How To Get Bank Loan for Business
4.3 (6 ratings)
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How To Get Bank Loan for Business

Understand the nuances in raising the loan for Bank for Business Purpose
4.3 (6 ratings)
Instead of using a simple lifetime average, Udemy calculates a course's star rating by considering a number of different factors such as the number of ratings, the age of ratings, and the likelihood of fraudulent ratings.
2,168 students enrolled
Last updated 4/2017
English
Current price: $10 Original price: $180 Discount: 94% off
1 day left at this price!
30-Day Money-Back Guarantee
Includes:
  • 3 hours on-demand video
  • 1 Supplemental Resource
  • Full lifetime access
  • Access on mobile and TV
  • Certificate of Completion
What Will I Learn?
  • By the end of the course, you will understand, How to get Bank Loan for Business
  • By the end of the course, you will understand, Variable Business Loans available in Banking System
  • By the end of the course, you will understand, How Bankers analyse the Customers
  • How to be in good books of Bankers and get most of the economic benefits
View Curriculum
Requirements
  • This Course has been Structured in self Paced Learning Style
  • PC/Laptop/Tab/Mobile with internet connection is Essential
  • No Prior Knowledge is Required
Description

Everyone will have dream to become Entrepreneur. Why? The kind of wealth it would bring would be phenomenal. But the path for becoming Successful Entrepreneur is not that simple. Even if you have Dream, Courage, Conviction, Clarity, Etc, On your business plans the dream may not become reality if funds are not available. Hence funds plays a very crucial role is converting the Entrepreneurship dream into reality.

Again the questions is who is going to give funds?

Is it friends, relatives, Money lenders, Bankers, Venture Capitalists, PE?

Given all the options, the best one would be to go for Bank Loan because of its inherent benefits and safety aspects.

But how to get Bank Loan?

That too, if you are first generation Entrepreneur.

Worry not!

This Course will take you through in stages on Expectations of bankers when Entrepreneurs approaches them for Bank Loans.

This Course will Explain the Basic Documents which every Entrepreneurs should have before approaching the bank for Business Loan.

This Course will explain how project funding should be structured to make it Bankable.

This course will explain What is Project Viability and how entrepreneurs should visualize Viability as well Sensitivity Risks in the Business.

This Course will explain the Jargous adopted by the Bankers and rationale behind various inquiries made by the bankers.

In Summary, this course will enable the Entrepreneurs to put themselves into the shoes of Bankers, so that when they approach the bank for Business Loan, they will have utmost clarity in interactions and high level of assurance for Sanctions.

Who is the target audience?
  • Entrepreneurs
  • MBA Finance Students
  • Chartered Accountants
  • Finance Managers
  • Aspiring Entrepreneurs
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Curriculum For This Course
Expand All 55 Lectures Collapse All 55 Lectures 03:13:13
+
Introduction to Business Loans
3 Lectures 16:08

When do they Expect Information
03:39

Why Past Loans Matter
04:52
+
Types of Bank Loans for Business
2 Lectures 05:17

Bank Loans for New Projects
01:18
+
Project Viability
2 Lectures 12:00

Project Viability - Case Study
10:07
+
Break Even Analysis
3 Lectures 18:08

Break Even Point Example
07:03

Break Even Point Graph
03:13
+
Term Loan Appraisal by Banks
3 Lectures 12:44

Term Loan - Nature of Project
01:30

Cost of Project and Means of Finance
07:21
+
Business Financing Decisions
4 Lectures 21:15

Debt Vs Equity Financing
06:25

Good Time and Bad Time for Debt Equity Financing
08:56

Understanding Equity Funding in Projects
03:52
+
Loans under Banking Channel
9 Lectures 31:38

Working Capital Loans
03:08

Working Capital Cycle
06:05

Understanding Cash Credit
03:45

Cash Credit Example
05:37

Letter of Credit
02:43

LC Computation
02:47

Bank Guarantee
03:39

Types of Bank Guarantees
02:12
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Project Report
8 Lectures 11:42

Project Report - Structure
00:52

Executive Summary
01:31

Preamble
00:43

Company
01:00

Promoters & Management
01:25

SWOT Analysis
02:00

Market Feasibility
02:07
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Cost of Project
7 Lectures 10:17

Land Cost
00:43

Building Cost
01:13

Plant and Machinery Cost
03:03

Preliminary and Preoperative Expenses
01:18

Other Cost and Interest duirng Implementation
01:59

Provision for Contingency
01:14
+
Bankers Area Analysis
14 Lectures 45:04

Know Your Customers
03:25

Know Customer Integrity
04:29

Know Performance Efficiency
02:29

Know Financial Position and Ability to Pay Back -1
03:02

Know about Industry
01:37

Legal and Valuation of Securities
03:11

Break Even Test by Bankers
09:24

Cash Break Even Analysis
04:52

ECRA
03:08

Default
00:45

Credit Rating Scale
02:49

Importance of Credit Rating
01:30

Bonus Lecture - Discount Coupon Links for other Courses
9 pages
About the Instructor
CA Raja Natarajan, B.Com., PGDBA, FCA
4.2 Average rating
753 Reviews
31,390 Students
82 Courses

I am a Chartered Accountant with tonnes of passion for teaching.

I teach Financial Management & Strategic Financial Management for Chartered Accountancy, Cost and Management Accountancy and Company Secretary students in Ernakulam, India. I also hold Post Graduate Diploma in Business Administration in Finance from Symbiosis, Pune and Bachelors in Commerce, from Loyola College, Chennai.

I worked in State Bank of India as Assistant Vice President - Credit for a period of four years after which i started my Chartered Accountancy Practice. During the stint in State Bank of India, I worked on credit proposals of Mid Corporate Units and gained good experience in Financial Analysis, Risk Assessment, Viability Study, Evaluating business models, Project Finance, Working Capital Management, etc.

I conduct work shops for Entrepreneurs, Chartered Accountancy / Cost and Management Accountancy Students on the topics like Project Finance, Credit Risk Assessment, Entrepreneurship Development, Finance for Non Finance Executives, etc.

I love teaching and i want fundamentals of accounting and finance to reach students and so i am here.