Village Scholarships Defeat College Debt - 7 Baby Steps
4.6 (4 ratings)
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Village Scholarships Defeat College Debt - 7 Baby Steps

"Eliminate college debt with confidence using a common sense approach that every high school / college student can use "
4.6 (4 ratings)
Instead of using a simple lifetime average, Udemy calculates a course's star rating by considering a number of different factors such as the number of ratings, the age of ratings, and the likelihood of fraudulent ratings.
888 students enrolled
Created by Antonio Adams
Last updated 4/2016
Price: Free
  • 3.5 hours on-demand video
  • 13 Articles
  • 9 Supplemental Resources
  • Full lifetime access
  • Access on mobile and TV
  • Certificate of Completion
What Will I Learn?
  • Reduce/Eliminate All College Debt
  • Create & Forecast Budgets
  • Project College ROI (Return on Investment)
  • Increase Financial IQ
  • Leverage Monetary Resources
  • Build Wealth
  • Discover A Life Worth Living
  • Improve Personal Value To Marketplace
View Curriculum
  • Print "All" exercise material. It will be covered in each section.
  • You should already be familiar with "comedy" and know how to laugh and have a good time.

If you are worried about going into debt in college, then worry no more. Village Scholarships “Defeat College Debt – 7 Baby Steps” program uses a common sense approach that every high school / college student can use to eliminate college debt. My name is Antonio Adams and I am the Founder/CEO of Village Scholarships, an organization designed to automate the scholarship process so that anyone can create or receive a scholarship.

Most of us know the cost of a college education has ballooned over the past few decades. And its true other opportunities for funding have stagnated or declined. That is why, it is more important than ever that high school / college students get a strong handle on personal finance, that is why we created this course.

In this course, you will learn the importance of having and forecasting a budget, assessing future returns on college investments, starting an emergency and so much more. This course is three hours in length with nearly 60 lectures, full of rich material. The course is structured with lectures and exercises to help you create your college game plan. Take part and join the Village Today!

The more people we are able to help the sooner through this class, the sooner we will be able to launch our Scholarships Platform. Village Scholarships set to launch in the summer and no later than August of 2016.

Who is the target audience?
  • This course is meant for student/parents involved with high school / college, who are unsure about how to afford college and how to prepare financially for after graduation. No prior personal finance knowledge needed.
  • This course is probably not for you if you are looking for a get-rich-quick scheme, or have graduated college or attend grades below high school.
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Curriculum For This Course
54 Lectures
16 Lectures 38:57

Welcome to the Journey

Welcome to The Journey

We saved a seat for you. You are the high priority. This is all about you. I hope we can make a difference in your life.


Take Control of Your College Money One Step at a Time

Building a new future with money in college can seem tricky. But, college is the perfect time to build a strong financial foundation. Village Scholarships 7 Baby Step program is designed to help you manage and get out of bad debt and into a life of living, giving and thriving. We’re all in different academic and financial places with money. Start right where you are and get where you want to be. Knowing is 10% and doing is 90%. You can do it! Just follow the steps.

Go ahead and get started.
Baby Step Video

In this video, I will take you on an overview journey of this course.


The Road Map
1 page

Important Terms (Intro)

Now that we have activated our GPS it’s important to learn a few important terms in order to maneuver through this college road map effectively. Most of these terms are referenced from Robert Kiyosaki of Rich Dad Poor Dad. The reason for using this supplementary material is the ease and usability of concepts and terms.

Important Terms (Exercise 1-A)

Important Terms (Closure)

Power of A Budget (Intro)

Before we begin the most important thing to know is our location. We must know our current location and our desired destination in order to achieve our goals. In the same way, we must turn our GPS settings on our cellular devices, we must turn on our financial location setting, in order to set sail to our destination. In this exercise, we will first outline our current monthly budget in order to better understand where we are located on the map of financials.

Go ahead and get started.

Power of A Budget (GPS) (Exercise 1-B)

Power of A Budget (Closure)

Budget Forecasting (Intro)

Now that we have identified our current location (current budget), we can map out our future and identify our target destination (projected budget). By the end of this course, we want to outline a strategy to reduce if not eliminate all major debt that stands between us and our student loan(s). In this exercise, we want to map out our ideal budget at graduation. Meaning, what will our budget look like at the time of our graduation with all major expenses being paid off. In order to set sail to our destination, we will draw a picture of it. In this exercise assume your income stayed the same, but your expenses decreased, what would that look like?

Budget Forecasting (Exercise 1-C)

Budget Forecasting (Closure)

How The Economic Machine Works (Intro)

How The Economic Machine Works (Link)
Projected ROI
8 Lectures 36:59
Projected ROI (Intro)

To begin it's important to first understand what “ROI” (return on investment) means. It simply underlines the value of the investment, for example if we buy a $1 water bottle and sell it for $1.50, our “ROI” would be a gain of fifty cents. But the importance of evaluating one's return on investment far exceeds business investments. Academic investments are more important to evaluate than ever before since student debt has become out of control. So in this exercise, it's important to gauge the value of the institution for which we attend.

Projected ROI (Exercise 2-A, Part 1)

Projected ROI (Part 2)

Projected ROI (Part 3)

Projected ROI (Part 4)

Projected ROI (Part 5)

Projected ROI (Part 6)

Projected ROI (Closure)
Power of Leverage
8 Lectures 36:49
Power of Leverage (Intro)

Power of Leverage (Exercise 3-A Part 1)

Power of Leverage (Part 2)

Power of Leverage Part 3

Power of Leverage Part 4

Power of Leverage (Part 5)

Power of Leverage (Part 6)

Power of Leverage (Closure)
Emergency Fund
3 Lectures 06:06
Emergency Fund (Intro)

Emergency Fund (Exercise 4-A)

Emergency Fund (Closure)
Cover Major Expenses
4 Lectures 09:58
Cover Expenses Intro

Cover Expenses (Exercise 5-A)

Cover Expenses (Part 2)

Cover Expenses (Closure)
Asset Class
4 Lectures 20:49
Asset Class Intro

Asset Class (Exercise 6-A Part 1)

Asset Class Part 2

Asset Class (Closure)
Live A Little
4 Lectures 18:15
Live a Little (Intro)

Live a Life

Live a Little (Exercise 7A)

Live A Little (Closure)
Marketplace Value
3 Lectures 16:15
Marketplace Value Exercise (Intro)

Marketplace Value (Exercise 8-A)

Marketplace Value (Closure)
1 Lecture 00:01
Blooper Real (Enjoy)
3 Lectures 13:52
Video Blooper

Screen Shot Bloopers

Introduction Blooper
About the Instructor
Antonio Adams
4.6 Average rating
4 Reviews
888 Students
1 Course
Founder/CEO of Village Scholarships

Currently I am a student at Metro State University, and I learned the spirit of service at an early age helping my mother administer corporate volunteer programs and watching my father spend innumerable hours as a volunteer coach helping young athletes earn basketball scholarships. These examples taught me two key points: one person can make a difference, and scholarships play a crucial role in obtaining a college education.

As an out of the box thinker, I utilize my charismatic personality and entrepreneurial spirit to lead and build VS. I maintained a 4.036 GPA and received my school's first ever TouchStone[rcs1] award (Highest rated student/community member voted by students, faculty and staff), one of the most prestigious awards offered at George Washington High School. As a collegiate journeyman, I traveled from coast to coast pursuing a dream of basketball stardom before suffering two season-ending injuries in my sophomore & junior year Disappointment coupled with throbbing motivation to find tuition funding lead to the creation of VS. Even though Village Scholarships won't help me, I am driven to assist the countless others seeking financial aid.

I bring seven years’ experience as an entrepreneur, having successfully started a yard maintenance business[rcs2] at the age of 16 years old. I was recruited out of high school by Stanford University, the Air Force Academy, Dartmouth College, Brown University[rcs3] and a few other prestigious colleges known for athletics. For the past few years, I have networked, negotiated and persuadede hundreds of potential clients and partners from students across the USA to high level executives of national organizations about the mission of Village Scholarships. I believe I am the right candidate to lead this start up.

Growing up in a family that has focused in giving back of their time, money and energy in various charitable causes has instilled in me a desire to positively impact the lives of a billion people before I die. Helping a student pay for their college education now not only lightens the burden on the student and their family today; but increases the opportunities of that student tomorrow. Now, college may not be the right option for everyone; however, no one in our country should be denied the opportunity of a higher education due to financial challenges. I believe that Village Scholarships is a revolutionary concept that democratizes philanthropy and scholarships. It allows even a small donation from the common man to grow and make a huge difference in the life of a student. This project creates opportunities for everyone, not just the financially endowed, academically gifted or athletically inclined to receive funding toward their college education.