Understanding Student Loans

Your guide to understanding student loans!
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  • Lectures 13
  • Contents Video: 1 hour
  • Skill Level Intermediate Level
  • Languages English
  • Includes Lifetime access
    30 day money back guarantee!
    Available on iOS and Android
    Certificate of Completion
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About This Course

Published 4/2015 English

Course Description

Have you ever wondered "what is the difference between all of these different student loan programs?" Direct Loan? Federal Family Education Loan? Perkins Loan? Stafford Loan? PLUS Loan? What do all of these even mean?!

There are many different student loan programs available, and the student loan world can be a very confusing place for new students and their parents.

I remember when I was an 18 year old applying for school and financial aid. I was astounded at how many programs there were. I was like “why can’t we have just one simple program?”

That is why I developed this online program. This program covers the basics about student loans. It will discuss private loans, federal loans, as well as the key differences between the various federal loan programs. This presentation will also discuss a variety of topics ranging from deferment, to student loan bankruptcy.

If you are in college, going to be in college, or if you are the parent of a present or future college student, then this course is for you! Also, if you are a high school teacher responsible for educating high school juniors and/or seniors, this may be a great course to bring to the classroom!

I know exactly how student loans affect people (I have experienced it myself). I have won the battle against student loans, and I can help you win too! Sign up today and take control of your student loans! This program comes with a 30 day money back guarantee. Also, once you purchase the program, you will have lifetime access!

Sign up today and take a step toward financial wellness!

What are the requirements?

  • Consider taking 'Financially Preparing For College' online course prior to this

What am I going to get from this course?

  • Understand student loans
  • Know differences between federal and private student loans
  • Understand the various federal student loan programs

What is the target audience?

  • College students
  • High school students
  • Parents of college or high school students
  • Teachers of college or high school students
  • Anyone with student loans

What you get with this course?

Not for you? No problem.
30 day money back guarantee.

Forever yours.
Lifetime access.

Learn on the go.
Desktop, iOS and Android.

Get rewarded.
Certificate of completion.

Curriculum

Section 1: Let's Begin!
02:01

This is an introduction to the course, and your friendly financial nerd!

01:01

This is a brief introduction to this course and what you can expect to learn!

01:16

Before we get moving, let's take a moment to cover the course objectives

5 questions

Take this quiz to test your knowledge of the material BEFORE taking the course!

Section 2: Student Loan Basics
02:40

What are student loans and why are they important?

01:26

There are basically two types of student loans: private and federal. What are the differences?

02:31

Private student loans differ from federal student loans in many different ways. Let's explore!

11:11

There are many different federal student loan programs. Let's take some time to understand the main federal programs!

Section 3: Miscellaneous Topics
05:19

You may have heard of these terms before, but but you may not understand what they mean. These are options that are available to federal student loans and are important to understand.

01:30

Under certain circumstances, your federal student loans can be discharged (forgiven). While this is usually only available in the case of death and disability, it is important that we take the time to understand this idea.

10:36

What is default? How is it defined? Student loan default is on the rise, and the consequences of default can be extremely harsh! It is important that we understand WHY you should never default on student loans... especially federal student loans.

04:12

Consolidation of your student loan is possible. Let's explore how it can be done, and under what circumstances.

04:18

Student loans can be discharged (forgiven) through bankruptcy under extreme circumstances.

Section 4: Congratulations!
00:51

Thank you for taking this course! I hope that this course has help you understand student loans! Please provide any constructive feedback, and if you have any questions, feel free to email me at devin@payczech.com.

Test Your Knowledge!
11 questions

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Instructor Biography

Devin Czech, Personal Finance Expert, Financial Wellness Instructor

Devin Czech is a financial wellness instructor with experience speaking to audiences in both non-profit and for-profit settings.

Devin graduated from Saint Cloud State University in May of 2009 with a Bachelors Degree in Finance. While in college, he experienced financial difficulty including nearly being evicted!

After graduation, Devin was saddled with over $40,000 in debt. However, over the course of 5 short years, Devin was able to pay-off all of that debt and accumulate over $40,000 in savings and investments! The "180" in his financial situation was the result of tireless study, creation, and application of some very simple financial principles. These principles are now being delivered to help people just like you!

Devin has taught many classes to many audiences under the name of Payczech, and is now moving his expertise to Udemy! Check out Devin's financial education programs and learn how you can take control of your financial destiny! The principles taught are field-tested and are simple to follow! Achieving financial wellness takes time and patience; it is not a “get-rich-quick” scheme. It may take time and effort; however financial wellness is definitely worth it! Sign up for one of Devin’s programs today!

In his spare time, Devin enjoys running, working out, spending time with friends, cooking, and learning.

Enroll in any course below, and learn how you can take control of your finances today! Proper money management will help you reduce stress, and help you focus more time on the things in life that you enjoy!

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