Personal Finance Principles

Improve your financial situation by understanding basic personal finance principles that help you & your family thrive!
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  • Lectures 15
  • Length 1.5 hours
  • Skill Level Beginner Level
  • Languages English
  • Includes Lifetime access
    30 day money back guarantee!
    Available on iOS and Android
    Certificate of Completion
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About This Course

Published 4/2016 English

Course Description

Do you need help managing your money?

Are you struggling with debt?

Do you want to learn how to invest?

Are you afraid you won't be able to retire?

If you answered yes to any of these questions, you're in the right place. We know how hard it is to get by in the modern world. We understand your struggles. Heck, we've lived them. But we've been able to turn it around, to not just survive, but to THRIVE!

Phil paid off over $140,000 in student loan debt and built a 6-figure side business within 5 years of college graduation. Mike & Lauren are on a path towards super-early retirement, and are the ultimate personal finance hackers. They are currently traveling the country with their newborn son.

This free mini-course will teach you the basic principles that will set you up for financial success - setting you apart from most people in the world!

  • Learn the golden rule of personal finance
  • Understand why the rich get richer
  • Learn how to retire... early!
  • Measure you financial success
  • Calculate your net worth
  • Know how to budget the smart way using Mint and Microsoft Excel
  • Understand the power of investing
  • and more

These are key skills and pieces of knowledge that will help you succeed in life!

All of the lessons in this course come from our Personal Finance Masterclass, a complete course with over 100 lessons that further explain topics such as: budgeting, increasing income, credit cards, loans, debt, real estate, retirement, financial freedom, taxes, education, purchasing a car, and much more!

We want to help you live a better, financially smart life. This course will get started on the right foot!

What are the requirements?

  • Students do not need any prior knowledge of personal finance topics
  • Students should sign up for an account with Mint or have access to Microsoft Excel or Google Docs to follow along with the budgeting section
  • Students should be open to being challenged in their preconceived financial beliefs

What am I going to get from this course?

  • Know the #1 rule of personal finance
  • Understand why cutting out small expenses is important
  • Budget using Mint or Microsoft Excel
  • Understand the power of compound interest
  • Know how to retire using the 4% rule
  • Calculate your net worth
  • Measure your financial success

What is the target audience?

  • This course is for you if you need help handling your money
  • This course is for you if you want to learn how investing works
  • This course is for you if you want to know how the rich become rich
  • This course is for you if you want to improve your financial life

What you get with this course?

Not for you? No problem.
30 day money back guarantee.

Forever yours.
Lifetime access.

Learn on the go.
Desktop, iOS and Android.

Get rewarded.
Certificate of completion.

Curriculum

Section 1: Introduction to Personal Finance
03:34

Welcome to the Personal Finance Principles course. Let's learn more about what this course has to offer and who the instructors are.

02:55

In this lesson of the personal finance course, you'll learn our number one rule for being financially smart.

02:55

In this lecture of the Personal Finance Masterclass, you'll learn why the rich get richer.  We're not talking about the super rich and famous.  We're talking about the millionaire next door.  Lauren will cover the difference between assets and liabilities, and what impact each has on your finances. 

02:14

Here's a quick note about how Udemy gets reviews now.

02:59

In this lecture of the Personal Finance Masterclass, you'll learn how to measure your own financial success.

  1. What is your household’s cash flow? And do you understand it?
  2. Do you know your net worth?
  3. Will you have enough to retire?
05:24

In this lecture of the Personal Finance Masterclass, you'll learn whether reducing expenses or increasing income is better.

  • People often wonder why they should cut out the $5 latte or $10 fast food meal. It doesn’t seem like doing that can make much of a difference.
  • Before we look at some easy ways to reduce expenses, we need to understand why reducing expenses is important and why the small stuff matters.
Section 2: Budgeting
05:45

In this lecture of the Personal Finance Masterclass, you'll learn how to do budgets the smart way. 

  • What is a budget?
  • Why do I budget?
  • How to budget the smart way.

12:52

In this lecture of the Personal Finance Masterclass, you'll learn how to do your budget with Mint.com. We'll show you how to create categories and set prices for your categories You'll then learn how to put each of your transactions into the right category and see your monthly budget.

13:29

Learn how to budget using a spreadsheet like Microsoft Excel. We provide a template for you to use and follow along with.

Section 3: Investing and Retirement
04:56

In this lecture of the Personal Finance Masterclass, you'll learn about the basics of investing.  What is a stock?  What is a bond?  How do you actually make money in the stock market?

04:38

In this lecture of the Personal Finance Masterclass, you'll learn the power of investing when you're young. We show you 3 graphs that will blow your mind!

03:50

In this lecture of the Personal Finance Masterclass, you'll learn how to retire early. Phil shares a short animation that he created in 2015. This is a good introduction to one of the main components of this course - financial freedom and early retirement.

05:24

In this lecture of the Personal Finance Masterclass, you'll learn more about the 4% rule. This is a good introduction to retirement, and how it should work.

02:40

In this lecture of the Personal Finance Masterclass, you'll learn how to calculate your net work. We'll cover what to include in your assets and liabilities.

Section 4: Conclusion & Bonus Lecture
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Instructor Biography

Phil Ebiner, Best Selling Instructor, 215,000+ Students

My passion is inspiring people through online courses. I love learning new skills, and since 2012 have been teaching people like you everything I know. Through my online learning business, Video School Online, I create courses that teach you how to become the better version of yourself with all kinds of skills.

What would you like to learn?

Would you like to make money teaching online courses?

Would you like to build your own 6-figure business?

Would you like to learn motion graphics in After Effects?

Would you like to learn how to shoot & edit videos like a pro?

Would you like to take better photographs?

Would you like to design better presentations, create a great resume, colorize black & white photographs, brew beer, adopt a cat, edit photos in Lightroom, launch a freelance career?

If you want to do any of these things, just enroll in the course. You have a 30-day money back guarantee if you don't like it. And I'm always improving my courses so that they stay up to date and the best that they can be. Check them out, and enroll today!

MORE ABOUT PHIL:

I've always tried to live life presently and to the fullest. Some of the things I love to do in my spare time include mountain biking, nerding out on personal finance, traveling to new places, watching sports (huge baseball fan here!), and sharing meals with friends and family. Most days you can find me spending quality time with my lovely wife and our cat.

In 2011, I graduated with my Bachelor of Arts in Film and Television Production at Loyola Marymount University - one of the top 10 film schools in the country. While there, I was fortunate to make documentaries in Switzerland, Germany, Mexico, and India. After graduating, I worked at Participant Media shooting and editing short-form documentaries for their website TakePart. I followed that stint with a contract at Stanbridge College where I discovered online learning. I helped pioneer their online school there. Most recently, I spent 2 years working at University of California Berkeley with the media team. Throughout this time I built my Video School Online brand to teach others the skills that I have. In May of 2015, I left the 9-5 world to make my own path. Since then, I've made more money, worked fewer hours, and only have done the things I love each day.

I want to show you how to be a better creator, make money from your creations, and live the life you dreamed of.


Instructor Biography

Michael Moyer, We make videos about personal finance and DIY projects.

Hi there, we are Mike and Lauren! We like to travel, build things, and make videos. We plan on retiring extremely early by saving a high percentage of our income. We post videos about personal finance and DIY projects every Friday and Sunday.

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