Basics of investing in Mutual Funds

A simple and basic step by step guide to get you started in investing in mutual funds
4.3 (20 ratings)
Instead of using a simple lifetime average, Udemy calculates a
course's star rating by considering a number of different factors
such as the number of ratings, the age of ratings, and the
likelihood of fraudulent ratings.
1,572 students enrolled
Instructed by Ram Mohan Business / Finance
25% off
Take This Course
  • Lectures 42
  • Length 1.5 hours
  • Skill Level Intermediate Level
  • Languages English
  • Includes Lifetime access
    30 day money back guarantee!
    Available on iOS and Android
    Certificate of Completion
Wishlisted Wishlist

How taking a course works


Find online courses made by experts from around the world.


Take your courses with you and learn anywhere, anytime.


Learn and practice real-world skills and achieve your goals.

About This Course

Published 3/2015 English

Course Description

Everyone wants to invest, however very few people end up doing so. Why is this? It's because many find investing a puzzle and a difficult task when it is indeed quite the opposite.

This course demystifies investing in the mutual fund industry (with a specific focus on the Indian mutual fund industry)

I take you right from the basics of investing and take you through the baby steps of understanding what a mutual fund is, a SIP is and so on and then go on to cover advanced topics like STP, SWP, Liquid funds etc.

This course contains about 1.5 hours of video along with several useful links and pdfs to help you get started with investing.

This course is for the absolute beginner who wants to invest as well as the intermediate investor who knows about investing but wants to improve his knowledge around how to invest.

The course is structured in a way that you'll be able to quickly start investing and making informed decision about investing as soon as you finish your course, i.e. within 1.5 hours. It's a very short investment in terms of time and money (with a 100% money back guarantee) and the returns are worth 1000s of $$. Come on in and you won't be disappointed!

What are the requirements?

  • You would need to have a bank account and PAN card in order to invest in mutual funds
  • Don't worry if you don't have prior experience in investing. Setting you up on an investment platform is covered on this course (though this isn't the only way to do it; it's just preferred and easy)

What am I going to get from this course?

  • Choose the best possible mutual funds to invest in India
  • Use different tools to pick the right funds for the right goals
  • Understand the benefits and returns on mutual funds
  • Define and set goals for savings

Who is the target audience?

  • This course is meant for beginning investors who have no idea of how mutual funds and markets work. This is ideally suited for people in their 20s and those who have just started earning as the techniques outlined have a long term horizon (15 to 20 years)
  • This course is designed for people who can put aside some money every month on mutual funds. The amount can be as low as Rs. 500 per month
  • Even if you do know about mutual funds and investing (maybe you already invest), this course will help you pick the right funds and give you a lot of tips and tricks about investing

What you get with this course?

Not for you? No problem.
30 day money back guarantee.

Forever yours.
Lifetime access.

Learn on the go.
Desktop, iOS and Android.

Get rewarded.
Certificate of completion.


Section 1: Introduction

Introduction and what you can expect to learn from this course


You will understand the benefits of investing and why investing is so important for securing a safe and prosperous future


You'll understand the different types of investments and what is considered an ideal split -- 60% in stocks, 20% in bonds and 20% in real estate. You'll also understand why mutual funds are so effective and powerful


A quick recap of the main learning points in this section

Section 2: Deep Dive into mutual funds

We'll have a brief lecture on what you can expect to learn from this section


Explanation of what a mutual fund actually is


We'll understand the various types of mutual funds -- Tax Savings, Debt, Equity based and the main similarities and differences between them


We'll understand how to calculate the Return on Investment (ROI) of a mutual fund and what the industry standards are. We'll look at both the upside as well as downsides possible


You'll understand the advantages of investing in mutual funds and the risks associated with them. We'll also talk about how to minimize these risks using some strategies


We'll understand about the main technical terms used in Mutual Funds -- NAV, AUM, CAGR etc


A quick recap of the main learning points in this section

Section 3: SIP and the power of compounding

We'll have a brief lecture on what you can expect to learn from this section


What is SIP and why is it so powerful?


We'll learn about why the power of compounding is often called the "eight miracle of the world" and how to use it to our advantage


An introduction to target based investments and why this is essential to successful financial planning


A brief introduction to the various types of SIP calculators and a few samples on how to use them.


A quick recap of the main learning points in this section

Section 4: Investing in Mutual Funds

We'll have a brief lecture on what you can expect to learn from this section


We'll understand how you would gain by being an active participant in your investment decisions than depending on a mutual fund advisory


We'll discuss about the FundsIndia platform that can help you easily invest in mutual funds at the convenience of your desktop


We'll talk about the MoneyControl Website that can be used to track your mutual funds performance


Here we'll introduce another platform ValueResearchOnline and how we can use this and MoneyControl to decide on which funds to invest.


So, how do we put it all together and start investing in mutual funds?


A quick recap of the main learning points in this section

Section 5: Reviewing your investments

We'll have a brief lecture on what you can expect to learn from this section


We'll learn why it is critical to regularly review your portfolio and what is the suggested review period


We'll take a deeper look into how we need to analyze our fund's performance and whether it has met our target or not


We'll learn about the key principles of holding onto winners and selling our losers


We'll understand how to re-balance your portfolio in order to remain current to your financial goals


A quick recap of the main learning points in this section

Section 6: Advanced Tips and Tricks

We'll have a brief lecture on what you can expect to learn from this section


We'll understand how parking your funds in Debt Funds instead of Savings account will help make your money work for you


We'll understand about STP and STW


We'll understand how to save tax on mutual fund investments


We'll understand how mutual funds are taxed, both gains and losses. And how to use both to our advantage against the taxman

Correction to term used in Taxation of Mutual Funds

Final thoughts before you set off on your success journey

Section 7: Bonus
2 pages

Understand the rule of 72 and how to use it-- along with 4 other thumb rules!

1 page

We'll learn how you can use credit cards to wisely increase cash flow as well as collect points and rewards

2 pages

Few other techniques like "Pay yourself first" or "Invest before spending a %" etc.

1 page

Useful websites for researching and investing in mutual funds

1 page

General tips to set you off in your quest for financial success

Students Who Viewed This Course Also Viewed

  • Loading
  • Loading
  • Loading

Instructor Biography

Ram Mohan, Software Engineer by Profession, Financial guru by choice

Ram is a self taught financial expert with over 15 years experience investing in both the mutual fund and stock markets. Ram's portfolio is truly international as he owns stocks, and funds in Indian, Australian and US markets

Ram is a regular contributor to several different financial forums viz. Moneycontrol, JagoInvestor. He is also a financial advisor to several of his friends and work colleague (Ram is a s/w professional in his regular job) and has helped design and plan investments for many of them.

Most of Ram's knowledge has been self-taught but due to his in-depth practial experience, he is regularly sought out by many people who are just starting out in the investing world as well as by regular investors for advice and help. Since Ram is a s/w professional, he combines his knowledge of the money markets along with his technical skills to make investing easy and something that can be done "at the click of a button" which makes his tips highly sought after by the communities he frequents

He runs his own movie blog in his free time as well and is also authoring a book on financial freedom

Ram is a veteran in the software industry having played with Unix as early as in 1993 and is called on to troubleshoot problems with friends and colleagues' computer issues. His experience as a Support Manager has seen him work on a wide variety of technologies including HTML, ColdFusion, Java, JSP, J2ME along with all possible Database and AppServer flavors.

He currently serves as a software consultant on several startup projects and runs his own podcast site interviewing Indian startups and entrepreneurs

Ready to start learning?
Take This Course