Learn how to buy a house "subject to" the existing financing

The absolute easiest technique to buy and sell houses without using your money or credit.
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446 students enrolled
Instructed by James Bealer Business / Real Estate
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  • Lectures 24
  • Length 3.5 hours
  • Skill Level All Levels
  • Languages English
  • Includes Lifetime access
    30 day money back guarantee!
    Available on iOS and Android
    Certificate of Completion
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About This Course

Published 5/2015 English

Course Description

Welcome to the lesson you will learn to highly advanced technique of real estate investors of how buy houses "Subject To" the existing financing where you can take ownership of a property via the house being Deeded to you while keeping the existing mortgage in place. You never have to qualify for a loan. You never have to complete a credit application and yet the house is yours easier than if you did go through that long drawn out process.

Most real estate investor's that utilize this technique make a minimum of $10K per deal. How's would you feel about doing 1 a month and making more than you do on your JOB? Also, imagine moving into you own house, assuming you don't already have one. How exciting would that be?

Enroll in this highly sought after course and you will learn

  • Step by step process of acquiring the deed on beautiful houses in gorgeous neighborhoods
  • What you need to do business
  • What you'll need to know
  • Setting up your team of professionals
  • How to locate Motivated Sellers
  • What are Target Properties
  • Why it pays to work on higher price houses
  • How to avoid risks and protect yourself
  • The most common mistakes when buying and selling
  • How to Market to and prescreen buyers quickly
  • What documents to use when buying and selling
  • Why you should use a Real Estate Attorney to close your deals
  • How to make $10K a month using just this technique
  • How to outsource 90% of your work

In the past this information was included in high priced seminars. This absolutely qualifies as potentially life changing information in the way you can increase your income and even move into a house of your very own!

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What are the requirements?

  • Students should come with an open mind and the ability to put the information into action

What am I going to get from this course?

  • Learn how to buy houses without paying cash or getting a loan
  • Learn how to take title of a house and keep the existing loan in place
  • How to sell for a profit or even move in...if you prefer.

Who is the target audience?

  • You should take this course if you want to learn the easiest way to buy a house
  • You should take this course if you have always thought you could never buy a house because of bad credit or no money
  • You should take this course if you are serious about learning how to make money in real estate investing
  • You should not take this course if you do not have the best intentions in using the information provided

What you get with this course?

Not for you? No problem.
30 day money back guarantee.

Forever yours.
Lifetime access.

Learn on the go.
Desktop, iOS and Android.

Get rewarded.
Certificate of completion.


Section 1: Learning How to buy Houses "Subject To"

This is the intro to buying houses "Subject To" and an outline of what will be covered in the course


You will learn what it means to buy a house "Subject To" the existing financing. How title can change and the mortgage is still in the name of the seller and briefly touch on the "due on sale clause"


You will learn how simple and easy it is to set up your office and the free resources for you to utilize in your business.


You will learn that you need a team of Real Estate Professionals typically a real estate attorney, a real estate agent and a Mortgage Broker to assist you with the process of buying, closing and reselling houses when you acquire them "Subject To"


You will learn what to look for in a Mortgage Broker. How to locate and prescreen to make sure than can work with buyers interested in qualifying for a FHA backed mortgage.

Section 2: Marketing

Learn why you are really in the Marketing business and not the Real Estate business. You will understand that the phone must ring in order to do deals and I will provide the 3 most simple ways of marketing if time is at a premium and you can afford a few hundred dollars for marketing.


The yellow letter technique started a little over 10 yrs ago and is still running strong as the top direct mail marketing method. Users typically see a 10% response rate but can be costly to implement effectively so utilize this after steady success with bandit signs.


This is an underground yet simple to implement way to find deals without paying an upfront cost. Use other peoples efforts to your benefit by making deals out of leads they normally would throw in the trash.

Section 3: Leads: Taking Calls from Prospective Home Sellers

Students will learn how to take and pre-screen calls from people responding to your marketing(bandit signs or yellow letters) to separate the suspects from prospects. Hint...prospects are motivated sellers and NEEDS to sell not just WANT to sell. You should be on the phone 5 mins or less following a script and completing the Lead Property Information Sheet.


Student's will learn what questions to ask before setting the appointment to meet the motivated sellers and viewing the house. Making sure all decision makers are present and are agreeable to getting some of the paperwork (you only need 2 documents) out of the way if they like me and my price or terms. Also, what to do if they bring up objections at the last minute.


Students will understand how to complete a standard purchase & sales agreement like a professional. You don't want to appear confused when you are filling it out in front of the sellers. I recommend practicing until you can fill it out in 5 minutes or less. I included a copy of this agreement which can be used in all 50 states.


In this lecture I show you how to complete an Authorization to Release Information form. Afterward you want to fax to the mortgage lender to verify and up to date payoff, monthly payment and mortgage status.

Section 4: Real Estate Attorney

In this lesson you will learn what documents you need to forward to your Real Estate Attorney to check title and to prepare for closing.


In this lecture I cover what additional documents to forward to your real estate attorney to review. They include the seller's disclosure (CYA), Warranty Deed, Limited Power of Attorney and Escrow letter. Negotiate a flat fee closing of no more than $1000 and have the end buyer cover all the closing costs.


This lecture includes a brief recap of previous documents and an intro to the seller's disclosure and why it is used to outline what your intent is and that you are not making elaborate promises.


This lecture included a step by step demonstration of how to complete the seller's disclosure. I have included a copy of the seller's disclosure available for download.


In this lecture we will cover how to complete a Warranty Deed and actually take title of a property. I usually recommend that you have your real estate attorney complete the Deed but I believe every professional real estate investor should know how to complete a Deed in case of emergencies or in the absence of an attorney.


In this lecture we will cover step by step how to complete a real estate specific or limited Power of Attorney. I have included a blank copy for you to download.


In this lecture we will cover 2 ways of handling the home owners insurance when buying Subject To using the limited power of attorney.

Section 5: Marketing to Sell with Owner Financing

You have to modify your sales process depending on if the house is vacant (ideal) or occupied. Typically vacant houses allow for a quicker sales process. I discuss what to do in either situation.


In this lecture I provided a sample craigslist to drive calls from potential tenant buyers. This is the same type of ad that I use IMMEDIATELY after I get a house under contract from a seller. I recommend using a google voice number unless you don't mind get calls throughout the day. Use it, It works!!!


In this lecture I explain how to market a house for sale with owner financing using bandit signs. It is a powerful marketing technique and will aid in a quick sale.


In this lecture I explain owner financing. I discuss what documents are needed to close when selling with owner financing. I also explain which real estate professionals you should have draft these documents and close the deal.


In this lecture I explain what a Lease Option is and how it works including the advantages and disadvantages when selling a property,

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Instructor Biography

James Bealer, Real Estate Investor and Coach

Real Estate Investor and Coach. Buying and Selling houses for over 14 years. Father, Serial Entrepreneur, Life Student and above all, a guy that really loves learning and teaching when ever he can.

My focus is on owner finance real estate deals i.e. Subject to, Lease Purchase/Option, Assignments etc. These deals require no upfront cash in most cases. I like to get in light while enjoying four and five figure pay days.

I enjoy teaching and helping others close deals

Managing Director of Direct Property Solutions

Direct Property Solutions prides itself in being a real estate investment company that provides creative win-win real estate solutions for home sellers, home buyers, and our investors. We buy and sell all types of real estate. We buy single family homes, whether they're pretty houses, ugly houses, or just need some TLC. We work with buyers who want to secure a home and live in it now. We want to help people who may not have perfect credit now, but want to explore all options in how, when, and what type of financing they will get to buy the home in the future. We work with all types of buyers and situations. Some need time to alleviate a shortage of down payment money, some need time to solve credit issues. Some just want to try out the house, schools or neighborhood. After our Tenant-Buyers move in, we work with lenders to help them repair their credit, so they can qualify for a new loan and then buy the property.

Serious investors only apply for coaching skype me james_bealer

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