How To Cut Your Expenses Like a Pro
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How To Cut Your Expenses Like a Pro

Save Thousands on Housing, Transportation, Food & More
0.0 (0 ratings)
Instead of using a simple lifetime average, Udemy calculates a course's star rating by considering a number of different factors such as the number of ratings, the age of ratings, and the likelihood of fraudulent ratings.
1 student enrolled
Created by Dylin Redling
Last updated 7/2017
Current price: $10 Original price: $80 Discount: 88% off
5 hours left at this price!
30-Day Money-Back Guarantee
  • 1 hour on-demand video
  • 2 Supplemental Resources
  • Full lifetime access
  • Access on mobile and TV
  • Certificate of Completion
What Will I Learn?
  • Reduce large expenses like housing, transportation, and food
  • Save on household expenses like gas & electric, cable, & water bills
  • Buy a first home & Pay down the mortgage faster
  • Negotiate cheaper rent
  • Find lots of stuff for FREE
View Curriculum
  • You should have a basic understanding of your finances

In 2011, our household expenses were over $15,000 per month! That was over $180,000 in living expenses per year!!

At the time, we owned two properties in San Francisco, with a total value of about $3 million. While we making some of that back with rental income, it was still a very large burden to bear (not to mention the risks & responsibilities of being landlords).

So what did we do? Well over the course of about 3 years, we sold both properties and completely downsized our lifestyle.

We went from spending over $15k per month to spending under $3000 per month! And our lives didn’t suffer a bit. In fact, today we’re much happier and less stressed than we’ve ever been!

And by drastically reducing our monthly expenses, we were able to quit our jobs and retire early in our 40s. Being able to live very comfortably on less than $3k per month made retiring early much more attainable!

While most of that saving came from reducing our housing expenses, we also reduced our everyday living expenses.

In this course, we’ll show you everything we do to reduce our household expenses. You’ll learn how to literally save thousands of dollars on Transportation, Food, Health care, Utilities, Travel, and so much more.

Here are just some of the things you'll learn by the end of the course:

  • 6 Tips for Negotiating Cheaper Rent
  • How to Buy Your 1st Home & Pay it Off Faster
  • How to Save Money When You Eat Out
  • Which DIY Projects To Do (& Which NOT to do)
  • How We Got 50% of All Our Possessions for FREE
  • Techniques Businesses Use to Keep Costs Low

and much more!

Who is the target audience?
  • Anyone who is interested in reducing their household spending
Compare to Other Personal Finance Courses
Curriculum For This Course
20 Lectures
About Us
2 Lectures 06:54

A brief intro to your course instructors - Dylin Redling and Allison Tom

Preview 01:17

Learn how we dramatically reduced our household expenses from over $15,000 per month to less than $3,000 per month.  

Preview 05:37
The Basics
2 Lectures 06:59

They don't teach you about personal finance or managing expenses in our school system.  We created this course to go over the things you should've learned in school.

Preview 03:11

Learn how to set up a simple tracking system for your expenses.

The ABCs of Tracking Your Expenses
Your Biggest Expense: Housing
4 Lectures 14:52

We'll look at the pros and cons of renting versus buying your home, and help you decide which is best for you.

Should You Rent or Buy?

We were landlords for many years, so we know what motivates a landlord to offer lower rent.  We provide six practical tips to help you get the cheapest rent possible.

Negotiate Cheaper Rent

We've purchased a total of nine homes over the past 18 years, so we have a lot of experience buying Real Estate.  We'll give you our best tips for securing your first mortgage from our own experience.

Tips for Buying Your First Home

Once you have a mortgage, we'll show you how to pay it down quickly and effectively.  We no longer have a mortgage, and that allowed us to retire early in our 40s.  In this lesson, we'll show you the strategies we used to pay off our mortgage.

Pay Off Your Mortgage Faster
Transportation, Food, & Other Large Expenses
3 Lectures 10:10

Learn how to reduce expenses related to your transportation:  your car, insurance, gas, etc.

Lower Your Transportation Costs

We'll show you how to reduce your spending on food, from slashing your grocery bill to saving when you eat out at your favorite restaurants.

Reduce Your Food Bill

Learn how to reduce spending on other large expenses like healthcare, travel, and even your wedding.

Slash Healthcare, Travel, & Wedding Expenses
Your Everyday Expenses
7 Lectures 23:00

We'll show you how to avoid a few common mistakes people make that flush cash down the drain.  

Don't Waste Money

We'll go over which goods are better to buy used, and where to find them.

Purchase Goods Secondhand

Buying in larger quantities is one of the ways businesses cut costs.  We'll show you what, where, and how to buy in bulk.

Buy in Bulk

You can save a lot of money doing things yourself rather than hiring a professional.  We'll go over what the best DIY projects are, as well as a few that you should leave to the pros.

Do It Yourself

You'd be amazed how many things you can find for absolutely no cost.  We estimate that we've acquired about 50% of all our possessions for $0.  We'll show you our secrets to getting FREE stuff!

Get FREE Stuff

Get strategies for reducing all your monthly household bills, like your gas & electric, cable TV, water, and more.

Reduce Household Bills

Sometimes you have to actually buy things you need, but you can still shop smart.  We'll show you how to save a bundle when you make those purchases.

Save When You Shop
2 Lectures 05:52

This assignment will help you put your knowledge of managing expenses into practice.  We'll help you find 5 specific ways you can reduce your spending within the next 3 months.

Your Assignment: 5 Specific Ways to Reduce Expenses

As a thank you for getting through this course, we'd like to offer you a special price on our full early retirement course.

Special Offer from Retire By 45
About the Instructor
Dylin Redling
4.2 Average rating
19 Reviews
1,105 Students
4 Courses
Founder of Retire By 45

Dylin and his wife, Allison, were able to retire in their early 40s. After both getting laid off, they did the math and decided they didn't have to work for anyone anymore (woo hoo!!).

It took them about 15 years to retire. They didn't inherit any money, have trust funds, or hit it big with a tech IPO. They just followed sound financial techniques - the same ones they teach in this course.

Prior to retiring, they worked in the tech industry in the San Francisco Bay Area. Dylin was Director of Marketing (TickleMonsterLumosity, Ask, and Basis) and Allison was an IT Project Manager (AccentureeBay, and Stubhub).

In their spare time, they run two websites: RetireBy45 helps people realize their dream of retiring early, and Experiencify provides inspiration, tips & resources for having amazing life experiences.

Dylin's blog posts have been featured in publications such as Business InsiderElephant Journal, and Lifehack.