How To Survive The Day Before Payday, Stop Overdraft Fees
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How To Survive The Day Before Payday, Stop Overdraft Fees

Know Ahead, Plan Ahead. See In Advance What Your Balance Will Be The Day Before Payday
0.0 (0 ratings)
Instead of using a simple lifetime average, Udemy calculates a course's star rating by considering a number of different factors such as the number of ratings, the age of ratings, and the likelihood of fraudulent ratings.
534 students enrolled
Created by David Reynolds
Last updated 5/2017
English
Price: $20
30-Day Money-Back Guarantee
Includes:
  • 1 hour on-demand video
  • 1 Article
  • 2 Supplemental Resources
  • Full lifetime access
  • Access on mobile and TV
  • Certificate of Completion
What Will I Learn?
  • Pays for itself by saving the expense of just one (1) insufficient or overdraft fee.
  • Develop a spending habit by knowing what their balance will be right before the next payday
  • You will know ahead of time what your available cash is in case of an emergency
  • This will help prevent unexpected expenses like bounce fees
View Curriculum
Requirements
  • You should be able to use a computer at beginner level, have some form of Excel or spreadsheet software
  • This is NOT a Tracking tool, or a Budgeting tool, but a tool to see ahead and plan accordingly
Description

Helps prevent paying those Bank fee's by looking ahead if you've overspent. 

You can play 'What If' to learn how to make your money stretch.

Helps manage your spending because your regularly occurring bills automatically are subtracted from your available funds to show you how much is left over.

No more math errors. All the math is done automatically so you never make mistakes and overspend. 

You can start this any day of the month, using your available funds to customize it to your own needs.

No Advanced Math skills needed. No Advanced Computer skills needed. No Advanced Excel skills needed.

What could you have bought with the money you paid the bank for those bounce fees. Stop lining the banks with your money.

Plan, Forecast, Predict.

Build confidence, peace of mind, knowing ahead of time your money will stretch.


Who is the target audience?
  • Anyone wanting to stop getting bounce fee's from their bank
  • If you want to have a balance greater than zero before your next check
  • Anyone wanting more control over their finances
  • Has only been tested on U.S. dollar equivalent's
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Curriculum For This Course
13 Lectures
01:12:53
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Before You Buy, I've Made Sure This Will Work For You
5 Lectures 25:00

You can start using this tool any day of the month. It's easy to get started, even day-one when you first download it. Watch how easy it is now.

Preview 04:21

Learn ahead how to enable your Excel Macro's to make sure this tool will work for you.

Preview 01:51

How to extract the test file from the zip file so you can get started testing before you buy.

Preview 02:00

Some programs in Excel have small programs written to make things work better. This Excel file has Buttons and Macros to make things automatic for you. Learn how to activate your Macros here.

Preview 07:43

Learn how to run a Macro enabled file even if your computer can't be Macro Enabled.

Preview 09:05

Which Level Of Macro Enabling Should You Chose?
1 question
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Learning How The 'Day Before Payday Monster Enforcer' Works
4 Lectures 17:26

Check in the resources folders and find your DayBeforePayday.zip file to DOWNLOAD. Remember to DOWNLOAD it first, then extract it like shown in the Test video

Download Your 'Day Before Payday Monster Blocker' Working Version Here
00:16

The ledger is where all the Debits and Credits come together and show the balance you have to work with.

The Ledger, Where All The Numbers Come Together
09:14

This is where you will list everything that takes away from your balance. These include bills, any expense, regular outgo of funds.

The Debits, All Your Expenses, Outgo, and Bills.
05:14

This group includes any income related item, such as regular paydays, side jobs, second jobs, any type of income that add's to your balance

The Credits, All Your Income Sources, Anything That Add's To Your Balance
02:42

When Should You Make Entries In The Ledger Area?
1 question
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Learning Where All The Money Is Going
2 Lectures 10:41

This is NOT a budgeting tool, but it can be used to help find what you're really spending in areas that you didn't know about.

Where Is All My Money Going, I Know We Don't Spend That Much
05:02

You are correct, it's not a Budgeting tool, but it has some basic's that allow you to compare your income and outgo to see what's left over.

Budgeting, I Thought This Wasn't A Budgeting Tool?
05:39

Which Feature In This Course Is Meant For Budgeting?
2 questions
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Tips And Things To Remember
2 Lectures 19:45

What to do, and Not to do. Learn and refresh what you learned in the class to make it easy.

Things To Remember
06:03

Sometimes it's good after you learn something new, to highlight what you learned to enforce its benefits.

Preview 13:42
About the Instructor
David Reynolds
4.6 Average rating
32 Reviews
4,610 Students
6 Courses
My Job Is Making Your Job Easier

Being in the Engineering field for over 30 years, David has worked much with Excel and knows how data overload can feel overwhelming unless you have some kind of control of your Excel files. 15 of those years included Online Marketing, promoting businesses through Pay Per Click and Search Engine Optimization, which required downloading traffic reports to track efforts and success.

So much data from so many directions, David developed a way to dissect it faster. Applying some of his programming skills proved beneficial in merging a lot of this together, so the schooling was definitely worth the time.

During the process of developing a unique method of discovering a person's Natural Talents and Gifts, David discovered a way that allowed a person to 'express in words' their own natural talents in ways they couldn't before.

Some of his includes 'Breaking down the complex to simplify things by making quick reference guides for consistency', 'Creating a process to understand things easier by making a Step-by-Step guide for an assembly line smoothness using flow-chart type logic to remove questions that prevents progress.' Teaching seemed like a perfect match for this natural gift.

Sharing things in detail of what he's found that made his work easier shows up in his teachings. Selecting specific topics and digging deep instead of just touching the surface is what makes his work stand out.