Personal Finance and Fixed Annuities
3.0 (3 ratings)
Instead of using a simple lifetime average, Udemy calculates a course's star rating by considering a number of different factors such as the number of ratings, the age of ratings, and the likelihood of fraudulent ratings.
409 students enrolled
Wishlisted Wishlist

Please confirm that you want to add Personal Finance and Fixed Annuities to your Wishlist.

Add to Wishlist

Personal Finance and Fixed Annuities

Discover if a Fixed Annuity could help you achieve financial security
3.0 (3 ratings)
Instead of using a simple lifetime average, Udemy calculates a course's star rating by considering a number of different factors such as the number of ratings, the age of ratings, and the likelihood of fraudulent ratings.
409 students enrolled
Created by Joe Marino
Last updated 9/2016
English
Current price: $10 Original price: $20 Discount: 50% off
5 hours left at this price!
30-Day Money-Back Guarantee
Includes:
  • 1 hour on-demand video
  • Full lifetime access
  • Access on mobile and TV
  • Certificate of Completion
What Will I Learn?
  • Understand the features of Fixed Annuities so as to have the knowledge that will assist you in determining if a Fixed Annuity is a suitable financial product for you
  • Know how Fixed Annuities earn interest and how they may be used to establish a lifetime income
View Curriculum
Requirements
  • This is a basic course that does not require prior instruction
Description

This course is a comprehensive description of the features and benefits of Fixed Annuities.  The information is generic and does not represent the product of any insurance company.  

Discover if a Fixed Annuity is Suitable for You

  • You will learn how you can earn interest in a Fixed Annuity
  • You will learn how you can use a Fixed Annuity to establish for yourself a lifetime income.
  • You will learn about Fixed Annuity features such as Surrender Charges, Market Value Adjustments, tax deferred earnings,and bonuses paid on premium,  

A Fixed Annuity is an insurance product you may be glad you learned about

If you are a resident of the United States, because this course is about Fixed Annuities offered in the USA, and if you are about 40 years of age or older, and if you have discretionary savings and/or income you wish to use to establish for yourself financial security, this may be valuable information for you.

This course makes use of hypothetical examples to clarify some of the important information. 

This course is presented using PowerPoint slides with my narration, and is a little over one hour in length.

The information in this course will make you an informed consumer should you decide to consider the acquisition of a Fixed Annuity from a licensed professional in your community

Who is the target audience?
  • Residents of the USA
  • People who are 40 years of age or older
  • People who have discrestionary income and/or savings they want to use to establish financial security
Students Who Viewed This Course Also Viewed
Curriculum For This Course
12 Lectures
01:04:08
+
Fixed Annuity Basics
3 Lectures 08:41

You will gain insight into the development of the modern Fixed Annuity and thus reach a better understanding of how a Fixed Annuity may be of benefit to you

Preview 03:07

This hypothetical example will show you how a Fixed Annuity can be used to establish a lifetime income

Preview 02:12

Important information on how you should approach this course in order to get the most our of the course

Preview 03:22
+
Types of Annuities
1 Lecture 08:27

Your understanding of the various types of annuities for you to navigate the annuity marketplace

A Description of Annuity Types
08:27
+
Fixed Index Annuities
4 Lectures 22:25

Here you will discover how to earn interest in a Fixed Index Annuity and learn about the limits that are part of the index strategies

Earning Interest
05:13

An understanding of how the various index strategies work is necessary when deciding what strategies to choose

Index Strategies
06:58

This lecture will reveal to you how important this feature is by using a hypothetical example to demonstrate how it works

Preview 04:00

You may find this lecture of great interest as it describes how you can establish a lifetime income using a Fixed Annuity

How to Establish a Lifetime Income
06:14
+
Taxation Information
2 Lectures 12:24

Some commonly encountered tax rules.  This lecture is not intended as tax advice or tax planning

Some Tax Rules
07:14

Information on how some tax rules may be applied to Fixed Annuities

Some Taxation Applications
05:10
+
Fixes Annuity Features
1 Lecture 09:43

You will learn about Surrender Charges, Market Value Adjustments, Bonuses, and other annuity features so you will have greater insight into the various aspects of Fixed Annuities that could have an effect on your consideration of a Fixed Annuity

Important Details on Some Interesting Features
09:43
+
Fixed Annuity Suitability
1 Lecture 02:28

Fixed Annuities are not suitable for everyone.  So here you will find things to consider if you are thinking about the possible acquisition of a Fixed Annuity

Is a Fixed Annuity Right For You?
02:28
About the Instructor
Joe Marino
3.0 Average rating
3 Reviews
409 Students
1 Course
Instructor

I was born in 1943 so I have been around for a while.

In 1965 I received a Bachelor of Science degree in Electrical Engineering, then served two years as an officer in the U S Army, then had a thirty-three year career in the electrical business, then was granted an insurance license for Fixed Annuities in 2001.

I have given seminars in Fixed Annuities that have been well received, so I decided to create this Udemy course.