Learn the essential tools you and all high-school students need when starting out on your journey of earning and using money wisely.
Build A Strong Foundation In Understanding The Basics To Earning And Using Money Wisely
Powerful Money Skills That Every Adult Wishes They Were Taught
This course has been designed from the ground up to specifically help high-school students. Too many people aren't taught personal finance skills and have to learn the hard way - by making mistakes. Avoid those mistakes and gain important money skills right now.
This is the first time a course like this has been presented online. It was designed and taught by James to high-school students around Australia, but now you can join in too using this online course. This online version has been built based on feedback and lessons from the classroom version, as well as parents all over the world.
Content And Overview
Suitable for high-school students and adults wanting a skill refresh, this course has 1.5hrs of video divided into 45 lectures. These are bite-sized lectures that each cover a different skill, and a short quiz follows each one so you can check your understanding. The course is designed to be done over a few weeks so you can spread out each of the 8 topics rather than do them in one big hit and end up confused.
Starting with teaching you how the professionals think, we then get into the basics of saving and how thinking long-term is the key to success. We'll teach you the exact amount to save and spend, and the answer is surprising!
Once these important basics are mastered we then go deeper into understanding how banks work so that you can make them work for you. Compound interest is the holy grail to getting rich so we make sure you understand why and how. We'll then cover the art of making a budget and even give you a free template to use yourself.
The power of advertising is covered so that you understand the tricks used and don't fall victim to spending too much of your money on things you don't need.
After this we'll look at how you can actually start earning money right away, because by this stage you'll be super excited to have an income and start growing your tree of wealth. We'll teach you how to get a job like a pro as well as starting a business so you can make a choice and have options. You'll also receive a free resume template to help you get started.
It is vital to understand debt and credit cards before you get trapped by them. We dedicate a whole topic to this so you have a true understanding and avoid the trap. But we also teach you when debt can be helpful.
We'll then cover tax so you aren't surprised by this, and find out what it's used for and the various ways you will have to pay it in your lifetime. Lastly the final topic teaches the latest research on happiness and using money to maximise this.
If at any time you have questions during the course the instructor will be monitoring the online discussions to help you out. At the end of the course you'll receive a verifiable certificate to show the world what a master of personal finance you have become.
So enrol in this course now to learn the secrets that most adults wish they were taught.
After this video you'll have a clear idea of what we're covering in the course.
Quiz on the Topic 1 Introduction. Only 2 quick questions!
In this lesson we'll cover how we could exist without money, but why there are problems with that arrangement.
We all love stories. Here's an amazing one about whether money really is the key to happiness.
Find out the difference between these types of thinking, and which one is better for you.
Here we present you with a question to think about - how much should you spend and save out of your income?
Let's find out exactly how much to save.
Some calculations to practise.
Okay so what do you do with your money that isn't saved?
Some more calculation practise.
Find out why saving 100% of your money isn't necessarily a great idea.
Who gets the benefit of your hard-earned money when you spend it all?
Another way to think about saving money.
An explanation of the calculation in the previous quiz.
Some thoughts to conclude this massive topic.
Welcome to Topic 3 - another big topic full of exciting new things to learn!
Find out the secret of how banks work, and how to make them work for you.
Let's add some numbers to make the diagram clearer.
Could you lend or borrow without the bank?
Let's look at an amazing calculator that you can play around with yourself.
Now it's your turn to use the calculator!
A revision of percentages, and why interest is calculated this way.
Compound Interest is said to be the 8th wonder of the world. Find out why!
Let's wrap up what we've taught in this topic.
Find out what we're learning in Topic 4.
Find out what a budget is and how to use one.
Here we introduce you to the power of advertising, and how it wil stop you from reaching your savings target.
Let's have a look at more types of advertising.
Let's find out the two main ways of earning money
Here we cover the best techniques to finding a job and getting it.
What if you don't want a job? How do you start a business?
Let's finish off this topic, and learn a couple of other techniques for earning money.
What is debt? And why can it be both good and bad?
Let's find out about credit cards, and why they can be dangerous.
Now let's find out exactly how credit cards work. It's surprisingly simple!
What are loans and how are they different to credit cards?
Not all loans are bad - let's find out about business loans, and other ways to raise money for a business.
Let's find out what this topic covers.
Tax is a part of everyone's lives. Let's find out what it actually is.
Let's find out!
What other taxes are out there?
What is income tax?
If part of your income is going to the government, you should pay attention to what they spend it on!
Find out how some things can still happen without the government using tax money.
Let's find out if buying things makes us as happy as we think they do.
What are experiences and why do they make us happier than things?
The final lesson of the course! Well done for making it to this point. Let's learn 2 final ways to maximise happiness using your money before signing off.
I am a professional business consultant for multinational corporations in Southeast Asia. I design and conduct workshops to teach middle-level management skills and business communication skills. These are designed to help the corporations maintain consistency across their global operations, and for the employees to progress in their career pathways.
Before this I created and taught business and accounting courses for senior high school (years 10-12) students in Australia for 5 years. These courses focused on teaching pre-tertiary accounting, financial literacy and the skills to start and run businesses. I started teaching through the selective program Teach For Australia, before moving interstate and teaching for a further 3 years.
For these courses and my work I draw my expertise from my Economics education from Melbourne University, where I was also a tutor. I tutored first and second-year Microeconomics, Macroeconomics and Quantitative Methods.
I am passionate about all things business and education, and have a postgraduate diploma in teaching from Melbourne University. This is on top of my BA (Economics, Political Science) and Diploma in Modern Languages (Mandarin Chinese). I also speak fluent Tagalog.