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Debt Freedom: A Realistic Guide On How To Eliminate Debt

A Realistic Guide On How To Eliminate Debt, Including Credit Card Debt for Good (Eliminate Debt, Credit Card Debt)
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508 students enrolled
Created by Julio A Lara
Last updated 3/2015
$10 $20 50% off
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  • 2 hours on-demand video
  • Full lifetime access
  • Access on mobile and TV
  • Certificate of Completion
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Debt Freedom;A Realistic Guide On How To Eliminate Debt, Including Credit Card Debt Forever

You're about to discover how to...

Eliminate debt and live debt free as long as you wish. This course will guide you on a very realistic path to debt freedom. If you have unsecured debt such as credit cards, or secured such as a car loan, you can use this blueprint to eliminate debt and live a fuller life. You will be empowered to control your money instead of your money controlling you.

This brief but effective method is not a new method but a very effective one. If you truly put these steps to work for you, the method has the potential to transform your finances, and even your perspective towards debt. You will gain more confidence as you will learn how to overcome debt and obtain freedom from it, if desired.

This is not an overnight process or a magic pill, it will take hard work and sacrifice but if you are committed to obtain your goals you will achieve them with this method.

Here Is A Preview Of What You'll Learn...

  • How To Take Your First Step
  • How To Plan
  • How To Incorporate An Income Statement In Your Plan
  • How To Set Goals
  • What Is The Simplest Budget Strategy
  • The Most Reliable System For Debt Elimination
  • How To Start Working On Your Emergency Fund
  • How to Reallocate Funds For Maximum Success
  • Much, much more!

This course is based on my Amazon Ebook titled Debt Freedom. Here are a couple of reviews from the Ebook that can help you understand the simplicity but efficacy of the Ebook and in turn of the course:



As a former mortgage loan officer I spent a great deal of my time counseling people on their finances. A lot of them wanted to get into a position of being debt free but have no concept of how to do that. Here is a concise blue print to use for that action. Hopefully,each reader will be willing to dig deep enough to find the discipline to follow it.


Very hands on advice that could easily be applied in everyday life.


Don't hesitate take the course now, you have nothing to lose... You get Udemy's guarantee process if you are hesitant....

Remember any minute you lose could be the difference between being debt free or being in a better financial situation.

Julio L

Who is the target audience?
  • Anyone looking to get a basic - foundation on personal finance
  • Course is not for anyone looking for a quick fix
  • Course is not intended for someone looking for a magic pill
  • Course is not intended to teach complicated methods
  • The ideal candidate would have a desire to change their current financial situation, learn how to eliminate debt and create a plan to stay out of debt
Students Who Viewed This Course Also Viewed
What Will I Learn?
Create a financial commitment
Understand their financial situation
Create financial goals - short term and long term
Create a plan to eliminate debt
Create a plan to create an emergency fund
Understand a simple budget
Understand a debt roll-down method
Learn the foundation to financial stability
The course should teach a student how to analyze their current situation, desire where they want to go and finally create a plan to get to their financial goals
Student will learn how to create a SMART goals and how to complete them
View Curriculum
  • Course is for beginners, no prior requirements will be needed
  • Student needs to have a desire to learn
  • Student should want to change their current status
  • Student should come in with an open attitude
Curriculum For This Course
Expand All 15 Lectures Collapse All 15 Lectures 01:49:54
Your First Step, Introduction and Your Instructor
2 Lectures 04:59

Introduction into the why this course and what is expected on the course

Preview 01:42

Description of the instructor and the goal for the course

Preview 03:17
Step 1
2 Lectures 09:30

Your very first step into the journey, a description of your start and what is needed to continue.

Preview 04:48

What is commitment when it comes to finances and how it applies to your journey

Preview 04:42
Step 2 - Your current situation
2 Lectures 13:48

The 2nd step in the journey is to find out where are you and what is your starting point.

Step 2 - Find your current financial status

Step 2- Liability Statement
Step 3 - Where do you want to go?
3 Lectures 17:50

After you discover your starting point, this lecture goes into explaining your goals or future steps.

Step 3 - Goals


1 question

This lecture just looks at a couple of examples of SMART goals. Use this examples as brainstorm or guides to get you closer to smart goals.

Examples of SMART Goals
Step 4 - The Bridge
3 Lectures 33:02

This lectures looks at what will be your bridge to get you to your goals. It looks at tools that you can use to help you achieve financial stability and eliminate debt as soon as possible.

Step 4 - How to get to the end result

This lecture looks at one of the tools for financial stability; debt roll-down method. It is a method used to help eliminate credit card debt but can be use to eliminate any personal debt.

Debt Roll-down Method

Emergency Fund

The Bridge
1 question
Step 5 - Allocation
1 Lecture 10:34
Step 5 - All about allocation

1 question
Full Circle - Putting it all together
1 Lecture 08:10

Putting it all together goes into wrapping up the course. It gives you a full circle view of the entire course and a couple of examples that can help you visualize the entire course in your life.

Putting it all together
1 Lecture 12:01

The bonus course, is a set of savings ideas that can help you get your juices flowing and thinking about ways to eliminate your debt faster or fund your e-fund faster by saving extra every month. Many times we think that we can't get an extra couple of bucks a month but the bonus will show you just a few simple examples that can get you saving enough monthly to help you get to your goals faster.

Saving Ideas
About the Instructor
4.3 Average rating
62 Reviews
18,114 Students
4 Courses
Plan, Implement, Evaluate

I graduated with a MBA from the University of Rhode Island. I have over 14 years of experience working in a variety of industries such as Retail, Technology, Insurance and Transportation. I was personally trained by Topline Business Solutions CEO, Martin Howey. Topline systems have been producing results in a range of companies from mom and pops to Fortune 500 companies. As a member of Topline I am a member of a group of over 1300 consultants in over 30 countries and over 46 years of business advising experience.

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