This course is a comprehensive description of the features and benefits of Fixed Annuities. The information is generic and does not represent the product of any insurance company.
Discover if a Fixed Annuity is Suitable for You
A Fixed Annuity is an insurance product you may be glad you learned about
If you are a resident of the United States, because this course is about Fixed Annuities offered in the USA, and if you are about 40 years of age or older, and if you have discretionary savings and/or income you wish to use to establish for yourself financial security, this may be valuable information for you.
This course makes use of hypothetical examples to clarify some of the important information.
This course is presented using PowerPoint slides with my narration, and is a little over one hour in length.
The information in this course will make you an informed consumer should you decide to consider the acquisition of a Fixed Annuity from a licensed professional in your community
You will gain insight into the development of the modern Fixed Annuity and thus reach a better understanding of how a Fixed Annuity may be of benefit to you
This hypothetical example will show you how a Fixed Annuity can be used to establish a lifetime income
Your understanding of the various types of annuities for you to navigate the annuity marketplace
Here you will discover how to earn interest in a Fixed Index Annuity and learn about the limits that are part of the index strategies
An understanding of how the various index strategies work is necessary when deciding what strategies to choose
This lecture will reveal to you how important this feature is by using a hypothetical example to demonstrate how it works
You may find this lecture of great interest as it describes how you can establish a lifetime income using a Fixed Annuity
Some commonly encountered tax rules. This lecture is not intended as tax advice or tax planning
Information on how some tax rules may be applied to Fixed Annuities
You will learn about Surrender Charges, Market Value Adjustments, Bonuses, and other annuity features so you will have greater insight into the various aspects of Fixed Annuities that could have an effect on your consideration of a Fixed Annuity
Fixed Annuities are not suitable for everyone. So here you will find things to consider if you are thinking about the possible acquisition of a Fixed Annuity
I was born in 1943 so I have been around for a while.
In 1965 I received a Bachelor of Science degree in Electrical Engineering, then served two years as an officer in the U S Army, then had a thirty-three year career in the electrical business, then was granted an insurance license for Fixed Annuities in 2001.
I have given seminars in Fixed Annuities that have been well received, so I decided to create this Udemy course.