Obamacare - What Everyone Should Know About Health Insurance

Learn how Obamacare impacts you and your family. Get insurance information that affects millions just like you.
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Instructed by Taffy Wagner Business / Industry
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  • Lectures 55
  • Length 2.5 hours
  • Skill Level All Levels
  • Languages English
  • Includes Lifetime access
    30 day money back guarantee!
    Available on iOS and Android
    Certificate of Completion
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About This Course

Published 8/2014 English

Course Description

Student Reviews from Discover How Obamacare Works:


"This course is a valuable tool for everybody. It is very complete and has many examples. The instructor shows a real interest in teaching the subject. I recommend this course". Milciades Andrion

Untangling the mysteries of the Affordable Care Act

"As a self-employed single mom, I've had a terrible time trying to figure out the Affordable Care Act. (And I work in healthcare.) This class really helped me to figure out ways to save as much money as possible (since rates will keep going up for people like me)". Jennifer Schmid, MSN, RN, CNL

Missed the enrollment period. There's still hope!

"Nice information regarding qualifying for this program even if you have missed the enrollment deadline. Thanks to this course, I now realize that I do qualify for this program through one of the qualifying events. Hats off Dr. Taffy Wagner"! David Young

Join over 1,000 happy students

Latest updates: November 2015

Did you know prior to healthcare reform there was 57 million uninsured Americans?

Do you know today, November 2015 there are still 30 million uninsured Americans?

Do you know as of May 2015, there are 31 million UNDER-insured Americans?

Uninsured or under-insured, what does Obamacare mean to you?

Health is personal and private especially when it involves money. No need to be frustrated and react to what is happening in the healthcare industry because you don't understand it. Don't delay taking care of your health because you don't have insurance and believe there are no options.

This course reveals what Obamacare (The Affordable Care Act) is and what it means to you and your family.

This course will show you up close and personal:

  • Why healthcare reform was started
  • What the goals of Obamacare are
  • Learn the different kinds of health insurance plans
  • The pros and cons
  • The 10 Essential Health Benefits required for a plan to be insurance
  • How to apply for coverage
  • How to use the Marketplace
  • Whether or not you can keep your current insurance and much, much more.

As a student of this course, you can send me a message through email regarding your personal situation and Obamacare for recommendations.

This course will continue to grow as the constant updates and changes are made to health care reform. I spend a lot of time studying Obamacare and will share that information.

You can get this information and make an educated decision regarding the new health insurance law and how it applies to you.

Spend the next two hours getting the information that millions haven't heard even though their lives are being affected.

This course is delivered through videos, audios and downloadable pdfs.

Click the “take this course" button, top right now… not having this information can cost you money which leads to stress and frustration.

What are the requirements?

  • Ability to watch videos
  • Ability to listen to audio lessons
  • Ability to download pdf documents
  • Notebook and pen
  • Complete this course at your own pace!!

What am I going to get from this course?

  • Grasp what Obamacare is.
  • Understand the four health insurance plans.
  • Learn the penalties for not having health insurance.
  • Know alternative options to health insurance.
  • Get inside information on how to AVOID the penalty.
  • Learn how to apply for Obamacare through Federal and Local exchanges.
  • Recognize the 10 services NOT covered by Obamacare.

Who is the target audience?

  • Uninsured
  • Under-insured
  • Self-employed
  • Entrepreneurs

What you get with this course?

Not for you? No problem.
30 day money back guarantee.

Forever yours.
Lifetime access.

Learn on the go.
Desktop, iOS and Android.

Get rewarded.
Certificate of completion.


Section 1: Introduction

Introduction and Why Obamacare was started.


Important information from Section 1

Section 2: What are the Plans under Obamacare

What are the different plans under Obamacare?


What are the components required for a policy to be considered health insurance?

Components Required for Health Insurance Download
1 page
1 page

What are the repercussions when a plan doesn't meet the requirements of the 10 Essential Health Benefits.


Important aspects of Section 2.

Section 3: Pros and Cons of Obamacare

Explanation of the pros and cons of Obamacare.


Recap the good and the bad about Obamacare.

Section 4: What is the Health Care Exchange?

What is the Health Care Exchange? Is there a difference between the State and Federal Exchanges?


Who are some of the States that did not expand Medicaid? What do they do for health care?


Several states have decided to expand Medicaid that originally were not on the list for expansion. Discover which states are now expanding.


Get the inside track on the health care exchange and states that did not expand Medicaid.

Section 5: Target Groups to Watch under Obamacare

Who are the six target groups to watch under Obamacare?


Insurance changing for Self-Employed that uses Freelancer's Union


Changes to Medicare Advantage. Will your loved one be affected or you specifically?

2 pages

Detailed explanation of the six groups to watch under Obamacare


Recap of the groups to watch.

1 question

Target Groups to Watch Quiz - 1 question, No Time Limit.

Section 6: Is Anyone Exempt from Obamacare?

Does everyone have to get health insurance? Who is exempt?

2 pages

What are the hardship exemptions? How do I file?


Whether you get a raise, are self-employed, a contractor or even a business owner if you have a change in income, you want to listen to this immediately.

1 page

Below is what is accepted to claim exemptions or hardships for Obamacare


Exemption and Hardships - who qualifies?

Section 7: Penalty for not Participating in Obamacare
1 page

What is the penalty for not participating in Obamacare for 2014, 2015 and 2016?


Were you penalized for not having Obamacare? Listen to this audio that has information just for you.


Discover what the penalty is for not having health insurance.

Section 8: When is the Enrollment Period?

Have you listened to the commercials on the radio about the upcoming enrollment period in 2015? It begins in November 2014!!

1 page

Can you get health insurance if you are outside of the enrollment period? Yes!! Find out how.


Find out about the enrollment period and qualifying events that would allow you to apply for health insurance.

Section 9: Employer Sponsored Plans

Millions of Individual plans cancelled because they didn't meet the requirements of the 10 Essential Health Benefits. What happened with the Employer Sponsored Plans?


How does Employer Sponsored Plans affects Dependents?


Do you have health insurance through your employer? Believe you are safe? Take a listen!!


Are Employer Sponsored Plans safe? Find out for yourself and then determine what is happening at your place of employment if you work in Corporate America.

Section 10: Can't Afford Health Insurance?

What do people do if they can't afford health insurance? Can they still go to a doctor?

1 page

How do people take care of their health that don't have health insurance? Download the Document for answers.


Find out about other options if you can't afford health insurance.

Section 11: Must KNOW Facts Before Enrollment Period 2015
1 page

Enrollment 2015 is just around the corner. Are you prepared? Find out what you NEED to know before the Enrollment begins.


I am on Health Insurance Rate Watch to see if the premiums are increasing. Get the details on several states in this lecture.


What would you do if all of a sudden your health insurance dropped you? Check out this clause INSURERS now have in 2015!!


If you are employed, how can a Health Savings Account or Flexible Spending Account help you when it comes to health insurance? Get the details here!

1 page

What you need to know about Taxes for 2014


Everyone who got a subsidy to get health insurance is required to have a 1095-A to file their tax return. What's the headache about? Tune in.


What's been happening since tax time? Discover what has happened and what you need to do to prepare for the upcoming enrollment period.


Discover what is happening with Obamacare right now. What you learn may very well affect you depending on what state you live in, what type of plan you have and what to do moving forward.

October 2015 UPDATE
8 pages

This lecture provides you with the latest happenings on Obamacare.


Insurers, Cadillac Tax, Waivers and more. You do not want to miss this update.


This is an update for March 2016. There's a lot happening with health insurance and you need to be aware because it can impact your taxes and even medical bills.


Discover what you need to know before Enrollment period 2015 which is just around the corner.

5 questions

Let's determine if you were keeping up!!

Section 12: Student PROJECT: What would it look like for you to ENROLL?

Would you be enrolling through a state exchange or federal exchange? Or is your state not participating? Go through these steps!

3 questions

What did it look like for you to enroll? Couple of questions to see if you followed through.

Section 13: Wrap UP

You have made it all the way through!! Recap of what was discussed.

Section 14: BONUS LESSON: Small Business Owners and Obamacare

Do small business owners have to provide health insurance? Listen to this lesson and find out WHO really has to provide it.

Section 15: BONUS LESSON #2: What Services are NOT INCLUDED in Obamacare!!
1 page

What could possibly not be included in Obamacare? Are there basic services people need that are being left out?


A lot of people wear glasses. How did Vision get left out? Get the details here.

1 question

Let's see if you remember what is or is not included.

1 page

This section is added to provide you with additional resources for those who need an alternative to health insurance. The resources are not a part of Udemy and are supplementary products I have access to. If you choose to utilize these resources there is a monthly cost to you.

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Instructor Biography

Taffy Wagner, Personal Finances Educator, Author and Homeschool Mom

Dr. Taffy Wagner is a Personal Finances Educator who provides financial counseling to individuals and small groups. She also conduct pre-marital and post-marital financial counseling. Dr. Wagner has been interviewed by The Wall Street Journal, US News and World Report, Denver Business Journal, Business Insider, Woman's Day, Learn Vest and many more national outlets. She is the President of Own Your Health Care, LLC where she educates consumers on Obamacare (good, bad and ugly), how to use their health insurance and provides them with alternatives when they cannot afford traditional health insurance. Dr. Wagner is also a homeschool mom of twins who are Udemy Instructors, best-selling authors and Youtubers. She is also a best-selling author of personal finances and health books.

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