Student loan debt is the number one financial issue facing Millennials, and it is a shame that student loan repayment is so confusing. College graduates are just expected to know how repayment works, and who they need to pay.
There are so many different repayment programs that it can make your head spin. And to add insult to injury, many recent college graduates struggle with the ability to pay student loans back. I remember that when I was just out of school, I struggled with repayment up until I found gainful employment. And even when I found gainful employment, I sometimes struggled with the various ins-and-outs of repayment.
Never fear! I have a solution for you, and that is this program. This program is designed to be a “one-stop shop” explanation as to how student loan repayment works, and how the different repayment programs work.
Whether you are a college student, a recent graduate, or a parent of a college student, there is an abundance of valuable information included in this presentation! You will learn how the student loan repayment process works. You will also learn what your options are, whether you have federal student loans or private student loans!
If you are repaying your student loans at this time, or if you will be soon, then this presentation is for you! Consider this to be your guide to the student loan repayment process.
I know exactly how student loans affect people (I have experienced it myself). I have won the battle against student loans, and I can help you win too! Sign up today and take control of your student loans! This program comes with a 30 day money back guarantee. Also, once you purchase the program, you will have lifetime access!
Sign up today and take a step toward financial wellness!
You must understand WHO you have to pay! There are a few different ways that you can figure this out.
Before we move forward, there are a few things to understand about repayment. Let's cover the basics!
There are several options that you can choose from when repaying student loans. Here are the basic options!
Income-driven repayment is a repayment option that only considers your income as a basis for your monthly payment. Here is how it works!
There are a few different variations to income-driven repayment. In this lecture, we explore these variations!
There are many pros and cons to income-driven repayment. It is important that we take the time to understand the truth about income-driven repayment.
Here is how you can apply for income-driven repayment, if you decide that it is a good option for you!
When considering income-driven repayment, it is important to avoid scams! Do not pay a fee in order to apply for an income-driven repayment program!
This is a program available for federal student loans which allows for forgiveness of student loans. There are strict guidelines and it is only available to some.
Student loan default is on the rise and the consequences are brutal! Avoid student loans by proper managing your student loan payments. If you must, use income-driven repayment as a temporary measure.
If you fall into default on your student loans, loan rehabilitation may be a great option for you! This can help you get out of default status, but there are strict guidelines that must be followed.
These are my recommendations when it comes to repaying student loans!
Devin Czech is a financial wellness instructor with experience speaking to audiences in both non-profit and for-profit settings.
Devin graduated from Saint Cloud State University in May of 2009 with a Bachelors Degree in Finance. While in college, he experienced financial difficulty including nearly being evicted!
After graduation, Devin was saddled with over $40,000 in debt. However, over the course of 5 short years, Devin was able to pay-off all of that debt and accumulate over $40,000 in savings and investments! The "180" in his financial situation was the result of tireless study, creation, and application of some very simple financial principles. These principles are now being delivered to help people just like you!
Devin has taught many classes to many audiences under the name of Payczech, and is now moving his expertise to Udemy! Check out Devin's financial education programs and learn how you can take control of your financial destiny! The principles taught are field-tested and are simple to follow! Achieving financial wellness takes time and patience; it is not a “get-rich-quick” scheme. It may take time and effort; however financial wellness is definitely worth it! Sign up for one of Devin’s programs today!
In his spare time, Devin enjoys running, working out, spending time with friends, cooking, and learning.
Enroll in any course below, and learn how you can take control of your finances today! Proper money management will help you reduce stress, and help you focus more time on the things in life that you enjoy!