong Foundation In Understanding The Basics To Earning And Using Money Wisely

  • Find out exactly how much you should save and spend from your income
  • Discover the secrets of how banks work and how to benefit from them
  • Learn the essentials of tax
  • Understand the techniques of how professionals approach money and get rich
  • Find out how to start earning money right away with a job or business
  • Discover the latest ideas in how to use your money to maximise happiness
  • Get free downloadable documents that you can edit right away

Powerful Money Skills That Every Adult Wishes They Were Taught

This course has been designed from the ground up to specifically help high-school students. Too many people aren't taught personal finance skills and have to learn the hard way - by making mistakes. Avoid those mistakes and gain important money skills right now.

This is the first time a course like this has been presented online. It was designed and taught by James to high-school students around Australia, but now you can join in too using this online course. This online version has been built based on feedback and lessons from the classroom version, as well as parents all over the world.

Content And Overview

Suitable for high-school students and adults wanting a skill refresh, this course has 1.5hrs of video divided into 45 lectures. These are bite-sized lectures that each cover a different skill, and a short quiz follows each one so you can check your understanding. The course is designed to be done over a few weeks so you can spread out each of the 8 topics rather than do them in one big hit and end up confused.

Starting with teaching you how the professionals think, we then get into the basics of saving and how thinking long-term is the key to success. We'll teach you the exact amount to save and spend, and the answer is surprising!

Once these important basics are mastered we then go deeper into understanding how banks work so that you can make them work for you. Compound interest is the holy grail to getting rich so we make sure you understand why and how. We'll then cover the art of making a budget and even give you a free template to use yourself.

The power of advertising is covered so that you understand the tricks used and don't fall victim to spending too much of your money on things you don't need.

After this we'll look at how you can actually start earning money right away, because by this stage you'll be super excited to have an income and start growing your tree of wealth. We'll teach you how to get a job like a pro as well as starting a business so you can make a choice and have options. You'll also receive a free resume template to help you get started.

It is vital to understand debt and credit cards before you get trapped by them. We dedicate a whole topic to this so you have a true understanding and avoid the trap. But we also teach you when debt can be helpful.

We'll then cover tax so you aren't surprised by this, and find out what it's used for and the various ways you will have to pay it in your lifetime. Lastly the final topic teaches the latest research on happiness and using money to maximise this.

If at any time you have questions during the course the instructor will be monitoring the online discussions to help you out. At the end of the course you'll receive a verifiable certificate to show the world what a master of personal finance you have become.

So enrol in this course now to learn the secrets that most adults wish they were taught.

What are the requirements?

  • Nothing! This course starts you from the beginning and guides you to deeper financial wisdom. All the things you need are here on Udemy.

What am I going to get from this course?

  • Know what it takes to build real wealth
  • Start earning money with a part-time job or small business
  • Know exactly how much to save and spend out of your income
  • Know how banks work, and how to make them work for them
  • Develop long-term thinking for financial success
  • Tell the difference between good and bad debt, and how to avoid the bad stuff
  • Know what credit cards are and their pros and cons
  • Create a detailed budget in order to achieve financial goals
  • Understand tax basics and what it is used for

What is the target audience?

  • This Financial Literacy course is designed purely for school students. It covers all the skills needed when you are just starting out on your life-long financial journey. If you are looking for detailed insights into share market and property investing, this course provides an introduction to those topics, with another specialised course currently being planned.

What you get with this course?

Not for you? No problem.
30 day money back guarantee.

Forever yours.
Lifetime access.

Learn on the go.
Desktop, iOS and Android.

Get rewarded.
Certificate of completion.

Curriculum

Section 1: How successful people think about money
02:56

After this video you'll have a clear idea of what we're covering in the course.

4 questions

Quiz on the Topic 1 Introduction. Only 2 quick questions!

02:06

In this lesson we'll cover how we could exist without money, but why there are problems with that arrangement.

What is Money?
3 questions
03:12

We all love stories. Here's an amazing one about whether money really is the key to happiness.

A quiz about the next lesson
1 question
Luck or Hard Work?
Preview
01:17
A Quick Calculation
1 question
01:52

Find out the difference between these types of thinking, and which one is better for you.

Short or Long Term Thinking?
2 questions
Conclusion
01:17
Section 2: Use Your Money Like A Champion
02:40

Here we present you with a question to think about - how much should you spend and save out of your income?

01:06

Let's find out exactly how much to save.

3 questions

Some calculations to practise.

01:28

Okay so what do you do with your money that isn't saved?

3 questions

Some more calculation practise.

01:40

Find out why saving 100% of your money isn't necessarily a great idea.

Why not save all of it?
3 questions
01:29

Who gets the benefit of your hard-earned money when you spend it all?

01:08

Another way to think about saving money.

Plant your Tree
2 questions
01:32

An explanation of the calculation in the previous quiz.

Some More Practise Calculations
2 questions
01:34

Some thoughts to conclude this massive topic.

Section 3: How Banks Work
00:43

Welcome to Topic 3 - another big topic full of exciting new things to learn!

03:37

Find out the secret of how banks work, and how to make them work for you.

The Diagram
7 questions
03:35

Let's add some numbers to make the diagram clearer.

Some Calculations
3 questions
02:17

Could you lend or borrow without the bank?

The Diagram Without The Bank
4 questions
03:13

Let's look at an amazing calculator that you can play around with yourself.

3 questions

Now it's your turn to use the calculator!

02:50

A revision of percentages, and why interest is calculated this way.

Percentages Revision
8 questions
02:34

Compound Interest is said to be the 8th wonder of the world. Find out why!

Compound Interest
3 questions
01:48

Let's wrap up what we've taught in this topic.

Section 4: How to budget
01:17

Find out what we're learning in Topic 4.

Needs vs Wants
7 questions
03:11

Find out what a budget is and how to use one.

Budgets
1 question
01:43

Here we introduce you to the power of advertising, and how it wil stop you from reaching your savings target.

Advertising
2 questions
02:13

Let's have a look at more types of advertising.

More Advertising
1 question
Section 5: Let's Start Earning Money!
01:02

Let's find out the two main ways of earning money

Introduction To Topic 5
1 question
01:54

Here we cover the best techniques to finding a job and getting it.

Finding a Job
1 question
02:35

What if you don't want a job? How do you start a business?

Starting a Business
2 questions
01:06

Let's finish off this topic, and learn a couple of other techniques for earning money.

Section 6: How credit cards and loans work
Introduction Quiz For Topic 6
1 question
02:20

What is debt? And why can it be both good and bad?

Good and Bad Debt
4 questions
01:59

Let's find out about credit cards, and why they can be dangerous.

Really Bad Debt
2 questions
01:41

Now let's find out exactly how credit cards work. It's surprisingly simple!

Credit Cards
1 question
01:32

What are loans and how are they different to credit cards?

Loans
2 questions
02:11

Not all loans are bad - let's find out about business loans, and other ways to raise money for a business.

Business Loans
2 questions
Section 7: An introduction to tax
00:46

Let's find out what this topic covers.

Introduction to Topic 7
1 question
01:15

Tax is a part of everyone's lives. Let's find out what it actually is.

01:01

Let's find out!

The GST - Goods and Services Tax
2 questions
01:45

What other taxes are out there?

Other Taxes Quiz
1 question
01:21

What is income tax?

02:00

If part of your income is going to the government, you should pay attention to what they spend it on!

Income Tax
3 questions
01:41

Find out how some things can still happen without the government using tax money.

Section 8: Use Money To Maximise Happiness
02:04

Let's find out if buying things makes us as happy as we think they do.

Intro to Topic 8 Quiz
1 question
01:27

What are experiences and why do they make us happier than things?

Experiences Quiz
4 questions
03:13

The final lesson of the course! Well done for making it to this point. Let's learn 2 final ways to maximise happiness using your money before signing off.

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Instructor Biography

James Gutteridge, Consultant for Multinationals, High School Accounting and Business Studies Teacher, University Economics Tutor

I am a professional business consultant for multinational corporations in Southeast Asia. I design and conduct workshops to teach middle-level management skills and business communication skills. These are designed to help the corporations maintain consistency across their global operations, and for the employees to progress in their career pathways.


Before this I created and taught business and accounting courses for senior high school (years 10-12) students in Australia for 5 years. These courses focused on teaching pre-tertiary accounting, financial literacy and the skills to start and run businesses. I started teaching through the selective program Teach For Australia, before moving interstate and teaching for a further 3 years.


For these courses and my work I draw my expertise from my Economics education from Melbourne University, where I was also a tutor. I tutored first and second-year Microeconomics, Macroeconomics and Quantitative Methods.


I am passionate about all things business and education, and have a postgraduate diploma in teaching from Melbourne University. This is on top of my BA (Economics, Political Science) and Diploma in Modern Languages (Mandarin Chinese). I also speak fluent Tagalog.

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