
Meet the instructor Bill Stephens, a self-taught investor who retired at 41 after building three businesses and learning personal finance and investing from books and resources.
Explore four crucial life skills for lasting happiness, starting with financial and investing literacy, alongside health, relationships, and time management to balance daily life.
Explore the essential formulas for financial success, including financial photosynthesis and investing for financial freedom, and examine entrepreneurship, depreciation, debt, and compounding interest.
Explore why we go to school to monetize skills and why we work to cover living expenses. Learn tools to raise your hourly rate and live without working sooner.
identify active income and passive income, and learn how passive income streams contribute to monthly or quarterly gains and financial freedom.
Identify two types of expenses—needs and wants—by contrasting essentials like rent and food with desires like an Xbox, a fancy car, and designer clothes, and note ads encourage purchases.
Explore the four steps to financial freedom by becoming financially literate, achieving profitability (income minus expenses equals profit), saving six months of living expenses, and investing for passive income streams.
Discover how passive income exceeding living expenses makes work optional and enables choosing projects you want to do rather than need to work.
Becoming profitable requires reducing living expenses to create a positive freedom gap between net after-tax income and expenses, then expanding it to fund passive income assets and job replacement income.
Cultivate financial photosynthesis by balancing income minus expenses to profit. Separate income into active and passive, expenses into needs and wants; invest profits in assets yielding passive income.
Focus on needs, not wants, and live below your means with older cars with low operating costs. Evaluate total cost of ownership and cost per year, and avoid monthly payments.
Increase passive income by investing in syndicated multifamily real estate, leveraging economies of scale and professional management after saving six months of living expenses and about ten thousand dollars.
Explore why the traditional 'Big Gulp' retirement strategy may fail, and learn to manage retirement using an income-statement approach that aligns with spending and income streams.
Invest in milk cows to generate a steady passive income, ensuring milk income exceeds expenses and debt service; focus on milk rather than beef prices to ride out cycles.
Learn to track personal finances with Mint.com, linking bank and credit accounts to generate instant income statements, cash flow insights, and expense categorization for profitability.
99% of us are working for a living by trading our precious time for money. We have little to no Personal Finance Understanding and this impacts our overall personal development. Traditional retirement theory is focused on what Bill calls "Big Gulp" investing: Save a lot of money in a 401k/IRA and at age 65 start drawing it down and hope it doesn't run out before you die. In the meantime you have to grind out 40 hour work weeks for 40+ years.
THERE IS A BETTER WAY!
Creating Personal Finance Understanding that impacts your overall Personal development is the key. The way to unlock it is with Passive Income Streams from purchased assets are the key to retiring early and never running out of money before you hit the Big Pine Box in the sky. The first step in achieving this goal is to empower yourself by making sure you are Financially and Investing literate. Traditional personal finance and investing courses are not effective. This course will show you an entirely new and proven way to achieving Financial Freedom.
We work hard for our money and we want things in life. Society has created systems that take advantage of our human impulses that cause us to financially behave in ways that sabotage our ability to retire at an age early. Some folks will retire sooner than others because they acquired unique knowledge that others simply don't have. These people have Personal Finance Understanding and a better overall life that impacts all areas of their personal development.
One such person is your instructor, Personal Development & Personal Finance master Bill Stephens. Despite not fully putting his teachings into practice until his early 30’s he was able to retire at age 41, which was 18 years ago. He is married with two grown financially literate kids that are in flagship state universities. He lives on a tropical Island where the average property values well exceed 1 million dollars. He was a professional salesperson and started three businesses. He taught himself personal finance & investing strategies and developed a system that can work for anyone. And he will share this knowledge with you in this course.
In less than 1 hour you will learn:
Bill's Fundamentals of Financial & Investing Literacy
The Two most important Formulas in the world that every person MUST know
Two types of Income & Two types of Expenses
The 4 steps to financial freedom
How to Leverage Your Income
Is a Home Mortgage Good or Bad Debt?
Financial Photosynthesis & Why it is Crucial to Your Success
The 4 Crucial Life Skills
The Myth of Owning your Own Business
Tactics and Strategies to decrease expenses & Increase Income
Understanding Investment Models
Early Retirement Strategies & more
The primary objective of this course is to give you Bill's unique Fundamentals of Financial & Investing literacy so that you can create a plan to help you become financially free in the shortest time possible. This course is a MUST for high school students, young adults, and any adult who wish to achieve early Financial Independence. Learn how to be masterful in Personal Finance and have a huge leg up on Personal Development in less than one hour.
This value packed course will give you the formulas and strategies to get you off of the road of “trading time for money” and having your money work for you.
We deliver this course with videos, audios and a workbook designed to sync up with the lessons. This course is available to you forever. But don’t wait to take this course. Take it today because in just one short hour you’ll know what you need to begin your journey to financial freedom.
Enroll today, knowing that If you aren't delighted with this video based training course, claim a full refund within 30 days of purchase!