This course is intended to educate Florida Public employees on their retirement options and choices, and how to fill out their retirement paperwork correctly.
Topics we discuss:
Dave Anders discusses Florida Retirement System pension option #1 -- and how to maximize your pension.
Dave Anders discusses the pension maximization. Pension maximization not only works for Florida Retirement System employees, but almost all pension / annuity options that have multiple survivorship payout options.
Dave Anders discusses the problem with FRS Pension Option 2 which is an increasing cost and a decreasing benefit.
Dave Anders discusses the Florida Retirement System Pension Option 3 which covers both the participant and spouse for their lifetimes
Dave Anders discusses the Florida Retirement System Pension Option 4.
Dave Anders discusses the Florida Retirement System Investment Plan (aka The Buyout Option)
The Florida Retirement System (FRS) DROP Program is a unique and extremely beneficial program for public employees.
The Florida Retirement System (FRS) Deferred Retirement Option Program (D.R.O.P.) Payout Option #1: The "I Love Uncle Sam" option.
The Florida Retirement System (FRS) Deferred Retirement Option Program (D.R.O.P.) Payout Option #2: The "Stop DROP and Roll" Option
The Florida Retirement System (FRS) Deferred Retirement Option Program (D.R.O.P.) Payout Option #3: The "Alaskan Cruise Ship" option
Don Anders, CEO of Anders & Anders Financial Group walks you through filling out your Florida Retirement System DROP Payout form.
Don Anders gives you walkthrough on how to fill out the DROP Termination Form and the reemployment restrictions for the Florida Retirement System after exiting Deferred Retirement Option Program (DROP).
Don Anders explains how and when to fill out the Florida Retirement System (FRS) tax withholding form (Form W-4P) which you will receive after you retire.
Don Anders walks through how and when to fill out the Florida Retirement System (FRS) direct deposit form.
Don Anders explains how and when to fill out the Florida Retirement System Health Insurance Subsidy form.
Don started his career helping Florida Retirement System employees set up and establish their 403(b)/TSA and 457/Deferred Comp retirement accounts in 2007. In 2009, Don began working as a BENCOR representative advising and managing 9 school district and college plans in central Florida.
Don partnered with his uncle Dave Anders in 2015 to form Anders & Anders Financial Group, and in July 2016 Don resigned as a BENCOR Representative to focus on running Anders & Anders full time. With decades of experience working with public employees, Anders & Anders primary focus is assisting retiring Florida Retirement System employees with their investment and insurance needs.
Don married the love of his life, Brianna, in 2005. They have three great children Teagan, Kelby, and Harper. In his free time, Don enjoys spending time with his family, fishing, basketball, audio books, and live theater.
" Securities and advisory services offered through Madison Avenue Securities, LLC (MAS), member FINRA/SIPC, and a Registered Investment Advisor. MAS and Anders & Anders Financial Group are not affiliated companies."