Are you where you want to be financially?
Do you feel like there has to be a better way of handling money?
Are you tired of dealing with student loan and credit card debt?
Do you want to invest but don’t know where to start?
If you said yes to one or more of these questions then you are in luck. This AMAZING money management course will provide the answers to these questions and more. Let’s be honest, when it comes to planning your finances it can seem like an extra chore at best.
Building a solid financial plan is built on uncertainty, fear and confusion in most cases. In the end, these emotions make you want to avoid planning for your financial future and settle for a life less than. Financial literacy education is a life-long process and requires constant attention.
Personal Finance University was created to provide you with the education and the necessary tools you need to learn how to manage your finances and to modify your behavior to make better financial decisions. This course will be taught through five different lessons. Each lesson will unlock information in key areas of personal finance. This course will consists of an instructor led, hands on approach to personal finance.
The information in this course is based on years of bad financial decisions and mis-information by the instructor and discovering what it takes to make better financial decisions. This course will share practical advice on how to set and achieve financial goals to building real wealth. The information and examples in this course will provide you with sound money management strategies, and these strategies will help get you where you want to be financially.
Thanks for taking this, now let’s get started!
A quick introduction from Lonnie Mathews about what to expect from this portion of the course.
This lecture shows students that planned finances gives you a better sense of where you are financially and how to get control of your finances.
This lecture covers the top three obstacles to achieving financial freedom
This lecture shows students that by learning how to create and understand your net worth, you will get a good idea of where you are financially
During this lecture students will learn how create financial goals; setting financial goals will guide you to financial success and beyond.
During this lecture students will discover the power of compound interest and the benefit of the time value of money will have on the long-term growth of their savings.
Chapter material needed to complete this section
This lecture will introduce students to the concept of budgeting and explain why it is important to put a budget in place to accomplish their financial goals.
This lecture helps students understand what the average millionaire looks like so students can determine what they need to do to become one.
This lecture is a video explaining the mindset needed to creating a budget you can live with and how to begin the process of creating a livable budget.
This lecture helps students decide if their current budgeting process makes them a thermometer or thermostat
In this lecture students will begin the process of looking at their current income and expenses to get a clear picture of where the are compared to where they want to be.
This lecture is a continuation of the budgeting process. Students will learn what it takes to create a successful budget that you can live with.
During this lecture students will be able to look at their expenses as a percentage of their income to get a broader perspective to what areas need the most attention.
This lecture will allow students to take a hard look at the reality of their current spending habits and make some needed changes to achieve their financial goals.
This lecture goes over the Percent Guideline form with the students so they can calculate their own percentages.
This lecture will help students discover where money can be found in your current spending to make an effective change in their spending.
This lecture walks students through the how to set up a bill payment spreadsheet to stay on top of when bills are due
Extra resources students will need to compete this section of this course
This lecture is a video introduction to the idea of helping students grasp the idea of getting rid of debt once and for all. Student will learn the consequences of debt and how it effects the financial future; as well as the various types of debt.
This lecture is an introduction to the debt and signs that debt might becoming an issue in your financial life
This lecture takes a look at the credit card industry and shares statistics on card usage and what the means to students financial bottom-line.
This lecture teaches students the importance of the Debt-to-Income ratio as well as how to calculate your own.
This lecture explains how to calculate your debt to income ratio.
This lecture explains to student why the should consider getting out of debt and the impact that being in debt has on your overall financial postion
This lecture will show students a proven mathematical method to reduce and eliminate their debt in 3 to 5 years.
This lecture uses a case study to show how a family is able to eliminate over $100K in debt in just over 5 years.
This lecture will help students discover approaches to reducing and ultimately eliminating debt.
This lecture is an introduction video to the world of credit, how to manage credit effectively. Students will also learn laws associated with credit reporting.
This lecture will discuss the history of credit cards and how they impact their financial life.
During this lecture students will learn about their credit file, where it began and how to obtain a FREE copy of their credit report.
Video introduction on how to download a copy of your credit report!
This video lecture will walk students through the steps of downloading their personal credit file for FREE using the website set up by the Federal Trade Commission (FTC)
This part two of the video lecture that walks students through the steps of downloading their personal credit file for FREE using the website set up by the Federal Trade Commission (FTC)
This lecture will the different sections of the credit report students will learn how to read their credit report.
Video introduction to understanding your the credit scoring model
This lecture will teach students about the difference credit scoring models and how their score impacts purchases and life overall.
Video lecture on creating a healthy credit score!
A lecture on the most common errors on your credit report and what can be done to correct those errors.
This lecture will cover the steps students can do to improve their overall credit score.
Extra resources students will need to complete section of the course.
This video lecture will introduce students to the concept of long-term investing to increase their overall wealth and what it takes to be a smart successful investor.
This lecture explains the fundamental differences between saving for emergencies and investing for the future.
This lecture covers the phenomenon of compound interest and how to benefit from it by investing your savings.
This lecture takes a quick look at the rule that helps students understand how long it would take for money to double based on different interest rates when invested in different investment products.
This video lecture gets students excited about the possibility of investing for a comfortable retirement and explains how to build a portfolio of investment products using the investment pyramid.
This lecture covers investments designed to produce income.
This lecture explains how Growth & Income Investments fit into the students portfolio and how the the best of both worlds growth of principle as well as income.
This lecture explains how to maximize growth of principle by investing in companies that have a solid track record and have a bright future for continued growth.
This lecture explains the nature of aggressive investment and how they can spice up your investment portfolio to give you a greater level of return.
This lecture video introduction to prepare students to learn what a stock is and how they work.
This lecture teaches students the basics of what a stock is and they work.
This lecture shows what a mutual fund is and how it works. Also covers how to use this investment to boost your savings and retirement goals.
This lecture teaches students an investment technique that will allow anyone to start investing with small amounts of money.
Extra resources students will need to complete section of the course.
Lonnie Mathews is a motivational financial speaker who empowers audiences with tools and strategies to make immediate and long-term shifts in their lives. Lonnie has worked as a financial advisor and is the author two books on personal finance. His latest title Spend Everything – an inspirational guide to money management is available where books are sold. Lonnie now travels the country delivering his powerful and life changing messages on personal finance. Lonnie is a dynamic and engaging speaker who gets audiences excited about taking charge of their financial futures.
Lonnie Attended and Graduated from the University of Alabama with a degree in Finance, and has a Masters degree in Accounting from Strayer University. He is also the founder of Alliance Financial Ministries, Inc A non-profit Financial Literacy Company.