The Ultimate Guide to Personal Finance & Saving Thousands

Learn all the fundamentals, including budgets (with templates), work benefits, credit cards, houses, cars, and investing
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  • Lectures 19
  • Length 2.5 hours
  • Skill Level Beginner Level
  • Languages English
  • Includes Lifetime access
    30 day money back guarantee!
    Available on iOS and Android
    Certificate of Completion
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About This Course

Published 3/2016 English

Course Description

In this course, I plan to go educate you on every aspect of personal finance, as well as how you can immediately begin saving thousands of dollars every year and feel great about your financial future for the rest of your life. In case you couldn't tell, finance is incredibly exciting to me, and I hope the knowledge taught in this course will bring you all of the same success it's brought me, saving nearly $15,000 every year using the knowledge I'll be teaching you.

Although many courses on here are taught via lecture slides and voice-overs, I personally hated learning that way and found it very hard to focus. I'm not going to just read off a slide while I sit in my underwear, I'm going to speak directly to you throughout the course in order to keep your attention and have some fun, in addition to walking you through various programs, easy PowerPoint slides, and processes through live screen recordings, with nearly 3 hours of engaging, extremely high-quality 1080p HD video content (filmed on a camera I spent way too much money on, just for this course).

You should enroll in my course not only because I've been creating highly in-depth budgets in order to live a very comfortable lifestyle for the past 5 years, but because I will provide you with all of the necessary tools and every ounce of knowledge for you to do the same. Everything from Excel templates to negotiation tools, I made learning the lessons taught in this course as efficient as possible. In addition to that, I will always be available as a mentor for my students to answer questions and guide you along the way.

Whether you're a college student ready to break out into the real world, or an experienced working professional looking to save more money to ensure a more comfortable retirement, I can assure you anyone will find value in this course that will last a lifetime.

I can assure you that the cost of the course alone will be saved within your first month of budgeting. If you're not completely happy with it, let me know and I will personally find a way to ensure I've helped you in one way or another. If there's really nothing I can do to help you financially, then you're always welcome to take advantage of Udemy's money-back guarantee.

Thank you, and I hope to be teaching you soon!

What are the requirements?

  • Desire to save money and live a balanced financial lifestyle
  • Readiness to watch a small investment in the course turn into an incredible amount of savings
  • Willingness to think outside of the (financial) box
  • Access to Microsoft Excel or similar software (Google Docs will work as well)
  • At least one bank account (saving or checking)
  • Optional: HP 10bII+ financial calculator
  • Optional: Brokerage account for trading mutual funds and stocks

What am I going to get from this course?

  • Save thousands of dollars each year and watch those bank accounts grow every month
  • Create a personalized budget tailored directly to your new lifestyle
  • Make informed decisions when enrolling in employer benefits (401k, health insurance, etc.)
  • Use Excel functions to solve everyday problems
  • Have credit cards pay YOU to use them
  • Boost your credit score tremendously
  • Build wealth faster by using a combination of brokerage and savings accounts
  • Perform basic tasks using a financial calculator
  • Know whether to buy or lease a car, and how to negotiate it
  • Buy your first home or condo without being ripped off
  • Calculate every aspect of car loans, personal loans, student loans, and much more
  • Gain a wealth of resources to ensure a financially balanced lifestyle, included recommended apps, podcasts, and much more

What is the target audience?

  • Students looking to avoid debt or get yourself out of it
  • Parents of young adults who could use some invaluable financial education
  • Adults of any age looking to refine their financial situation and save money
  • Students about to graduate college with a new job
  • Students entering college with a desire to start saving money
  • Young adults looking to educate themselves on all aspects of personal finance
  • Young adults who are looking to start, build, and maximize credit
  • Anyone curious in learning the fundamentals of personal finance
  • You should NOT take this course if you're looking to get rich without working for it

What you get with this course?

Not for you? No problem.
30 day money back guarantee.

Forever yours.
Lifetime access.

Learn on the go.
Desktop, iOS and Android.

Get rewarded.
Certificate of completion.

Curriculum

Section 1: Welcome to the Course -- Let's Start Saving Money
02:54

While the majority of the course is going to be all about you and learning the fundamentals of personal finance, I believe it's at least important to know who I am and why I'm qualified to teach you. There's no age restriction to personal finance -- and it's never to early or late to start learning!

As I stated, this course will be different than anything you're used to. Here's what I mean:

  • I'm going to get right to the point and teach you what you need to know, not be the boring professor that drags out a simple topic for two hours
  • I'm going to teach you directly and in a way you can understand, not sit behind a camera and mumble a lecture out for you
  • I'm going to be available as a mentor for the rest of your life, not just collect your money and never talk to you again; I want to see each and every one of my students be succesful

Also, I highly recommended watching the attached music video for some quick "motivation" and a good laugh before we get started. I can't rap like Lil Dicky, but he teaches some great lessons in this jam. I may or may not listen to it every day.

With that said, let's go ahead and get started!

Section 2: Creating a Budget Using a Spreadsheet
11:55

In this section we'll learn the basics of a budget, and how to start building yours in Excel.

14:28

This lecture will continue to cover budgeting basics in our comprehensive Excel model, and teach the fundamentals of Pivot tables to aid in tracking expenses

Section 3: Health Insurance
11:21

This lecture will cover the basics of health insurance -- try not to break a leg in the process of watching it!

Section 4: Retirement Accounts and Planning
06:47

It's never too early to start planning for Corvettes and trips around the world. Get your retirement fund in gear!

Section 5: Personal Accounts and Investing
11:28

You can't start saving and investment until you have the proper accounts -- learn more about them in this section!

Section 6: Make Your Credit Cards Pay You & Building Credit
09:47

It's time to have those credit cards pay you -- learn how to do that here!

Section 7: Using a Financial Calculator
Introduction
02:13
11:14

This lecture will teach you the basics of your financial calculator, as well as how to calculate a basic loan payment.

05:00

This lecture will teach you how to plan for your retirement, and find out how much money you'd have saved up after a certain period of time with compounding interest.

5 questions

Test your knowledge with a quick quiz!

Section 8: Loans and Repayment Methods
06:42

Learn the basics of taking on debt, from student loans to personal loans, and the best methods of paying them off

04:33

Use my very own Loan Payoff Tool to help you lower your loan burden and calculate your loan details!

Section 9: Your Next Car
06:12

Next time you walk into a car dealership, know the best strategies used to get the best deal possible, and whether you should be buying or leasing your next car

10:33

Learn how to utilize my very own Car Buying Tool, and snag an incredible price on your next car! Hint: Bring this in on an iPad like I did, and you'll blow the salesman's mind.

Section 10: Your Next Crib
13:04

Learn the basics of buying or renting your next place, and then walk through some essential mortgage calculations.

01:56

Learn the crucial terms and knowledge behind refinancing, and whether you can $ave Dat Money by doing it.

06:59

In this lecture, we'll walk through an actual refinancing calculation and teach you all you need to know to do it on your own!

2 questions

Test your mortgage knowledge with a quick quiz!

Section 11: Closing Lecture
01:55

As the course comes to a close, I just wanted to thank you for being the awesome student that you were and choosing to better yourself by participating in the course. As stated in this lecture, I'd love for your positive feedback on the course if you enjoyed it, and even better -- share it with a friend who you believe would find value in it.

If you didn't find any relevant content, or I just sucked as an instructor, please reach out to me so I can make it right for you before leaving a negative review or requesting a refund.

I'm here to mentor and inspire my students for the rest of lives, as nothing means more to me than seeing you become successful by applying the strategies taught throughout my course.

Have a wonderful day!

Section 12: BONUS LECTURE
07:26

As promised, here are some great additional resources to check out to further your knowledge of personal finance beyond this course. If you think of anything else that has helped you along your journey, please do share it with me -- I would love to hear about it!

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Instructor Biography

Justin Kelsey, Management Consultant, Serial Entrepreneur, and Investor

While my friends in high school were playing video games and planning what movie to see on Friday night, I was planning my next business venture. By the age of 18, I had already owned and operated five successful companies, saving enough money to nearly pay for college on my own.

I was fortunate enough to attend one of the top public business programs in the country, where I dedicated four years to fine-tuning my skills in finance and business management. For each of those thrilling college years, I had budgeted down to the dollar how much money I would spend each semester (including the "social" expenses), and frequently helped friends do the same. Who wouldn't love seeing their bank account balance six months in advance?

Although receiving a full-time offer from Amazon after completing a leadership internship with them, I discovered my true passion lies within consulting. There's no better feeling at the end of the day than knowing you've helped a company grow, and working for the top consulting firm in the middle-market has given me the incredible opportunity to make a difference on a weekly basis.

My course materials will not only cover the core fundamentals of business, broken down into concepts so simple that even children could understand, but also include all of my personal Excel workbooks and programs (such as Quicken) that I've developed to help me along the way. These include everything from an in-depth pricing tool when buying a car (saving me roughly 20% on mine), to a simple-yet-effective budget to use when planning your next 6 months.

While I may seem younger than the average finance instructor, which always seem to be in their early-60's (mad respect to you baby-boomers out there still teaching), I can promise that you'll finish these courses suddenly excited about finance and ready to start watching those bank accounts grow. You'll be pumped to take charge of your financial freedom, or you can have that hard-earned money back.

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