Credit Risk Analysis

All you want to know about Credit Specific Risk Analysis from a Banker’s and Analyst Perspective
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101 students enrolled
Instructed by Tanuja Yadav Business / Finance
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  • Lectures 19
  • Length 3.5 hours
  • Skill Level Intermediate Level
  • Languages English
  • Includes Lifetime access
    30 day money back guarantee!
    Available on iOS and Android
    Certificate of Completion
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About This Course

Published 1/2016 English

Course Description

This highly practical course has been specifically designed for candidates aspiring for a career in Commercial and Retail Finance, Credit Appraisal, Credit Monitoring, Credit Ratings and Credit Strategy.

This course will cover relevant and practical topics like Liquidity Analysis, Stress Testing, Comparison: Sector versus Global, Liquidation Scenario and Event, M&A/LBO, Banker’s Angle to Credit Analysis, Bank CMA Format and Credit Policy Formulation, Preparation of Credit Proposal and Credit Appraisal, Capital Budgeting Methods, Loan/Bond, Behavioral Aspects of Credit officer, Pre-sanction Methodologies and Analysis, Know your Customer (KYC) requirements, ESG Analysis for Loans/Bonds, Case studies.

This course will will enable the students to Perform credit appraisal with global best practices, Generate better trade ideas & identify problem loans, Amplify their credit monitoring system, Enhance Basel based internal rating system, Make lending and investment recommendations and Design credit strategy and credit portfolios.

What are the requirements?

  • A computer with internet connection
  • Basic knowledge of MS Excel

What am I going to get from this course?

  • Understand Credit Risk analysis
  • Be able to prepare various stressed scenarios and interpret the economic outcome from them
  • Will be able to evaluate acquisition targets meaningfully

What is the target audience?

  • Someone with basic finance knowledge will be able to understand the content better
  • Anyone interested in making a career in financial risk analysis, credit analysis, credit risk and evaluation will benefit immensely from this course

What you get with this course?

Not for you? No problem.
30 day money back guarantee.

Forever yours.
Lifetime access.

Learn on the go.
Desktop, iOS and Android.

Get rewarded.
Certificate of completion.

Curriculum

Section 1: Liquidity Analysis
02:31

This lecture introduces the faculty and the structure of the course

12:06

This lecture covers the fundamentals of Liquidity, helps a student differentiate between liquidity and solvency and describes the various measures of liquidity.

Liquidity Analysis_Part 2
05:38
Liquidity Analysis Quiz
4 questions
Section 2: Stress Testing
20:00

At the end of this lecture, the student will be able to understand the phenomena leading to financial stress, identify and explain the key steps in stress testing, List and explain the framework for developing scenarios, understand Revenue drivers, cost drivers and leveraged balance sheets with respect to financial stress, identify the internal, industry and environmental considerations for financial stress and explain the stressed scenarios for commodities.

19:38

This lecture demonstrates a stress testing model with base case scenario.

13:37

This lecture demonstrates stress testing models with bear and bull case scenarios.

Stress Testing Quiz
4 questions
Section 3: Comparison: Sector versus Global
13:16

Student will be able to understand the need for peer comparison and identify suitable peers for a meaningful analysis

Peer Comparison Quiz
4 questions
Section 4: Liquidation Scenario
17:18

This lecture will help the student understand Seniority and subordination in Debt, Hierarchy of Seniority and Liquidation scenarios

Liquidation Scenario Quiz
2 questions
Section 5: Events: M&A and LBOs
12:17

This topic discusses the credit analysis in case of special events such as Mergers and Acquisitions and also lists the steps that an analyst should take in order to do an in-depth credit analysis of an Acquirer post acquisition.

16:52

This topic shows the credit model to do the credit analysis in case of special events such as Mergers and Acquisitions and also discusses Leveraged Buyouts

Events_Quiz
5 questions
Bonus Lecture: Coupon codes and Access to free courses
00:40
Section 6: Bonus Section: Optional section for Liquidity Analysis
Bonus Lecture: Sources of Liquidity
03:01
Bonus Lecture: Measures of Liquidity
13:20
Bonus Lecture: Short Term Cash management
11:28
Bonus Lecture: Liquidity Risk, Strategies and Tools
03:54
Bonus Lecture: Receivables / Debtors Management
10:25
Bonus Lecture: Inventory / Materials Management
06:42
Bonus Lecture: Creditors / Payables Management
15:40
Section 7: Bonus Section: Optional section for Comparison
Bonus Lecture: Common Size analysis technique
11:51

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Instructor Biography

Tanuja Yadav, Chartered Financial Analyst

A CFA charter holder, I have extensive experience in the field of F&A outsourcing and have worked on various projects within the F&A Arena. I have 11 years of experience in F&A delivery, handling end to end finance and accounting processes, F&A practice and process improvement. I am also a visiting faculty with International College of Financial Planning, New Delhi where I have taken classes for CFA L 2 and 3. I have my own channel on Youtube on Finance and Investments.

Specialties: Finance, Fixed Income, Treasury, Accounts Payable, Accounts Receivables, Reconciliation, Fixed Asset and Project accounting, Solution development, F&A Training, SOX testing, Fraud risk assessment and Process streamlining.

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