
An introduction to instructor Stacy Johnson, founder and CEO of Money Talks News.
While you don't need to know anything about me for this course to work for you, you may be curious about my credentials.
I talk briefly about what retirement was like for my parents, and why it's going to be different for me and you. I'm here to reassure you that you'll have enough -- and explain how you're going to replace fear and uncertainty with confidence and control.
Simplify your financial life by consolidating accounts, going paperless, paying cash, automating savings and bills, and stopping new purchases to reduce clutter, debt, and stress.
Set a specific spending plan by identifying exact goals, track your expenses, and monitor progress toward a house down payment, emergency fund, and retirement account.
Identify best and worst debt strategies, avoiding minimum payments, retirement withdrawals, and debt shifts; adopt the snowball method to pay smallest debts first while boosting payments.
Learn why people retire poor: overspending, not saving early enough, paying high interest, and neglecting retirement plans, and how saving 10 dollars daily at 8 percent compounds toward comfortable retirement.
Many workers over 60 delay retirement for reasons beyond money, including leaving a meaningful legacy, enjoying work, social outlets, and keeping mentally sharp, while boosting Social Security benefits.
Learn golden rules to retire rich: spend no more than 90% of income, save 10%, start early to reach a million, invest cautiously, take control, and avoid following the crowd.
Learn practical retirement planning: delay Social Security to 70 for higher lifetime benefits, cover fixed expenses, cut costs, grow savings with investments, and use calculators to estimate needs.
Learn to time your retirement by building retirement planning scenarios and using the same tools as professional planners, while gaining guidance to become your own wizard.
This lecture analyzes social security income and savings against high living costs, using a real-world example of $2,283 monthly social security and $833 from $500k savings.
Retirement changes everything. For one, you lose a big part of your identity. (Think about it: When you meet someone, one of the first things you say is “What do you do?”)
For another, you’ll be living at least partially on money you can’t replace. There’s no starting over, no recouping losses.
Finally, unless you’re super rich, there’s no way to be absolutely certain you’ll have enough.
Have you imagined running out of money and being too old to make more? If you haven’t, trust me: You will.
In short, it’s hard to approach retirement confident that you’ll be OK, both mentally and financially.
But I want to change that.
This course has everything to plan the rest of your life, know you’ll have enough, and make your retirement dreams a reality!
In fun-to-watch video and easy-to-follow text, this course will prove you can:
Discover fulfillment and live the retirement life you really want.
Quickly become a master of organization: no more paperwork hunting!
Know whether to downsize and where to live your retirement years.
Use a simple, proven system to destroy every debt you have in record time.
Create a spending plan that maxes your savings and minimizes expenses.
Learn to invest to reach your retirement goals and never outlive your savings.
Know for sure you’ll have enough to live the life you want.
Score up to $12,000 more in Social Security every year!
Be your own financial planner.
Stay in top shape and manage medical costs.
I'm Stacy Johnson, host of the Money Talks television news series, syndicated to dozens of network affiliated TV stations nationwide for nearly 40 years. I've earned licenses in stocks, commodities, options principal, life insurance, real estate and securities supervisory. I've also been awarded two Emmys and published 5 personal finance books.
I’ve literally spent my entire adult life offering advice on how to make more and spend less; first as a CPA, then a financial planner and finally as a journalist and the founder/CEO of Money Talks News, where I help more than half a million readers live their best financial lives every day.
And these days, I’m approaching a different phase of my life. If you’re over 45, so are you. Retirement is no longer a vague, “someday” concept. It’s coming, and coming fast.
Will you be ready?
If I have anything to say about it, you will. So buy the course, and let's get started!