Strategies to Maximize Your Health Insurance Benefits

First time having health insurance? Learn the ins and outs of health insurance, how to use it and save.
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  • Lectures 12
  • Length 34 mins
  • Skill Level All Levels
  • Languages English
  • Includes Lifetime access
    30 day money back guarantee!
    Available on iOS and Android
    Certificate of Completion
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About This Course

Published 4/2015 English

Course Description

Student Review of How to Use Your Health Insurance:

Good Health Insurance Benefits course

"A good course in the basic terminology and principles needed for those looking to purchase health insurance in this complicated market. I think the best part of this course is that Dr. Wagner encourages her students to contact her with ANY questions and she promises to get back to them within 48 hours. That alone is worth getting this course in my opinion". Mike Hartman


How do you use your health insurance benefits?

Will you get a membership card in the mail?

How do you know what your out of pocket costs is?

Do you know the difference between the premium and the deductible?

Having health insurance for the first time can be confusing if you are not used to having those benefits. Oftentimes when people don't understand something new, they will not use it. This course will educate you on what your benefits are and how to use them.

This course will give you detail explanation of the following topics:

  • How having insurance is affecting new consumers who are not used to having insurance
  • Medical Insurance Terminology so you understand what the words mean
  • Importance of having Health Insurance
  • Whether or not you can change your health insurance policy after the enrollment period
  • Ways to save money and much more.

16.4 million people in the United States got health insurance through the individual mandate, Affordable Care Act (aka Obamacare) in 2015. One of the biggest problems in 2014 was that people didn't know how to use it.

This course is comprised of video, audio and downloadable documents to help you understand the insurance you now possess.

This course will be of great value not only to people who are newly insured but also those who are seeking to get health insurance if they meet one of the qualifying events to get insurance throughout the year.

What are the requirements?

  • Open Mind
  • Pen and Paper

What am I going to get from this course?

  • Explain the difference between a premium and a deductible
  • Determine in-network costs versus out of network costs
  • Five ways to save on Prescription Costs
  • How to Use Health Insurance Benefits
  • Free Preventative Care Services

Who is the target audience?

  • Newly insured consumers
  • Small Business Owners
  • Self-employed

What you get with this course?

Not for you? No problem.
30 day money back guarantee.

Forever yours.
Lifetime access.

Learn on the go.
Desktop, iOS and Android.

Get rewarded.
Certificate of completion.


Section 1: Introduction

About the Instructor and why did she create this course.


For years many people have gone without health insurance. Why is it important to have health insurance?

Importance of Having Health Insurance
1 question
Section 2: Stories from Consumers

Students will gain insight into what others have experienced with new health insurance.

1 question

Do you remember what a consumer experienced?

Section 3: Medical Insurance Terminology for the Average Consumer

Health Insurance Terminology you need to know.


Is there a difference between in-network and out of network costs? How will this affect your providers?

2 pages

Do your insurance benefits come with a prescription plan? What are ways to save on your prescriptions?

Difference between In-Network and Out of Network Costs
1 question
Section 4: Medical Benefits
3 pages

Discover what your health insurance benefits are based on your member card.

2 questions

What will your medical benefits card show?

Section 5: Forgotten Medical Benefit???

Do you have all the benefits you need with medical? What is the one you could possibly have forgotten about?

1 question

Do you think you have them all? Think again.

Section 6: Can You Change Your Health Insurance Plan?

Explanation of when you can change your health insurance plan.

1 question

Are there times when you can change your health insurance plan?

Section 7: Additional Ways to Save on Medical Costs
2 pages

You will learn how to save on medical costs.

2 questions

Do you remember the ways to save on medical costs?

Section 8: Conclusion

Conclusion of this course and how to get in touch with me.

1 page

The products added could be beneficial to help you further take care of your health.

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Instructor Biography

Taffy Wagner, Personal Finances Educator, Author and Homeschool Mom

Dr. Taffy Wagner is a Personal Finances Educator who provides financial counseling to individuals and small groups. She also conduct pre-marital and post-marital financial counseling. Dr. Wagner has been interviewed by The Wall Street Journal, US News and World Report, Denver Business Journal, Business Insider, Woman's Day, Learn Vest and many more national outlets. She is the President of Own Your Health Care, LLC where she educates consumers on Obamacare (good, bad and ugly), how to use their health insurance and provides them with alternatives when they cannot afford traditional health insurance. Dr. Wagner is also a homeschool mom of twins who are Udemy Instructors, best-selling authors and Youtubers. She is also a best-selling author of personal finances and health books.

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