
Explore the role of a credit analyst, learn the credit risk analysis framework, and practice assessing default risk through hands-on, real-life company examples and credit risk spread calculations.
Develop strong research and analysis, communication, and business acumen to assess credit risk. Learn to read financial statements, calculate metrics, and evaluate borrowers and industry with Coca-Cola and Kellogg's cases.
Form an overall judgment on a company's credit risk by evaluating business and financial risk factors as high, medium, or low, then aggregate to a multi-dimensional risk view.
Assess the scale risk factor for Coca-Cola via a qualitative, fact-based evaluation of its market leadership in carbonated soft drinks, showing economies of scale, pricing power, and a low risk.
Analyze Coca-Cola's balance sheet by examining assets, equity trends, debt growth, and cash positions from 2013 to 2017, including current assets and liabilities.
Compute Coca-Cola's gross profit margin by dividing gross profit by revenue, illustrating 2013 and 2017 calculations and noting 9-month figures need not be annualized.
Assess Coca-Cola's coverage risk by analyzing the EBITDA to interest ratio, which fell from 26 in 2013 to 11, indicating a medium risk trend over the last five years.
Assess Coca Cola's cash to total assets ratio to gauge liquidity risk, calculated as cash holdings divided by total assets; a rising trend toward about 30% signals stronger liquidity.
Learn to calculate credit risk spreads—the extra return above the risk-free rate—by proxying Coca-Cola with AA/A+ rated U.S. food and beverages peers.
Evaluate Kellogg's financial risk factors across five metrics for 2013–2017 using the same framework as Coca-Cola, with the provided Excel dataset, and email your results for feedback.
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Hey, welcome to our very popular Credit Analyst Training online course.
We are glad to see you visit this course.
If only we could shake hands!
What is this course about?
In this course, we will teach you the comprehensive skills needed to be a Credit Analyst.
We will illustrate the following broad content topics in great detail in this course:
1) Comprehensive credit risk assessment of any company
2) Qualitative assessment of business risk factors
3) Quantitative assessment of financial risk factors
4) Calculating the financial ratios
5) Estimating the cost of debt financing of a company
It is a very comprehensive course that will teach you the complete skills required to be a Credit Analyst.
How is this course useful for YOUR purpose?
Hey, did you watch the promo video? If not, please do.
This course will help you to stand in good stead for a potential Credit Analyst profile in the following sectors:
Investment banking
Equity Research
Private Equity
Asset Management
Credit Rating Agencies
Look, the Credit Analyst profile is quite demanding in all of the above jobs.
So your employer will want you to be on ready to work on a real project on Day 1!
Our course does exactly that - we make you job ready for your professional work.
The course provides all the practical training to undertake the role of a credit analyst in the above sectors.
You can crack your upcoming interviews easily with the learning from this course.
You have lifetime access to the course once you enroll.
So even if you don't plan to start now, you can still enroll and come back anytime later.
What makes this course different than others?
This course content is unique!
You will learn exactly what you are required to do in your daily work.
You get access to practical real life illustrations of all key skills to be a Credit Analyst with Financial services firms
It is a completely hands-on course.
You need to carry out the illustrations in the course along with the instructor.
We provide you the same set up as the instructor.
All illustration spreadsheets can be downloaded at your end.
You will feel as if somebody is guiding you step by step in all illustrations.
It is a very practical on the job training for you.
You are going to love our instructor's teaching style.
He makes it very engaging and fun learning experience.
You will have practice assignments to test your learning from the course
The Practice Assignments are marked with varying difficulty levels - High, Medium and Low.
You will have unlimited access to our support.
Our support team responds to any course queries within 24 hours of your request.
Feel free to refer to them in case you feel the need.
What are other students saying about this course?
Check our our reviews below.
Read what student Akash Singrodia had to say about this course-
"This course can be considered as a stepping stone in the world of credit analysis. Particularly helpful for someone with a moderate idea of the process. The course summarizes the entire process in a very short span of ~2 hours very well."
Go to the reviews section below to read more such stories.
What if I do not like the course?
Well, we will be very sad to hear that you did not like the course.
But you are well protected.
You have a 30 day money back guarantee in case you are not happy with the course.
No questions asked.
But we sincerely hope, you will definitely like the course!
What next?
If there are any doubts, don't hesitate to reach out to us.
Start learning now.
See you inside the course.