IBPS Bank PO Entrance Exam in India
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Contents : The course provides you with online coaching to compete the IBPS conducted Bank PO Exam successfully. It contains (a) video lectures and (b) supporting study material (in soft copy format) in all 5 areas of the Exam, namely (1) Quantitative aptitude; (2) Reasoning ability; (3) English Language; (4) Computer Awareness and (5) Banking, Economic and General Knowledge.
Completion Time : Being a self-paced course, it gives you the option to plan your time yourself. However, we would suggest that you put in intense study of at least 4-5 hours daily on a regular basis to complete the course within two months. Based on the experience of students, we are convinced that this strategy will help you master the basic concepts and practice sufficiently to meet the following three basic parameters for success in the exam (1) 95% attempt, (2) 90% accuracy and (3) average time per question @ 36-40 seconds.
Course Structure : The course is divided into above five sections containing video lectures covering almost all the relevant topics. For reinforcement of what you learn and for proper practice, we suggest you to purchase study material covering these aspects, in book form, available with general book sellers in almost all cities and towns in India.
Why this course :
(a) Our courses have helped a large number of aspirants in entering the banking system in responsible positions. Our publications are being used by thousands of bankers.
(b) The material has been developed by a team of Bankers and subject experts with long experience of actual class room coaching for this exam.
(c) The course has been validated by Mr. N S Toor, a banking teacher, who has authored 20 books, developed six E-Learning courses and has more than 125 videos on banking on YouTube.
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|Section 1: Reasoning Ability|
For speed and accuracy in solving such questions please remember place value of each English aplphabet when placed in a sequence
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26
And also when these are placed in reverse order.
Also when the first half is reversed or 2nd half is reversed
or when both the halves are reversed
Remember: Keep in mind the direction from which the letters are to be counted from LEFT or RIGHT
Before answering a question, please imagine and place the given facts in proper sequence for quick and correct answer i.e, with SPEED and ACCURACY
Certain words are the key hints in such problems. Preceding or succeeding, middle, equidistant etc read in proper context will help in solving the questions with SPEED and ACCURACY
PRECEDING ....means before
SUCCEEDING ... means after/following
How to trace out letters/numerals following certain given conditions or lying at defined position.
Basic rule is to
Satisfy the given conditions,
better to identify the conditions and
then satisfy one by one and
with PRACTICE one is able to GRASP SHORT CUTS also.
For effective solutions of these questions, candidate must have good knowledge of the alphabetic series and place value of letters in continuous and reverse order
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26
Z Y X W V U T S R Q P O N M L K J I H G F E D C B A
You are required to study & identify the pattern followed by the terms as given in the series.
On basis of the either complete the series or find the wrong term ............
with the most suitable alternatives provided in the options.
In this video we will discuss questions related to ALPHA NUMERIC SEQUENCE.
A jumbled sequence of some letters, numbers and symbols is given, followed by certain questions based on certain conditions.
How to find elements ( letters , number and symbols)?
How to determine the elements at a certain given relative position in the sequence?
How to complete a series?
In this video we will discuss different types of questions relating to Alpha Test. These questions are easy but we have to save time and maintain accuracy of high level
Arranging the words as they appear in the English Dictionary
Making independent words, from the different letters of a given word
Identifying a 'pair of letters' in the given word having the same distance(gap) as they appear in the English Alphabet
Determine the place of a letter, after making certain changes in the English Alphabet Sequence
This video will cover questions , which are based on dates, distance and time.
Dates include questions on months, years and time includes clock based questions
Tips and short cuts are properly discussed to avoid wrong answer and maintain the average speed.
Remember : while adding or subtracting hours, minutes and seconds KEEP IN MIND that
60 seconds( not 100) = 1 minute
60 minutes (not 100) = 1 hour, mostly in a hurry students make mistakes and hence wrong answer.
Normal/ordinary year = 365 days
Leap year = 366 days........How to identify a leap year?
Such basic information will help in solving the difficult questions with SPEED and ACCURACY
Remember the difference between RANK and GAP of the position of a person in the sequence.
RANK is 1 more than the GAP
For solving reasoning questions KEEN/CLOSE OBSERVATION is required.
If in a sequence RANK of the person from TOP (R1) and BOTTOM (R2) are given, then we can arrive at the total number of persons in the sequence..........(.R1 + R2) = (Total number of persons in the sequence + 1)
Knowledge of directions -
Four main direction .. East, West, South and North
Cardinal directions - NE, SE, SW and NW
Direction........ .. ...LEFT and RIGHT
FINAL DIRECTION based Questions
DISPLACEMENT based questions
At every stage be conscious of left/right and N,E,S,W directions. Better draw a diagram following some specific scale(otherwise at final point our answer may mislead or delayed answer is arrived,,,,both ways it is costly, Though questions are normally easy but need practice to build confidence keeping in view SPEED and ACCURACY
What is a code?
A system of signals
What is coding?
Coding is a method of transmitting a message between the SENDER and RECEIVER, without a third person knowing about it.
Definite PATTERN - In this video we are going to discuss questions which are coded in a definite pattern
How to solve such questions?
First IDENTIFY the pattern,
TEST it and the
APPLY it to DECODE for the solution
Remember : For SPEED and ACCURACY, better write A to Z alphabets and their place value( In English alphabet) before attempting the reasoning paper
What is Sequential Output Tracing?
Sequential means....... ............sequence/pattern/order
Tracing means.......................imitation or copy
Thus our topic is .....Copying some pattern from the given question in a sequence form to get the desired result(output)
In other words, the candidate is required to trace out (copy) the pattern(in the question) to determine the required output step.
Reasoning - 11 - Sequential Outout Tracing -02
In this video we are going to discuss the FAMILY TREE to know blood relations in a better way.
Along with the basics, questions on jumbled blood relations, coded relations and other examples have been explained
Remember: Always prepare a diagram while attempting blood relation problems with standard symbols which will ensure SPEED and ACCURACY
In this video, we going to discuss how to solve the PUZZLE regarding seating arrangement.
How to pick up/identify the clues given in the puzzle and form the proper sequence?
Seating sequence can be
In this video we are going to discuss,
What is an ASSUMPTION?
An Assumption is something that can be 'supposed' 'assumed' or 'taken for granted' on the basis of given statement
The part which is left unsaid, and therefore assumed, is called an assumption
A FACT which can be accepted as TRUE keeping in view the contents of the given statement
In this video we are going to discuss about statement and arguments.
What is an Argument?
Process of reasoning in which the conclusions can be shown to be true or false
A point or series of reasons presented
to support or oppose proposition
ARGUMENT - a discussion in which reasons are put forward
|In this video we are going to discuss how to solve problems relating to Statement and Course of Action.
Statement contains a problem or situation and we have to find out the best possible course
Here the ability to understand the problem with the help of clues concealed in the KEY WORDS
makes our job easy to arrive at the correct answer and that too with SPEED
In this this video we are going to discuss in a simple method the problems relating to Cause and Effect
What is the fundamental property of NATURE?
That EVENTS do not just happen
How they happen?
They happen because there was a CAUSE behind them
A car accident is an Event (effect) for the purpose of our question/problem
Now it has not just happened of its own.
It has happened due to some CAUSE
Cause may be mechanical failure, human error on the part of driver or passengers, absence of proper traffic signals
Remember: EVENT will always follow the CAUSE
i.e., CUASE will exist prior to the EVENT
Questions based on simple mathematical operations such as addition, subtraction, multiplication and division are discussed.
and the statements like 'lees than', 'greater then', 'equal to', 'not equal to' are represented by symbols, which are different from the usual ones.
You will learn
Solving by sibstitution
Solving by interchanging
Deriving appropriate conclusions
In this video, Data Sufficiency problems are discussed in an interesting manner
You will learn to analyse the given problem and supporting information/data and identify the facts which can solve the problem and arrive at the correct answer and that too with SPEED
In this section, problems relating to various topics of reasoning such as
Coding Decoding, Blood Relations, Puzzles, Direction Sense, Ranking and Time Sequence are given.
This is supported by two three statements containing facts providing CLUES to solve the question
What is analogy?
Study of similarities
or Corresponding Relationship
A particular relationship is given and other similar relationship has to be identified from the given alternatives.
We are going to discuss how to first identify the relationship between the two terms and then apply that relationship on the given alternatives to get the correct result.
In this video, we are going to discuss the topic in details.
A figure is divided into certain parts. Each part bears a number, alphabet or both the number and alphabet and one part is blank.
These number/alphabets follow a certain pattern/rule.
Analyse to identify/trace out the pattern and test it on the 2nd part/figure and
finally apply it to get the result (fill in the blank)
What is classification?
To identify the COMMON QUALITY OF THE GROUP
In this video questions have been discussed in which Group of four or five items are given,
Except one, others have some COMMON QUALITY/FEATURES.
Our focus is how to identify that COMMON QUALITY...............................
What is Venn Diagram?
It is LOGIC - a diagram in which mathematical sets or
terms of a categorical statement are represented circles
whose relative positions give the relationships
between the set or terms
Our focus is to enable you to ANALYSE and
RELATE a certain group of items and
The process of deriving a conclusion from a single premise or a set of premises
is known as Logical Conclusion, which are two types
Immediate Deductive Inference
Mediate Deductive Inference
We are going to solve questions step by step
Converse of the statement
Alignment of statements
Converse of the conclusions
More problems on syllogism have been discussed in this video
|Section 2: English Language|
What is a sentence?
A group of word which make a complete sense
Different kinds of words in a sentence are also known as ..?
Parts of Speech
What is a noun?
A noun is a word used as the name of a person, place or thing
What is a pronoun?
A word used instead of a noun ...... he, it, this, many, each, who, which etc
What are the different kinds of pronouns?
Give any two distributive pronouns?
each, either, neither
What is an adjective?
An adjective is a word that qualifies or adds something to the meaning of a noun or a pronoun
What are the different kinds of adjectives?
What is a verb?
A verb is a word that tells something about some person or thing
What is a Transitive Verb?
In which action passes over from doer(subject) to an object. Transitive word always answers 'who/what' in a sentence
What is an adverb?
An adverb is a word that modifies every part of speech except a noun, pronoun and interjection
What are the different kinds of adverb?
Adverbs of MANNER
Adverbs of TIME
Adverbs of LOCATION
Adverbs of FREQUENCY
What is a preposition?
A preposition denotes the position that one person or thing occupies in relation to the other
Compound Prepositions - give some examples?
Into, upon, within, without, beneath, besides, before, among, between, behind, across, beside, about
What is a conjunction?
A conjunction is a word that is used to join words, phrases or sentences
Which are the Correlative Conjunctions?
Neither ....................... nor
Not only ................... but also
Whether ............ ... . or
Both ....................... and
Though ................. yet
In phrase substitution, a sentence is given in which a part is incorrect. The incorrect part is in bold letters. The candidate is required to select the phrase that best substitutes the bold part of the sentence to make it grammatically correct
What are the general requirements for leaning phrase substitution?
knowledge of phrasal verbs
conjunctions and their proper usage
What is sentence completion?
Filling up blank spaces out of the given options.
Appropriate words are to be selected so that the given sentence becomes meaningfully complete and grammatically correct
Good command over vocabulary and knowledge of appropriate use of words helps in solving such questions
What are Antonyms?
Antonyms are opposite words. Words in English have more than one meaning or have different shades of meaning. The meaning differs according the use of the word in different context.
In this video our focus is to understand the word according to the context with the help of different examples
What are synonyms?
Synonyms are the words which are similar in meaning.
Words in English have more than one meaning or have different shades of meaning.
The meaning differs according to the use of the word in different contexts
In this video, our focus is to understand the word according to the context
What is Cloze Test?
In cloze test a passage is given with generally ten blank spaces.
Candidates are required ti fill in the blanks with appropriate word out of the given options.
Candidate must go through the whole passage before starting to give answer as all the sentences will be related to each other
In this video our focus is how to effectively read the passage and mark correct options
What is a tense?
Tense in grammar is derived from Latin word 'tempus' which means 'Time'
Tense is the form taken by the verbs to indicate time and continuance or completeness of action
In this video, our focus is to explain in detail, all categories of tenses, with the help of appropriate examples,
What are articles?Articles are actually demonstrative adjectives. A, An and The.
'A', 'An' are the examples of 'Indefinite Article' and
'The' is the example of 'Definite Article'
In the questions relating to 'Spotting the Error', the sentenses are usually divided into four parts marked A, B, C and D. Part 'E' refers to 'No Error'
Candidate is required to find out the part containing the error.
The more you practise, the more confidence you get in solving these questions. This is our focus in this video.
What is a phrase?
A phrase is a group of words without a verb, especially one that forms part of a sentence. In short , it is a group of words forming a short expression
What is an Idiom?
An idiom is a phrase or group of words, the meaning of which is not clear from the meaning of its individual words and which must be learnt as a whole
IDIOMS and PHRASES are relative terms and both terms imply almost the same meaning and they beautify and adorn a sentence
RULE: Two or more connected singular subjects(about whom we are talking) usually take a verb, in the plural
similarly we have focussed on more than 20 rules in this video
RULE: A 'Past Tense' in the main clause should be followed by a 'Past Tense' in the subordinate clause
He succeeded because he works hard ( x )
He succeeded because he worked hard (_/)
and similarly more than 20 rules have been discussed in this video
What is difference between 'farther' and 'further'?
Father means more distant or advanced
Further means additional
He insisted on farther improvement ( x)
He insisted on further improvement (_/)
and similar other 20 rules have explained in this video
RULE: Two negatives cancel each other. Hence two negatives not be used in the same sentence unless we take an affirmation
I have not got none ( x)
I have not got any (_/)
and other rules explained in this video
RULE: On, in, at, are not used before today, tomorrow, yesterday, the following day, the next day etc.
He will go there on tomorrow ( x)
He will go there tomorrow (_/)
and similar other rules explained in this video
English - 23 - Spotting of Errors
|Section 3: Quantitative Aptitude|
Natural numbers: The numbers used for counting purpose
1, 2, 3, 4, 5..........................
Consecutive even or odd numbers............................
Rules of divisibility
Whether 7647 is divisible by 3 as well as 9..?
The sum of all digits is 7+6+4+7=24
24 is divisible by 3 ..............so the number 7647 is also divisible by 3
24 is not divisible by 9 ......so the number 7647 is not divisible by 9
What is a square?
When a number is multiplied with itself ... 5 x 5 = 25 ( square of five in this case)
What is square root?
When a number is multiplied by itself(5 x 5), the square root of the product (25 = 5 x 5) is that number itself = 5
What is percentage?
PER ...... out of
CENT .... hundred
AGE ... . how many
8% means ....... out of 100 ,........ 8
27% means.... out of 100 .... .......27
What is LCM?
It is least common multiple of two or more numbers.
LCM of number 3 and 5 or
common multiple of 3 and 5 is 15. and 15 is exactly divisible by 3 and 5 so answer is 15 which is the least number
What is the factor method for calculating the LCM?........... (say of 27 and 63)
Write given number as multiples of prime number ..........( 27=3 x 3 x 3 and 63 = 3 x 3 x 7)
Find the product of highest power of all the factors that occur in the given numbers ( 3 x 3 x 3 x 7= 189)
Do not repeat any factor
In simplification BODMAS rule has to be followed strictly
Understand the proper use of the above rule and then practise it thoroughly
This practice will increase and accuracy in the quantitative section
What is permutation?
All possible arrangements which can be made by taking some or
all of a number of things is called a permutation.
What is Linear Permutation?
If the things are arranged in a line and it is simply called as Permutation
What is the basic rule for permutations?
Basic rule: If an operation can be done in 'a' different ways and the 2nd operation can be done in 'b' different ways, both the operations can be done in succession in 'ab' ways
What is average?
Average of some quantities of same kind
is the sum of values of all the quantities divided by the number of quantities
Rule: If every given quantity is increased by the same number, then new average will be original average plus new increase and same applies for decrease
What is algebraic expression?
What is linear equation?
What is mensuration?
Mensuration is a science of measuring lengths, areas and volumes
What is area?
Area is the surface covered by all lines.
Plane figures: Triangle, rectangles, squares, parallelogram, trapezium, Rhombus, circle etc are plane figures.
It has only length, breadth and no height
Solid Figures: generally have length, breadth and height also
Questions based on previous exams and covering different types have been discussed in this video
Focus is how to calculate the perimeter, area and volume for different types of figures
This can be achieved with regular practice and solving all the questions independently
What is data sufficiency?
A problem is given with incomplete information. Then additional data is given in the shape of two statements. We have to solve the given problem, with additional data.
If the problem is solved then this data is sufficient
In this video various cases have been discussed to explain the concept
In this video we are going to discuss the Data Interpretation questions where the information is given in paragraph form/type.
So,in such cases first the information, in general is drawn in tabulated form and then question is solved.
How to quickly tabulate the information is the key in solving such problems in the examination.
What is data?
Data means Information or a series of observations, measurements or facts.
What is interpret?
To clarify, or to explain the meaning of, to convey the meaning of or elucidate.
What is interpretation?
The process of interpreting or explaining
Questions based on tables, bar graphs, pie chart ...........
What is ratio?
It is comparison of two or more similar things in the mathematical terms and is represented in the smallest simplified form
A and B score 80 and 85 marks respectively. What is the ratio?
A:B= 80:85 = 16:17( Smallest form)
What is Proportion?
The equality of two ratios is called proportion. If a:b = c:d
we write it as a:b::c:d and a, b, c, and d are in proportion
a and d are called extreme terms and b and c are called mean terms
Product of Extremes = Product of means........................
What is simple interest?
Simple Interest is the amount of interest, paid for use of money (principal) on fixed rate and for certain period of time
The rate is usually at percentage with period
10% per year (p a)
5% per half year
2.5% per quarter
What is compound interest?
When the interest is also charges on the interest due after a specific period, it is called compound interest
So the amount ( principal+ interest) of the previous period becomes principal for the next year.
What is Profit or loss?
It depends upon cost price(CP) and selling price(SP) of any article/goods or things
What is cost price(CI)?
The price at which article is purchased + any expenditure incurred to get the article(conveyance, registration charges, insurance etc)
What is selling price(SP)?
The price at which an article is sold, is the selling price.
Problems relating to partnerships have been discussed in this video in detail keeping in view the basic structure of the partnership. Who is the partner, how they contribute the capital, how to share profit or loss.
When tow or more persons run a business jointly,
they are called partners in that business and the deal (detailed understanding of terms and conditions) between them is called PARTNERSHIP
Basic rule: Ratio of capital is the ratio of profit sharing
How is speed represented?
The speed is always represented in distance and time e.g., 60 km per hour
SPEED (S) = Distance(D) / Time (T)
TIME (T) = Distance (D) / Speed (S)
DISTANCE(D) = Time (T) x Speed (S)
RULE : Remember while multiplying or dividing both the identities must be in proper units
Maths - 22 - Work Time and Wages
A person can complete a piece of work in 5 days.
This means that 1/5th of work is done in one day.
In this video, detailed examples have been discussed with tips and short cuts to solve questions related to Work and Time
Rule : Ratio of work done by 2 or more persons, is inversely
proportional to the no. of days, they take to complete the work.
X is thrice as good a worker as Y, which means X takes only 1/3rd of time,
which Y spends to complete the same work
The ratio of their work will be 3 : 1
Inversely, the no. of days taken by Y to complete the same work will be thrice of XVideo covers more such cases...............................
Practice Questions - Pipes and Cistern
Pipe X and Pipe Y can fill a tank in 6 min and 9 min.
How much time X will take, if Y is tuned off after 3 minutes after both were opened.
Video covers such problems and have been explained in a very simple way................
This video covers practice questions for speed and accuracy with short cuts and tips
X can do a work in 7 days, Y in 9 days and XYZ together in 3 days.
In how many days, can Z complete this work?
more such cases..........................
|Section 4: Computer Awareness|
What is a computer?
It has originated from the Latin word Computerae which means to computer. It is an electronic equipment to make calculations or control operations expressible in numerical or logical terms.
Which are the two components of the computer?
(i) Input Unit
(ii) Output unit
What are the different input devices of the computer?
What is a software?
It is set of instructions which directs the computer to process information
What is a system software?
(DOS, Windows, UNIX) - it coordinates the operations of various hardware components
What is an application software?
What are the common storage devices?
CD Rom Disk
CD-R and CD-RW disk
DVD-R, DVD+R, DVD-RW disc
What is Desktop Publishing(DTP) software?
It combines a computer, page layout software and printer to create publications.
What is a flow chart?
Flow chart is the pictorial presentation of a problem, written step by step, by using specific internationally recognised symbols
What are the different categories of flow chart?
What is MS Word?
MS Word is word processing software. It is very widely used application. It processes text matter and creates organised text documents. It provides for various tools to enter, edit or format the text.
Which are the important commands in the Microsoft Word?
Open the word count dialog box .................................. CTRL + Y
Go to a page ................................................................ CTRL + G
Print a document.............................
|Section 5: Banking Economic General and Current Awarenses|
What is composition of Indian Financial System?
Money markets deal with...?
Short term instruments
Who is the regulator of Capital Markets?
What are the three important segments of Indian Banking System?
Public Sector Banks
Private Sector Banks
Coop Sector Banks
Which bank is considered as Public Sector Bank?
In which share holding of the govt. is more than 51%
Which bank is known as Foreign Bank?
Banks which have been incorporated outside India
Who regulates the e- payments?
What are the different types of e-payments?
ECS- debit and credit
Cheque Truncation system
Automated teller machines
What is RTGS?
It is known as Real Time Gross Settlement. Very effective system for same day transfer of customer funds between different banks. It is online and continuous - both payment and settlement system. There no bunching of transanctions..........
What is a Cheque?
Cheque is an order given by a bank customer to his bank to apy money to the person named by him in the cheque
Which are the different parties to the cheque?
Drawer - who writes the cheque
Drawee- who makes the payment as er order (here bank)
Payee- who is to get the payment
GK - 10 - RBI and its functions
What is Sukanya Samridhi Account?
A new saving scheme announced by Govt.of India, for the benefit of girl child.
What is the incentive for the parents for this account?
There will be compulsory saving for the education and marriage of girl child.
Income Tax rebate up to Rs 1 50 000 in a financial year
Higher rate of interest will be paid which will be announced every year
When will be the maturity date of the account opened?
After 21 year from the date of opening......
GK - 15 - Indian Currency some facts - 04
What are Shares, Debentures and Bonds?
These are issued by companies or financial institutions when they need money to invest in assets and meet working expenses, complying with requirements of Companies Act and regulations of SEBI.
These provide rights of ownership to investors in a company called shareholders.
What are the important Budget related documents?
1. Railway Budget: relates to railway finances for the next year
2. Economic Survey: Provides information on economy for the current year
3. Annual Budget: Generally presented on the last day of February. Proposes changes in fiscal policy for the next year
What is fiscal policy?
Govt policy related to taxation and expenditure
What are the different categories in Income Tax rates or Personal Tax rates?
Age less than 60 year
Senior Citizen - Age above 60 or above but less than 80 year
Very Senior Citizen: Age 80 year or above
What are other important matters in the budget?
1. Foreign Direct Investment(FDI) in defence sector
2. FDI in Insurance sector
3. Development of 100 new Smart Cities
4. Pradhan Mantri Krishi Sinchayee Yojana
What are different types of customers?
During the course of business banks come across different types of persons:
Minors , blind, illiterates
Company or Joint Stock Company
Different types of customers -
special type of customers- Companies
Who is Legal Person?
Companies created under Companies Act 2013 is a legal person.
Who is called Artificial Person?
Companies created under the Companies Act no physical existence, are called Artificial Person
What is SEBI?
Securities and Exchange Board of India. Regulator of Capital Markets in India
What is NHB?
Known as National Housing Bank. A subsidiary of RBI and an apex institution of housing sector in India
What is NABARD?
What is IMF?
International Monetary Fund, a part of World Bank Group institution, established in 1944.
What is IBRD?
It is also one of the 5-member institutions of World Bank Group.It is known as International Bank for Reconstruction & Development
What is the concept of NPAs in banks?
It stand for Non- performing Assets, which can be in the form of (i) Loans or (ii) investments
What are its Implications in case of loans?
Loss of income leading to Low Profits
Extra cost of recovery ....means Low Profits
Provision on NPA ....means Low Profits
Who is a willful defaulter?
Willful defaulter is a borrower who is not repaying the loan:
(i) Although earning adequate income from his business ...means he has capacity to pay.
(ii) He used the loan for a different purpose
(iii) He sold the loan securities without permission of bank and did not deposit the amount in bank..................
Sh. Toor, after working as a Senior Executive in a leading Public Sector Bank, in India for more than 25 years, established his own training Institute in the year 2001, for in-service Bankers for their Skill Upgradation and for Aspirants to join the Indian banking industry. He completed a Masters Degree in Economics and Commerce and a degree in Law. He is also a Certified Associate of Indian Institute of Banking and Finance.
He has developed 6 online courses on a variety of banking aspects for skill upgradation
He has developed +600 videos on banking and economic subjects including 125+ videos on YOUTUBE.
He authored around 20 banking books in India including Handbook of Banking Information (in its 40th edition), Balance Sheet Analysis, Bank Credit Management, Credit Risk Managent.
He contributed 80+ papers and articles to leading Financial Newspapers in India, such as Business Line, Business-Standard, Financial Express, besides the Journal of Indian Institute of Banking and Finance and Journal of Indian Banks' Association.
He is Editor-in-Chief of banking news-magazine BANKING EVENTS UPDATE, besides being the mentor of website.
He has been a visiting faculty for a number of Management and Commerce Institutes and training establishments of banks.