In 2011, our household expenses were over $15,000 per month! That was over $180,000 in living expenses per year!!
At the time, we owned two properties in San Francisco, with a total value of about $3 million. While we making some of that back with rental income, it was still a very large burden to bear (not to mention the risks & responsibilities of being landlords).
So what did we do? Well over the course of about 3 years, we sold both properties and completely downsized our lifestyle.
We went from spending over $15k per month to spending under $3000 per month! And our lives didn’t suffer a bit. In fact, today we’re much happier and less stressed than we’ve ever been!
And by drastically reducing our monthly expenses, we were able to quit our jobs and retire early in our 40s. Being able to live very comfortably on less than $3k per month made retiring early much more attainable!
While most of that saving came from reducing our housing expenses, we also reduced our everyday living expenses.
In this course, we’ll show you everything we do to reduce our household expenses. You’ll learn how to literally save thousands of dollars on Transportation, Food, Health care, Utilities, Travel, and so much more.
Here are just some of the things you'll learn by the end of the course:
and much more!
Learn how we dramatically reduced our household expenses from over $15,000 per month to less than $3,000 per month.
They don't teach you about personal finance or managing expenses in our school system. We created this course to go over the things you should've learned in school.
Learn how to set up a simple tracking system for your expenses.
We'll look at the pros and cons of renting versus buying your home, and help you decide which is best for you.
We were landlords for many years, so we know what motivates a landlord to offer lower rent. We provide six practical tips to help you get the cheapest rent possible.
We've purchased a total of nine homes over the past 18 years, so we have a lot of experience buying Real Estate. We'll give you our best tips for securing your first mortgage from our own experience.
Once you have a mortgage, we'll show you how to pay it down quickly and effectively. We no longer have a mortgage, and that allowed us to retire early in our 40s. In this lesson, we'll show you the strategies we used to pay off our mortgage.
Learn how to reduce expenses related to your transportation: your car, insurance, gas, etc.
We'll show you how to reduce your spending on food, from slashing your grocery bill to saving when you eat out at your favorite restaurants.
Learn how to reduce spending on other large expenses like healthcare, travel, and even your wedding.
We'll show you how to avoid a few common mistakes people make that flush cash down the drain.
We'll go over which goods are better to buy used, and where to find them.
Buying in larger quantities is one of the ways businesses cut costs. We'll show you what, where, and how to buy in bulk.
You can save a lot of money doing things yourself rather than hiring a professional. We'll go over what the best DIY projects are, as well as a few that you should leave to the pros.
You'd be amazed how many things you can find for absolutely no cost. We estimate that we've acquired about 50% of all our possessions for $0. We'll show you our secrets to getting FREE stuff!
Get strategies for reducing all your monthly household bills, like your gas & electric, cable TV, water, and more.
Sometimes you have to actually buy things you need, but you can still shop smart. We'll show you how to save a bundle when you make those purchases.
This assignment will help you put your knowledge of managing expenses into practice. We'll help you find 5 specific ways you can reduce your spending within the next 3 months.
As a thank you for getting through this course, we'd like to offer you a special price on our full early retirement course.
Dylin and his wife, Allison, were able to retire in their early 40s. After both getting laid off, they did the math and decided they didn't have to work for anyone anymore (woo hoo!!).
It took them about 15 years to retire. They didn't inherit any money, have trust funds, or hit it big with a tech IPO. They just followed sound financial techniques - the same ones they teach in this course.
Prior to retiring, they worked in the tech industry in the San Francisco Bay Area. Dylin was Director of Marketing (Tickle, Monster, Lumosity, Ask, and Basis) and Allison was an IT Project Manager (Accenture, eBay, and Stubhub).
In their spare time, they run two websites: RetireBy45 helps people realize their dream of retiring early, and Experiencify provides inspiration, tips & resources for having amazing life experiences.
Dylin's blog posts have been featured in publications such as Business Insider, Elephant Journal, and Lifehack.