Are you a college student, or soon-to-be college student? Are you the parent of a college student? There are many pitfalls when it comes to college, and borrowing for college. Before you take out student loans, you should take the time to plan things out properly.
Picking a college major. Choosing a school. Projecting post-college income. Setting borrowing limits. These are very important considerations to make before borrowing for college! Unfortunately, many people do not do this, and as a result many people have far too much in student loan debt than they can afford.
Honestly, I took out a little more debt than I could afford. I have worked my way through it and have paid off all of my debts, but it was rough starting out!
I have created this program to be a “prerequisite” for borrowing student loans. This online presentation covers a variety of topics that should be explored PRIOR to taking out student loans. With college prices skyrocketing, and student loans becoming more and more prominent, no one can afford to borrow on student loans before addressing these items.
I know exactly how student loans affect people (I have experienced it myself). I have won the battle against student loans, and I can help you win too! Sign up today and take control of your student loans! This program comes with a 30 day money back guarantee. Also, once you purchase the program, you will have lifetime access!
Sign up today and take a step toward financial wellness!
College is so expensive for a variety of reasons. It is important to understand the high price-tag that is associated with college. It is even more important to use this knowledge as a guide towards making wise decisions.
What do you want to be when you grow up? What steps do you need to take to become that?
If you are planning on going to college, it is very important that you pick a major ahead of time!
Your choice of school can play a huge role in how much you could potentially spend/borrow for college. It is important to understand that for most of us, WHERE you go to school will not matter much when finding employment after graduation.
There are plenty of ways to pay for college, aside from military service. Consider these alternatives before taking out student loans.
If you plan on borrowing student loans, there are a number of considerations that you should make. First of all, you want to project your income and have an idea of what you could be making after college.
Use "zones" to determine whether or not you ARE borrowing too much, or MAY borrow too much!
It is important to set borrowing limits! Draw a line in the sand and do not cross that line! Your borrowing limit should be the maximum that you borrow before saying "no more."
There is a standard application that must be filled out if you plan on borrowing student loans. Here it is!
Thank you very much for attending this course! I hope that you learned something and apply what you learn. Please take the time to provide a review and leave constructive criticism.
Take this quick quiz to test your retention of the material!
Devin Czech is a financial wellness instructor with experience speaking to audiences in both non-profit and for-profit settings.
Devin graduated from Saint Cloud State University in May of 2009 with a Bachelors Degree in Finance. While in college, he experienced financial difficulty including nearly being evicted!
After graduation, Devin was saddled with over $40,000 in debt. However, over the course of 5 short years, Devin was able to pay-off all of that debt and accumulate over $40,000 in savings and investments! The "180" in his financial situation was the result of tireless study, creation, and application of some very simple financial principles. These principles are now being delivered to help people just like you!
Devin has taught many classes to many audiences under the name of Payczech, and is now moving his expertise to Udemy! Check out Devin's financial education programs and learn how you can take control of your financial destiny! The principles taught are field-tested and are simple to follow! Achieving financial wellness takes time and patience; it is not a “get-rich-quick” scheme. It may take time and effort; however financial wellness is definitely worth it! Sign up for one of Devin’s programs today!
In his spare time, Devin enjoys running, working out, spending time with friends, cooking, and learning.
Enroll in any course below, and learn how you can take control of your finances today! Proper money management will help you reduce stress, and help you focus more time on the things in life that you enjoy!