How To Get Bank Loan for Business

Understand the nuances in raising the loan for Bank for Business Purpose
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  • Lectures 55
  • Contents Video: 3 hours
    Other: 8 mins
  • Skill Level Beginner Level
  • Languages English
  • Includes Lifetime access
    30 day money back guarantee!
    Available on iOS and Android
    Certificate of Completion
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About This Course

Published 7/2014 English

Course Description

Everyone will have dream to become Entrepreneur. Why? The kind of wealth it would bring would be phenomenal. But the path for becoming Successful Entrepreneur is not that simple. Even if you have Dream, Courage, Conviction, Clarity, Etc, On your business plans the dream may not become reality if funds are not available. Hence funds plays a very crucial role is converting the Entrepreneurship dream into reality.

Again the questions is who is going to give funds?

Is it friends, relatives, Money lenders, Bankers, Venture Capitalists, PE?

Given all the options, the best one would be to go for Bank Loan because of its inherent benefits and safety aspects.

But how to get Bank Loan?

That too, if you are first generation Entrepreneur.

Worry not!

This Course will take you through in stages on Expectations of bankers when Entrepreneurs approaches them for Bank Loans.

This Course will Explain the Basic Documents which every Entrepreneurs should have before approaching the bank for Business Loan.

This Course will explain how project funding should be structured to make it Bankable.

This course will explain What is Project Viability and how entrepreneurs should visualize Viability as well Sensitivity Risks in the Business.

This Course will explain the Jargous adopted by the Bankers and rationale behind various inquiries made by the bankers.

In Summary, this course will enable the Entrepreneurs to put themselves into the shoes of Bankers, so that when they approach the bank for Business Loan, they will have utmost clarity in interactions and high level of assurance for Sanctions.

What are the requirements?

  • This Course has been Structured in self Paced Learning Style
  • PC/Laptop/Tab/Mobile with internet connection is Essential
  • No Prior Knowledge is Required

What am I going to get from this course?

  • By the end of the course, you will understand, How to get Bank Loan for Business
  • By the end of the course, you will understand, Variable Business Loans available in Banking System
  • By the end of the course, you will understand, How Bankers analyse the Customers
  • How to be in good books of Bankers and get most of the economic benefits

What is the target audience?

  • Entrepreneurs
  • MBA Finance Students
  • Chartered Accountants
  • Finance Managers
  • Aspiring Entrepreneurs

What you get with this course?

Not for you? No problem.
30 day money back guarantee.

Forever yours.
Lifetime access.

Learn on the go.
Desktop, iOS and Android.

Get rewarded.
Certificate of completion.

Curriculum

Section 1: Introduction to Business Loans
Introduction How to get Bank Loan for Business
Preview
07:37
When do they Expect Information
03:39
Why Past Loans Matter
04:52
Section 2: Types of Bank Loans for Business
Types of Bank Loans for Business
Preview
03:59
Bank Loans for New Projects
01:18
Section 3: Project Viability
What is Project Viability
Preview
01:53
Project Viability - Case Study
10:07
Section 4: Break Even Analysis
Break Even Analysis
Preview
07:52
Break Even Point Example
07:03
Break Even Point Graph
03:13
Section 5: Term Loan Appraisal by Banks
Term Loan Appraisal By Banks
Preview
03:53
Term Loan - Nature of Project
01:30
Cost of Project and Means of Finance
07:21
Section 6: Business Financing Decisions
Business Financing Decisions
Preview
02:02
Debt Vs Equity Financing
06:25
Good Time and Bad Time for Debt Equity Financing
08:56
Understanding Equity Funding in Projects
03:52
Section 7: Loans under Banking Channel
Loans available in banking channel
Preview
01:42
Working Capital Loans
03:08
Working Capital Cycle
06:05
Understanding Cash Credit
03:45
Cash Credit Example
05:37
Letter of Credit
02:43
LC Computation
02:47
Bank Guarantee
03:39
Types of Bank Guarantees
02:12
Section 8: Project Report
Basics of Project Report
Preview
02:04
Project Report - Structure
00:52
Executive Summary
01:31
Preamble
00:43
Company
01:00
Promoters & Management
01:25
SWOT Analysis
02:00
Market Feasibility
02:07
Section 9: Cost of Project
Cost of Project
Preview
00:47
Land Cost
00:43
Building Cost
01:13
Plant and Machinery Cost
03:03
Preliminary and Preoperative Expenses
01:18
Other Cost and Interest duirng Implementation
01:59
Provision for Contingency
01:14
Section 10: Bankers Area Analysis
Why Credit Analysis Required
Preview
04:23
Know Your Customers
03:25
Know Customer Integrity
04:29
Know Performance Efficiency
02:29
Know Financial Position and Ability to Pay Back -1
03:02
Know about Industry
01:37
Legal and Valuation of Securities
03:11
Break Even Test by Bankers
09:24
Cash Break Even Analysis
04:52
ECRA
03:08
Default
00:45
Credit Rating Scale
02:49
Importance of Credit Rating
01:30
Bonus Lecture - Discount Coupon Links for other Courses
8 pages

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Instructor Biography

I am a practicing Chartered Accountant with tonnes of passion for teaching.

I teach Financial Management & Strategic Financial Management for Chartered Accountancy, Cost and Management Accountancy and Company Secretary students in Ernakulam, India. I also hold Post Graduate Diploma in Business Administration in Finance from Symbiosis, Pune and Bachelors in Commerce, from Loyola College, Chennai.

I worked in State Bank of India as Assistant Vice President - Credit for a period of four years after which i started my Chartered Accountancy Practice. During the stint in State Bank of India, I worked on credit proposals of Mid Corporate Units and gained good experience in Financial Analysis, Risk Assessment, Viability Study, Evaluating business models, Project Finance, Working Capital Management, etc.

I conduct work shops for Entrepreneurs, Chartered Accountancy / Cost and Management Accountancy Students on the topics like Project Finance, Credit Risk Assessment, Entrepreneurship Development, Finance for Non Finance Executives, etc.

I love teaching and i want fundamentals of accounting and finance to reach students and so i am here.

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