Finance - The Fundamentals for Property Investors
4.4 (16 ratings)
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Finance - The Fundamentals for Property Investors

How to keep on buying even if the bank says no
4.4 (16 ratings)
Instead of using a simple lifetime average, Udemy calculates a course's star rating by considering a number of different factors such as the number of ratings, the age of ratings, and the likelihood of fraudulent ratings.
825 students enrolled
Created by Kyron Gosse
Last updated 3/2017
English
Current price: $10 Original price: $75 Discount: 87% off
5 hours left at this price!
30-Day Money-Back Guarantee
Includes:
  • 2.5 hours on-demand video
  • 4 Articles
  • Full lifetime access
  • Access on mobile and TV
  • Certificate of Completion
What Will I Learn?
  • Bypass the banks and use non bank lenders
  • Know how to buy property regardless of what the bank says
  • Utilise a range of strategies to constantly buy property
View Curriculum
Requirements
  • Have very basic knowledge around monetary terms
Description

Your property investing strategy is only as good as your finance strategy

Whether you can get traditional bank finance or not, this course is going to help you. It will expand your knowledge of how our monetary systems actually work and how you can take ADVANTAGE of that.

You will learn what other options you have, should the bank say no. Not to mention at least 13 different strategies that require little to NO MONEY DOWN and can still create serious cash flow, profit and equity.


Who is the target audience?
  • This course is designed for people who want to know the BEST ways to finance a property portfolio and to be able to circumnavigate the banks strict lending criteria
Compare to Other Real Estate Investing Courses
Curriculum For This Course
41 Lectures
02:17:47
+
Finance
8 Lectures 23:44

Disclaimer
00:07

Intro to finance
01:10

Leverage is the double edged sword that can make you tremendously wealthy or else eat all your profits away. By understanding leverage and how to utilize it, you can use it in a way to build your portfolio using little of your own money and become wealthy in the process.

Preview 05:07

We dive into the history of how our currency system came about and how money actually works today (hint - it is not how you think it works)

Understanding Fiat Currency
05:23

Is debt good or bad? It is neither, but more how you use debt that makes it good or bad, lets explore how you can make the right choices in order to use debt to your advantage.

Preview 03:02

Not everything fits into a category, this lecture is on the odd bits and pieces that you need to know about the fundamentals of finance.

Key Points
03:42

Where to get finance from
03:09

Allright, let's test your knowledge on the first section!

What did you learn about finance?
5 questions
+
Mortgages
10 Lectures 34:22
Intro to mortgages
01:06

What is a mortgage and how does it affect you?

Preview 04:46

What will the bank be looking for from me when it comes to applying for a mortgage?

How to apply
03:58

Activity - Find a broker
00:12

The bank works out the costs of holding property a little bit different to how you might, therefore changing your serviceability on the property and sometimes even making you fail your finance. In this lecture we cover why this happens and show you how extreme the numbers can be.

How the bank does its numbers
04:57

There are many different types of mortgages all with different characteristics. Which is the right mortgage for you?

Types of mortgages
08:05

As with any banking product mortgages come with a huge range of fees and charges, here are the most common that you need to be aware of.

Fees and charges
02:59

Interest is going to be your biggest expense when it comes to building a portfolio. It is important you understand it fully

Interest
04:39

Activity - Interest rates
00:16

What options do you have if the bank declines your application?

When the bank says no
03:23

What did you learn about mortgages?
5 questions
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Non Bank Lenders
5 Lectures 17:08

As we wind up the mortgage section we head into the non bank lending section. This is your chance for me to clear up any questions or misunderstandings you may have.

Preview 01:29

What exactly do I mean with the term 'non bank lender''?

Intro to non bank lenders
05:46

Finance companies, Money Partners, JV partners... just what does this even mean?

Second tier lenders
02:06

How do you find non bank lenders?

Where to get non bank finance from
02:49

Many people get confused between the terms "joint venture partner" and "money partner" it is extremely important you understand the different between them, and in which circumstances you might use one or the other.

Money partner or Joint Venture partner
04:58

Non bank lenders
3 questions
+
13 Ways to buy with little to no money down
18 Lectures 01:02:32
Intro to no money down deals
01:58

13 ways to do deals with little to no money down
00:51

Options are a way to do no money/little money down deals. They are non obligatory and used in the right way can make a lot of money.

Options
05:02

Also known as a rent to buy

Lease Options
06:30

The lay-by of property

Instalment Contract
02:32

A vendors mortgage

Vendor Carry back
03:35

Selling the contract to your property

Assignments
02:25

My favourite strategy - sell it before you have even bought it.

Double Settlements
06:56

Getting access before you have even bought the property

Preview 06:19

Renting out additional rooms in your house where the sum of all the rooms add up to more than the entire house lease

Rent by the room
03:23

Using other peoples assets to make profit for yourself

Holiday Accom
02:32

Check in
01:35

Make use of the sharing economy and rent out spare rooms/apartments on Airbnb

Air BNB
02:07

2 halves can make a whole when you join them together in a JV

Joint Venture
05:48

Use someone else's property as security to get a 100% mortgage from the bank

Guarentees
02:38

Use multiple lending sources in order to 100% finance the property

Preview 01:06

Did you pay attention throughout the course? Time to test your knowledge.

What did you learn from The Fundamentals of Finance
10 questions

Conclusion
01:25

Sneak peek into my next course (which I'll be launching shortly) 

BONUS: The property glossary
05:50
About the Instructor
Kyron Gosse
4.3 Average rating
104 Reviews
7,522 Students
6 Courses
Investor, Educator, Property Entrepreneur

Kyron is a successful property investor and educator playing in the global market. He has won awards for his investing and has been featured regularly in the media for his opinion on the market and investing strategies. Kyron operates under the brand "The Freedom Investor" with the motto Create Freedom, Build Wealth, Do Awesome, as Kyron has been able to build up a strong property investment business, that pays him to live and play anywhere in the world.

Kyron now helps other people build their portfolios by working as a strategy analyst helping new investors into the market as well as a mentor showing people how to achieve their freedom by investing in property as well.

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