Stop Struggling To Get By: Apply To Top 25 Grant Programs
3.7 (24 ratings)
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Stop Struggling To Get By: Apply To Top 25 Grant Programs

This course gives you all you need to apply to the easiest government programs for solving your financial problems.
3.7 (24 ratings)
Instead of using a simple lifetime average, Udemy calculates a course's star rating by considering a number of different factors such as the number of ratings, the age of ratings, and the likelihood of fraudulent ratings.
149 students enrolled
Created by Matthew Lesko
Last updated 7/2016
Current price: $12 Original price: $20 Discount: 40% off
3 days left at this price!
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  • 1 hour on-demand video
  • Full lifetime access
  • Access on mobile and TV
  • Certificate of Completion

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What Will I Learn?
  • 1) Start applying to the best government free money programs that can solve a financial problem or finance a project;
  • 2) Apply only to the easiest programs available for receiving money and help to pay bills and expenses, start a business, buy or fix up a home and more;
  • 3) Talk to government officials using specific terms that can get more money than you think you are eligible for;
  • 4) Apply to only those programs that offer the highest potential for receiving the money;
  • 5) Save endless hours searching the Internet for the right government office to apply to;
  • 6) Get copies of successful applications from people who already received money;
  • 7) Get experts to help fill out any application for free; and
  • 8) Increase the success of your application by contacting your elected officials.
View Curriculum
  • 1) No Education Level or Prior Knowledge are needed to take this Course.
  • 2) The Only Requirement is Access to the Internet.

Whoever tells you the government is cutting back... THEY'RE WRONG.

In 2015 the U.S. Government will give out an average of $22,996 in free money to each family. That's an increase from $21,816 in 2014, In 2016 It is going to increase again to $24,159. Do this sound like a cut back?????

The government has over 17,000 programs that hand out free money and fee services to people of all incomes and all ages. Here are some facts about these programs that the average person does not know about:

- Uncle Sam hands out over $1.7 TRILLION PER YEAR per year and spends next to NOTHING ON ADVERTISING to let people know these programs.

- Only 20% of this money is set aside for low income people. For most programs it does not matter what your income is, they are for people who want to do things or solve problems.

- Low income programs cover people making up to $44,000 per year.

- 80% of the free money available is NOT CALLED "GRANTS".

- Most of the free money programs only require a 2-3 page of "fill in the blanks" application.

- The government represents over 35% of our economy and has programs that can help every member of our society no matter what your age, income, or education level.

I had a very successful business helping rich people make even more money by taking advantage of these programs. Now I devote my life to help the average person know about the free money and help that is available to them too.

After 35 years of studying these programs I've developed a course for those who want to begin learning the system of applying to the 25 BEST FREE MONEY PROGRAMS that America has to offer.

These TOP 25 programs can help the most people of all incomes. These are programs you should know about if you need:

Money And Help For A Business

Money And Help For Paying Bills and Getting Out OF Debt

Money And Help To Buy Or Fix Up A Home

Money And Help For Health Care Issues

Money And Help For Raising Kids or Caring or Caring For Seniors


As a student you are able to ask instructor as many questions as you want about the details of applying to any government program. Answers are returned within 48 hours.

Who is the target audience?
  • 1) Average Americans who want to ensure they apply to all the government programs they are eligible for.
  • 2) People who are overwhelmed with the amount of information they find on the Internet about government grants.
  • 3) Individuals who want to use the government money they are entitled to in order to pay for daily living expenses and special projects.
Compare to Other AP US Government and Politics Courses
Curriculum For This Course
28 Lectures
In 2015 The Gov't Is Giving Out Over $2.6 Trillion In Free Money To Everyone
28 Lectures 01:03:17

Stop looking under the cushions in your sofa for money to help you make it through tough times. Instead, start looking inside government agencies. That's where the real money is. Data from US 2016 US Budget show that the average family will get $22,966. That is over $2.6 Trillion for the nation as a whole and this number keeps growing every year no matter which party is in power

Year 2014 2015 2016

Total Payments for Individuals (millions) $2,508,868 $2,667,571 $2,826,615

Average Payment per Household $21,816 $22,996 $24,159


There are over 17,000 programs in the government that give out free money and services. What is presented here are the BEST 25 programs that every American should know about no matter what age or income you are.

If 've put my 35 years of work studying government programs into this one hour course so you can get the best information in the shortest amount of time.

Some things I want you to remember as you take this course:

1) Government agencies are so big that the government officials don't even know what they have, so it's best to identify a program ahead of time and the contact the agency and tell them what they have

2) It is never good to say you are looking for "GRANTS" when contacting the government because only 20% of the free money available is called grants. So you will be missing out on 80% of the free money available. Say you are looking for "FINANCIAL ASSISTANCE"

3) If you contact an office and they say they cannot help you, ask them for suggestions for other places you look for programs. Its a treasure hunt and the people yo contact are in a similar business and may know where the treasure is buried.

4) If you think you make too much to be eligible for the program contact the office anyway. There are always exceptions and fine print that allow the bureaucrats to have some leeway.


After every lecture you will be able to leave as many questions as you like for the teacher. He shoud be able to get you an answer with 48 Hours..

Preview 03:07

#2) Up To $8,000 To Train For A New Job (Income Limit: None)

Local One-Stop Career Centers offer money to train for a new job, free resume writing assistance, free computer use and in some states financial assistance to become self-employed.

Preview 02:21

#3) Free Help Paying Your Bills, Rent, or Mortgage (Income Limit: None)

Counselors supported by government grants will assist you with your finances, work with your creditors, landlord or bank. Make an appointment with a local counselor.

Preview 03:18

4) Free Or Cheap Health Insurance For Kids (Income Limit: $45,000 /family of 4)

Children up to 19 years old may be eligible for health coverage under the Children's Health Insurance Program (CHIP). Covers U.S. children and eligible immigrants. and

Free Or Cheap Health Insurance For Kids...Program #4

#5) $2,000 From Missing Deposits or Unclaimed Money (Income Limit: None)

It does not take much time to see if you have unclaimed money waiting in your name from old utility deposits, life insurance policies, travelers checks, paid up insurance policies, or even savings and checking accounts. Over $34 Billion is waiting in state offices for people to claim.

$2,000 From Missing Deposits or Unclaimed Money...Program #5

#6) Free Phones And Cell Phones (Income Limit: $31,322/family of 4)

Free and discounted installation and monthly services are available to people with certain incomes under the Lifeline and Link Up Program.

Free Phones And Cell Phones...Program #6

#7) Free Treatment By The Best Doctors In The World (Income Limit: None)

Government money is currently financing over 113,486 clinical trials where doctors study and treat patients for research purposes. See if there is a trial for your condition.

Free Treatment By The Best Doctors In The World...Program #7

#8) $6,000 To Pay For Groceries (Income Limit: $29,976/ family of 4)

Estimates show that there are over 7 million working and non-working people who are unaware they are eligible to receive assistance under the Supplemental Nutrition Assistance Program.

$6,000 To Pay For Groceries...Program #8

#9) Free Financial Help & Care For Seniors (Income Limit: Varies)

The Eldercare Locator will identify community based organizations that offer health care, financial assistance, legal help, and housing to seniors. Call: 800- 677-1116;

Free Financial Help & Care For Seniors...Program #9

#10) An Extra $2,400 to $9,000 For Your Family (Income Limit: $50,270)

You don't even have to have paid any taxes in order for the IRS to send you a refund under the Earned Income Tax Credit. You need publication 596 by calling 800-829-3676; or online at or

An Extra $2,400 to $9,000 For Your Family..Program #10

13) $6,500 To Weatherize Your Home (Income Limit: $47,100/family of 4)

Homeowners and renters can apply to have storm windows, insulation and even weather-stripping installed which can help reduce your heating and cooling bills under the Weatherization Assistance Program.

$6,500 To Weatherize Your Home...Program #11

#12) 350 Colleges Where Seniors Can Attend For Free (Income Limit: None)

At age 60 you may live 30 more years and have time to start a new career. Community colleges and universities supported by state governments offer courses for free and low cost. Locate these colleges in your area.

350 Colleges Where Seniors Can Attend For Free...Program #12

#13) Free/Cheap Health Care at 8,000 Centers (Income Limit: Varies)

These government funded health care clinics offer overall health care, dental and substance abuse services. Search your zip code:
Free/Cheap Health Care at 8,000 Centers...Program #13

#14) Free Prescription Drugs (Income Limit: Varies By Company)

Drug companies offer free prescriptions to those who cannot afford to pay. 888-PPA-NOW;

Free Prescription Drugs...Pprogram #14

15)Cash, Child Care, Transportation, Health Care & Job Training (Income Limits: Very Low)

The Temporary Assistance to Needy Families (TANF) offers a full range of services to help families with children become self-reliant. Find your state program:

To locate your nearest Community Action Agency, go to:

Cash, Child Care, Transportation, Health Care & Job Training...Program #15

$1,156 In Extra Spending Money For Seniors...Program #16

#17) $$ To Pay Heating And Cooling Bills (Income Limit: up to $35,325 for a

family of 4):

Low-Income Home Energy Assistance Program (LIHEAP) serves families by offering heating and cooling subsidies, energy crisis intervention to assist in weather-related and fuel supply shortages, and household energy-related emergencies, such as utility shut-offs.

$$$ To Pay Heating And Cooling...Program #17

#18) Free Child Support Enforcement (Income Limit: None)

The Office of Child Support Enforcement will fight for you to establish paternity, set up a court order for child support, track down a missing parent, collect child support, and get the courts to adjust child support orders.

Free Child Support Enforcement...Program #18

#19) $700 Million In Child Support Money Waiting For You To Claim (Income Limit: None)

The government collects child support money from tax refunds, employers, sale of property etc. but cannot always find the custodial parent to whom the money is owed. Check if your money is sitting in your state child support agency.

$700 Million In Child Support Money Waiting For You To Claim...Program #19

20) $400/wk When You're Out of Work (Income Limit: None)

You can qualify for unemployment even if you made a fortune at your previous job. The most recent data available shows that 10,851 people making over $500,000 a year also collected over $71 million in unemployment money.

$400/wk When You're Out of Work...Program #20

$250/Month Commuting Money...Program #21

#22) Free Vet Services For Pets (Income Limit: Varies)

Many veterinary college teaching hospitals offer free services, drugs, treatments to those in need and even answer questions over the telephone. See if there is a veterinary college near you:

Free Vet Services For Pets...Program #22

#23) $1,200 Food Vouchers For Women & Children (Income Limit: $42,643/family of 4) The Women, Infant and Children (WIC) Program provides women, infants, and children up to age 5 nutritious foods to supplement diets, information on healthy eating, and referrals to health care.

$1,200 Food Vouchers For Women & Children...Program #23

24) $10,000 For Down Payments and Closing Costs (Income Limit: $56,000+)

The American Dream Down Payment Initiative covers down payment, closing costs, and rehabilitation assistance for first-time homebuyers.

$10,000 For Down Payments and Closing Costs...Program #24

#25) Get Up To A $8,920 Grant For Health Insurance (Income Limit: Sliding[m1] Scale up to $90,000)

The new federal health care law, Obamacare, now makes it possible for the 44 million of Americans without health insurance to now get coverage. 50% of the uninsured will pay

Will receive coverage for free. Others with incomes up to $90,000 will get subsidies up to $8,920. Contact:

Get Up To A $8,920 Grant For Health Insurance...Program #25

Free Help To Start a Business, Write A Plan, Protect Your Invention...BONUS

What To Do Next
About the Instructor
Matthew Lesko
4.1 Average rating
59 Reviews
464 Students
10 Courses
New York Times Best Selling Author and Entrepreneur

Armed with a MBA in computerized management information systems paid for thanks to government money because of service as a Naval Officer in the Vietnam War, Lesko became a professor in computer science and started a career as an entrepreneur. His first two businesses failed and one was a software company.

His first successful company was a consulting business that helped Fortune 500 companies tap government programs to finance mergers and acquisitions and enter new markets. In a few short years, this business grew from himself with a phone and a desk in a one-room apartment to 30 researchers in downtown Washington, DC.

He then left the corporate world to educate the average consumer how they also can use the same government programs to help their lives. He has written over 100 books on the subject of free money. Two became New York Times Bestsellers. He was also a columnist for the New York Times Syndicate and Good Housekeeping magazine. He has appeared on hundreds of radio and TV shows and made regular appearances on Letterman, Larry King, Leno, CNN, Fox, The Today Show, Good Morning America, and Oprah. His crazy TV infomercials were among the most popular in the industry and he is often recognized on the street because Lesko always wears Question Mark Suits.