
Explore what FinTech means today and its impact on financial services from a finance and tech perspective, shared by a seasoned banker and fintech entrepreneur.
Define fintech, explore multiple definitions, adopt a practical approach to defining fintech, and connect fintech to traditional finance.
Explore fintech's many definitions, from startups and wallets to digital insurers and challenger banks, and examine tech foundations like blockchain and AI.
Define fintech as the transformation of financial services through technology, highlighting players—from startups to banks, big tech, and regulators—and core tech like data, cloud, apis, artificial intelligence, and blockchain.
Frame fintech as a transition state between analog and digital finance, and show how finance will become totally digital with digital-first design.
Explore the evolving role of fintech as the impact of technology on financial services, and view fintech as a transition state guiding finance toward a digital core.
Trace the rise of fintech within the broader economic context and its steady development since 2015. Explain the enduring reasons behind fintech's growth and extrapolate future trends.
Trace the origins of fintech from 2008–2012, including bitcoin and Stripe, alongside China’s mobile payments, then note global investment and awareness exploding from 2014–2018.
Explains the perfect storm driving fintech: rising consumer demand, cheaper technology, and supportive regulations. Shows how post-crisis distrust, smartphones, cloud SaaS, and disintermediation enabled startups as regulators embraced innovation.
This lecture explains fintech's rise and its growth trajectory, focusing on global demand, digitalization, funding, and rising competition from banks, tech firms, and retailers.
Fintech surged in 2008, creating opportunities for startups amid cheap mobile tech and supportive regulators; banks and tech firms entered finance as investment pours in, transforming financial services.
Explore how fintech and technology transform financial services. Learn a simple framework to analyze innovation and examine how providers, institutions, and people roles are evolving.
Apply a simple framework to fintech innovation—cheaper, better, faster versus different—and see unbundling and rebundling reshape finance, with examples like Wise, Robinhood, and blockchain.
Discover how new entrants transformed finance by expanding beyond banks to digital banks, payment incumbents, and fintech startups like Stripe and Square, reshaping markets and market cap.
The value chain of finance transforms as services shift from traditional banks to a broader mix of players, including neo banks, wallets, digital brokers, and buy now pay later.
Fintech broadens finance jobs beyond banks, highlighting two paths: finance-expertise roles and generalist tech roles. Become tech conversant to seize opportunities across banks, startups, and tech companies.
Fintech reshapes financial services by unbundling and rebundling the value chain, driven by consumer behaviors, cheaper technologies, and supportive regulation, creating a tech-conversant, fragmented ecosystem.
In the last 10 years, $200bn has been invested in Fintech startups. Alibaba launched the largest money market fund in the world. Goldman Sachs developed its own digital bank. Stripe became bigger than 99% of the banks. There are over 100 concepts that fall under the domain of Fintech, from Artificial Intelligence to robo-advisors and Blockchain to virtual banks. This course will guide you through the noise and give you the right foundation to understand the world of Fintech.
This course will cover 3 main chapters.
Chapter 1: Definition of Fintech
Fintech has been a buzzword in the past 5 years, but it actually has many different meanings. In this chapter you will be learning our definition of Fintech, getting a broad overview of its technologies, applications and sectors, and its role in transitioning from old to new finance.
Chapter 2: The reasons behind the rise of Fintech
In this chapter, you’ll obtain a historical oversight of the origins of Fintech, as well as an understanding of the reasons for its meteoric rise to mainstream adoption.
Chapter 3: How Fintech is changing financial services
Financial services have been around for a while. In this chapter, we will address the framework that is being built around Fintech. You will learn about Fintech’s advantages, its entry into financial services and the way it is transforming value chain and jobs in Finance.
The course is taught by Huy Nguyen Trieu, co-founder of CFTE. He is also the CEO of The Disruptive Group, a business builder and advisory firm in innovation and finance, and Venture Partner at Mundi Ventures, an early-stage VC fund in Fintech and Insurtech.
He co-created the Oxford Fintech Course and the Hong Kong University Fintech MOOC.
Prior to setting up CFTE, he was a Managing Director at Citi, and previously at Royal Bank of Scotland and Société Générale. Before banking, he was the CEO of Ukibi, a VC-funded startup in the US.
He is a Fintech Fellow at the Centre for Global Finance and Technology at Imperial College and an Entrepreneurship Expert at Oxford Said Entrepreneurship Centre. He was also a member of ESMA’s Consultative Working Group for financial innovation and a founding member of the Asian SuperCharger, one of the largest Fintech accelerators in Asia.