The Comprehensive Personal Finance Course: Manage Money Well
4.3 (5 ratings)
Course Ratings are calculated from individual students’ ratings and a variety of other signals, like age of rating and reliability, to ensure that they reflect course quality fairly and accurately.
21 students enrolled

The Comprehensive Personal Finance Course: Manage Money Well

5 Course in 1! Save, Invest & Earn FAR More! By Top Award Wining Investment Banker, Financial Planner, & Personal Coach
4.3 (5 ratings)
Course Ratings are calculated from individual students’ ratings and a variety of other signals, like age of rating and reliability, to ensure that they reflect course quality fairly and accurately.
21 students enrolled
Created by Prakash Prasad
Last updated 5/2020
English
English [Auto]
Current price: $119.99 Original price: $199.99 Discount: 40% off
1 day left at this price!
30-Day Money-Back Guarantee
This course includes
  • 4 hours on-demand video
  • 41 downloadable resources
  • Full lifetime access
  • Access on mobile and TV
  • Certificate of Completion
Training 5 or more people?

Get your team access to 4,000+ top Udemy courses anytime, anywhere.

Try Udemy for Business
What you'll learn
  • Manage your money EASILY.
  • 122 Easy Ways To Save LOT More on SHOPPING, PERSONAL HYGIENE, MEDICINE, GROCERY, FOOD, GIFTS, TRIPS, UTILITIES and Much More.
  • Learn Complete hands-on (practical) ways to deal with money
  • How to save money: Make sensible decisions on money
  • Save More ... Invest More
  • Bullet-Proof Personal Finance Tips to Manage and Save More Money
  • The time value of money - Why Time is MOST IMPORTANT
  • How to judiciously spend on credit and credit cards
  • How MONEY works for YOU
  • Risk Profile and Investment Profiles
  • Secretes of Top Investor like Warren Buffet
  • Plan Specific FINANCIAL GOAL
  • Master Personal Financial Planning
  • Understand Monthly HOUSE HOLD Budget
  • Know your NET WORTH
  • Understand and Manage your Personal Cash Flow
  • How Do you track expenses?
  • Do you know what erodes your money?
  • Do you have enough insurance cover?
  • Do you have enough money.. TO SUSTAIN?
  • Will you be able to manage if you are out of job or business for 6 months?
  • Know where to INVEST your money
  • Understand NEED, DREAM and ASPIRATIONS
  • How to pick a bank or credit card, or insurance?
  • Risk-Reward Relationship
  • Is it worth to repay the loan earlier than the loan tenure?
  • Double, Triple, Quadruple your MONEY with the SIMPLE and EASY CALCULATION
  • Psychology of Investing: BEHAVIORAL FINANCE
  • How to Identify & INVEST in right stocks : IMPORTANT RATIOS
  • Power of COST-AVERAGING and COMPOUNDING: Mutual Fund (SIP)
  • 12 Benefits of SIP (Systematic Investment Plan)
  • 4 Cost Associated with Real Estates
  • 7 Types of Investments: Real Estates
  • 13 Costly Mistakes to AVOID while Investing in REAL ESTATES
  • 5 Ways to Invest in GOLD
  • 5 Risk of Investing in BONDS and one Should Know about it
  • 12 Important Points to Remember while investing into CRYPTOCURRENCY like Bitcoin
  • 3 Ways to Invest into PRIVATE EQUITY
  • 10 Commandments On Investing
  • 6 Assets that make people RICH
  • 6 Credit Card Mistakes to AVOID
  • 10 Ways not to be a Credit cards defaulter
  • DIY (Do-it-Yourself): Personal Financial Plan
  • 15 Things To Stop Spending Money on.
  • Credit Score v/s Credit Report
  • How to obtain Credit Report?
  • 7 Ways to repair your credit history
  • 10 Pro Money Tips
  • 12 Money Apps that you should try (Free & Paid)
  • Overview of Taxes
Requirements
  • No prior Experience required (Excel, Personal Finance, Investments or accounting)
  • Ms-Excel (Microsoft Excel) 2007 or above recommended (Windows / Mac)
  • Laptop or Desktop PC
Description

Have you ever received many credit card offers and was wondered which ones to go for?

Have you ever wandered why some people are so rich?

Have you ever felt confused when an investment product was explained to you?

Have you ever thought how to plan my expenditure and cash flows?

Have you ever had someone taking about retirement savings and you were stressed out?

Have you ever been out of money?

Have you been utterly confused with the personal finance jargon or terms?

Have you ever dream of having financial abundance?

Have you ever felt the urge to be your own personal financial planner?

Have you ever wondered why my value of money is going down or things are becoming expensive?

Have you ever though of consulting a Investment Psychologist (Personal Finance Planner) but couldn't afford their fees?

Have you ever though to be Financially Independent?

Have you ever though why loan / credit is so expensive / costly?

Have you ever had difficulty in understanding math behind personal finance?


If your answer to most of the above questions is YES! Then this is the Course for you!

Why Personal Finance is so difficult?

  • Schools don't Teach you to Manage your Money!

  • 9 out of 10 people think that Financial Goals seems impossible to reach, Understanding Money is So HARD, Spending Today is Good (tons of Debt), Investing is TOUGH, Always out of Budget, Don't know how to get rid of financial hardship (stress), Confused with choices.

  • No one us told about Power of Compounding

  • No one taught us to manage our expenses

  • No one taught us the math of personal finance - The RIGHT & EASY way!

  • No one taught us to Do-it-Yourself of Personal Finance and Investing


What you'll Learn:

  • Personal Finance Concepts

  • Setting GOAL & GOAL Basis the Timeline: Short Term, Mid Term, Long Term

  • Illustration of SMART GOAL

  • Vivid Life Cycle & Life Stages

  • Understand your Net Worth – Exercise

  • How Positive and Negative Impacts you

  • Calculate & Plan Expenses – Exercise

  • Design your own House Hold Budget

  • Is the credit card interest worth paying?

  • Why do I spend more than expected?

  • 20% Club

  • Cash Flow Planning

  • Cash Flow Planning – Exercise

  • Rule of 6

  • Decide which Bank is the Best for your Money

  • What happens, when the bank FAILS?


Key Concepts of:

  • Investment / Saving

  • Interest

  • Annual Percentage Rate (APR)

  • Returns

  • Inflation

  • Risk

  • Power of Compounding

  • Risk

  • TEAR & PAT - The RISK


Irresistible Rules of Money - The Easy Way!

  • Double your Money

  • Triple your Money

  • Quadruple your Money

  • Eight Times your Money

  • Rule of 69

  • Rule of 15


Behavioral Finance & Investing

  • 2 Key Rules of Money

  • Why money is different for different people?

  • What influences their behavior?

  • Information Overload

  • Overconfidence

  • Anchoring

  • Loss Aversion

  • Familiarity Bias

  • Herding

  • 9 Ticks of Behavioral Finance & Investing 


Foundations of Investments & Investment Products

  • Stock / Equity / IPO

  • Mutual Funds

  • Precious Metals Investing : Gold, Silver & Precious Metals

  • Fixed Instruments

  • Bonds

  • ETF - Exchange Traded Funds

  • Small Saving Schemes

  • Insurance: Life and General Insurance

  • Derivative

  • Alternate Investments: Private Equity, Start-Ups, Cryptocurrency etc


Risk Profiling & Asset Allocation

  • Risk Profile Basis Age

  • Risk Profile Basis Risk Profile

  • Asset allocation

  • Risk Return Trade off

  • Risk Tolerance Matrix


Equity/Stocks and IPO - Initial Public Offer

  • How to Identify Right Stocks?

  • What do you need to Invest in Stocks?

  • Why to Invest?

  • How to Invest in Stocks: Price to Earning Ratio – P/E Ratio, Debt to Equity Ratio, Price to Book Value, Return on Equity – ROE, Current Ratio


Mutual Fund

  • Key concepts: Units, Nav, Loads etc.

  • 14 Types of Mutual Fund

  • Options in Mutual Fund: SIP, SWP, STP...

  • 12 Benefits of SIP Investing- Systematic Investment Plan

  • 6 Things to avoid while investing in SIP


Real Estate investing

  • Benefits of investing in Real Estate

  • 4 cost associated with Real Estate

  • 7 Variety of Real Estate

  • 13 costly mistakes to avoid - investing in real estate


Gold / Silver or Precious Metal Investing

  • 5 Easy ways to invest

  • Risk associated with Investing in Precious Metal


Fixed Investments, Bonds & ETFs

  • Certificate of Deposit / Fixed Deposits Benefits

  • Various Basket of Bound : Government Bond, Corporate Bond, Municipal Bond, Zero Coupon Bond, Junk Bond

  • Key Concepts: Par Value, Face Value, Coupon etc

  • 5 Risk of Investing in Bonds

  • Benefits of Investing in ETFs

  • Risk of Investing in ETFs

  • Small Savings Schemes: PPF, National Savings Scheme, Schemes for Senior Citizen


Cryptocurrency Investing

  • How to Invest?

  • What are the type of Cryptocurrency Investing?

  • 12 Key Points to remember while investing into Cryptocurrency


Insurance, Derivative & Private Equity - Crash Course

  • Life Insurance

  • General Insurance

  • Complex Concepts Simplified - Derivative

  • Types of Derivative

  • Overview of Private Equity / Start-ups

  • Common types of Private Equity

  • How to Invest into Private Equity?


Learn from the WORLD's Most RICHEST Investor: 

  • Warren Buffett's Portfolio Mix

  • 10 Commandments On Investing

  • Ideal Portfolio Mix for Stocks


Don't make Top 1 Financial Mistake Again


Top 6 Assets that make people RICH


Financial Planner & Robo-advisory

  • Do you need Financial Planner?

  • A Slice of Robo-Advisory

  • Top Robo-Advisory


Specific Goal Planning & Time Value of Money

  • Education, Dream Car, Dream Home, Savings for Retirement etc.

  • Time Value of Money: PV, FV, Annuity, Annuity Due

  • Practical Exercise on Value of Money 


Credit Facilities

  • Home / Mortgage Loan

  • Car Loan

  • Personal Loan

  • Education Loan / Study Loan

  • Credit Card

  • Is it worth to buy a property or rent it?

  • Rule of 30%

  • Rule of 2%

  • 6 Credit cards – Deadly Mistakes

  • 10 Ways NOT to be a Credit cards Defaulter

  • Is it wise to take Personal Loan or Home Loan / Mortgage Loan?

  • Is it wise to buy a Brand New Car?


DIY (Do-It-Yourself): Prepare your own Personal Financial Plan

  • Assess Your Current Situation

  • Current Asset Allocation

  • Life Workbook

  • Look into Child Planning Goal Setting, as an Example

  • Risk Profile

  • Asset Allocation & Acceptable Asset Allocation

  • Investment Plan

  • Know Your Expected Cash Flow

  • Know Your Expected Income Allocation

  • Calculate Your Own Loan EMI

  • Reach your Goal : SIP Calculator

  • Exercise

15 To Stop Sending Money on


122 Easy Ways To Save MUCH More & Know how to be a Rock Star Expense Planner. Also, how much will you Earn, in case you decide to Invest this money - Exercise


Credit Rating, Credit Score & Credit Report

  • Overview

  • What is Credit Score Range?

  • Credit Bureau

  • Importance of Credit Score

  • How to get Credit Score/ Report - Legally

  • 7 Ways to Repair your Credit history

  • Control Credit


10 Pro Money Tips to Memorize

Financial / Money Apps (Software tools) for Android & iOS


Overview of Taxes

  • Capital Gains

  • Short Term

  • Long Term

  • Wealth Tax

  • STT

  • Resources for DIY Taxes


Start Solving your challenge today in Easy way. I assure YOU that this course will help you to solve your challenge of personal finance. You can enroll risk free BECAUSE there's 30 days money back guarantee if you don't like the course.. I am sure that this would not be the case. Don't miss the opportunity to instantly learn things which will make you better. You will stand out because you'll know to manage your money well (this is not taught in any school or college or B-School).

Let's get going! :)


Disclaimer: The information provided in this course should not be used as financial advise or recommendation, neither it should be viewed as a financial promotional or affiliation tool or advertisement nor it supports or endorse any tools or company illustrated throughout the course, should not be substituted for consulting a financial advisor, planner or allied professional in the applicable jurisdictions. This course outline the broad road map to manage your personal finance. The author or Udemy disclaim the liability or any damage, risk, loss or obligations incurred directly or indirectly. The situation is dynamic and can change anytime due to various factors. The  author is directly or indirectly or otherwise is not under obligation, risk or liability due to use of information given in this course.


Who this course is for:
  • Who know they need to save but not how much.
  • ANYONE who seeks to learn ALL about PERSONAL FINANCE
  • Who wonder how to manage their PERSONAL FINANCE
  • Who is having TOUGH time managing the Money and Expenses
  • Who think INVESTING is Greek and TOUGH
  • Who never know what is CREDIT and why it is SO IMPORTANT
  • Who have never planned before TAKING this Course
  • Who wants to know the MAGICAL MONEY CREATING Tool - COMPOUND INTEREST
  • Why INSURANCE is SO IMPORTANT
  • Who do not know their NET WORTH
  • Who have curiosity to know how BEHAVIOR influences PERSONAL FINANCE
  • Who are considering hiring a FINANCIAL PLANNER, When you can be own FINANCIAL PLANNER
  • Who don't know about ROBO-ADVISORY, CRYPTO-CURRENCY, STOCKS, BONDS, MUTUAL FUNDS, ALTERNATE INVESTMENTS..
  • Why knowing the RULES OF MONEY is so Critical
  • Who has Maths or Calculation Phobia
  • Why Credit/Loan is Expensive and IS the new Car, Home worth BUYING?
  • How MUCH is need to RETIRE PEACEFULLY, EAT WELL and ACHIEVE DREAMS (Child's Education, Marriage, Travel etc.)
  • Uncover Red Flags of PERSONAL FINANCE
  • Who is terrible and squandering money and not saving anything till Now!
  • Who wants to lean Person Finance ... FUN & EASY Way
Course content
Expand all 68 lectures 04:10:30
+ Personal Finance Overview, GOAL, Life Cycle, Net Worth Many More Exercises
16 lectures 36:42

You may Skip this session, if you have gone through the course preview video.

Preview 01:55

Please read the important update, attached in the resource section.

Preview 03:37

Check your understanding

Quick Nap Test-1
2 questions

Understand your Net Worth – complete hands-on Exercise

How Positive and Negative Impacts you

Note: The Mac version of Excel file has word _Mac written at the end of the file name.

Understand your Net Worth – Exercise
04:37
Net Worth Calculation - Formula
00:47

Note: The Mac version of Excel file has word _Mac written at the end of the file name (the SUM function might not work in some Mac PCs or Laptop. So, please type this formula at the end by pressing =SUM(C2:C100) and enter. Modify the cell number incase you have added any rows). Thank you!

Calculate & Plan Expenses – Exercise
02:53
Expenses – Exercise Demo
01:54

Note: The Mac version of Excel file has word _Mac written at the end of the file name.

Design your own House Hold Budget
05:01
Quick Nap Test-2
3 questions
Put on your thinking Hat!
00:43
Warm up! Spend on Non Essential Expenses...More to come
00:37
The 20 Percent Club
01:29
Cash Flow Planning
00:54

Note: The Mac version of Excel file has word _Mac written at the end of the file name

Cash Flow Planning – Exercise
02:32
Rule of 6
01:11

Decide Best Bank and know what happens, when the bank FAILS?

Note: Course Handout in the Resource Section.

Decide which Bank is the Best for your Money
03:59

Let see if you are awake! :)

Quick Nap Test-3
5 questions
+ Key Concepts of Personal Finance
2 lectures 11:01

Key Concepts of:

  • Investment / Saving

  • Interest

  • Annual Percentage Rate (APR)

  • Returns

  • Inflation

  • Power of Compounding


Easy way to understand key Personal Finance Concepts
06:55

Note: Course Handout in the Resource Section.

Risk - TEAR and PAT
04:06

Tickle your Brain a Bit!

Quick Nap Test-4
6 questions
+ Irresistible Rules of Money - The Easy Way!
7 lectures 09:52
Double your Money
01:41
Is it worth to repay your loan early?
03:30
Triple your Money
00:25
Quadruple your Money
01:06
Eight Times your Money
00:55
Rule of 69
01:12

Note: Course Handout in the Resource Section.

Rule of 15
01:03

Come on.. You can do it!

Quick Nap Test-5
4 questions
+ Behavioral Finance & Investing
3 lectures 11:18
  • 2 Key Rules of Money

  • Why money is different for different people?

Behavioral Finance and Investments
04:04
  • What Influences our behavior?

  • Information Overload

  • Overconfidence

  • Anchoring

  • Loss Aversion

  • Familiarity Bias

  • Herding


What influences behavior?
04:38

Note: Course Handout in the Resource Section.

9 Ticks of Behavioral Finance & Investing
02:36

Let see how you behave :)

Quick Nap Test-6
5 questions
+ Foundations of Investments & Risk Reward Trade Off
16 lectures 01:07:59
  • Overview of Topics:

  • Stock / Equity / IPO

  • Mutual Funds

  • Precious Metals Investing : Gold, Silver & Precious Metals

  • Fixed Instruments

  • Bonds

  • ETF - Exchange Traded Funds

  • Small Saving Schemes

  • Insurance: Life and General Insurance

  • Derivative

  • Alternate Investments: Private Equity, Start-Ups, Cryptocurrency etc

Note: You may skip this lecture, if you wish to and proceed to the next lecture. It lists the topics that will be discussed in this module.

Foundations of Investments & Investment Products
00:55
  • Risk Profile Basis Age

  • Risk Profile Basis Risk Profile

  • Asset allocation

Risk Profiling & Asset Allocation
06:00
  • Risk Return Trade off

  • Risk Tolerance Matrix

Risk Return Trade Off and Risk Tolerance Matrix
01:01
  • Introduction to Equity / Stocks / IPO

  • How to Identify Right Stocks?

  • What do you need to Invest in Stocks?

  • Why to Invest?

Equity/Stocks and IPO - Initial Public Offer
06:12
What do you need to invest in stocks?
02:14
  • Price to Earning Ratio – P/E Ratio,

  • Debt to Equity Ratio,

  • Price to Book Value,

  • Return on Equity – ROE, Current Ratio

How to Invest in Stocks?
01:53
  • Key concepts: Units, Nav, Loads etc. 

  • 14 Types of Mutual Fund

Mutual Fund Investments
08:08
  • Options in Mutual Fund: SIP, SWP, STP...

  • 12 Benefits of SIP Investing- Systematic Investment Plan

  • 6 Things to avoid while investing in SIP

Options in Mutual Fund and SIP Investments
10:10
  • What is Real Estate Investing?

  • Types of Real Estate

  • Important Costs & Factors

  • How to Invest in Real Estate?

  • Real Estate Investment Trust - REITs

  • Advantages and Disadvantages of REITs

Real Estate Investing
03:36
13 Costly MISTAKES to AVOID while investing in real estate
03:37
  • 5 Easy ways to invest

  • Risk associated with Investing in Precious Metal

Gold / Silver or Precious Metal Investing
03:19
  • Certificate of Deposit / Fixed Deposits Benefits

Crash Course on Fixed Investments, Bonds & ETFs
01:57
  • Various Basket of Bound : Government Bond, Corporate Bond, Municipal Bond, Zero Coupon Bond, Junk Bond

  • Key Concepts: Par Value, Face Value, Coupon etc

  • 5 Risk of Investing in Bonds

  • Exercise - to know how much you have learned

Bond Investing
08:52
Exchange Traded Funds
01:57
Small Savings Schemes
01:02
  • How to Invest?

  • What are the type of Cryptocurrency Investing?

  • 12 Key Points to remember while investing into Cryptocurrency

Note: Course Handout in the Resource Section.

Cryptocurrency Investment
07:06

Wake up! You had a long Nap! :)

Quick Nap Test-7
8 questions
+ Insurance, Derivative & Private Equity - Crash Course
3 lectures 20:06
  • LI - Life Insurance

  • GI - General Insurance

Insurance
05:38
  • Complex Concepts Simplified - Derivative

  • Types of Derivative

Derivative Investments
09:06
  • Overview of Private Equity / Start-ups

  • Common types of Private Equity

  • How to Invest into Private Equity?

Note: Course Handout in the Resource Section.

Private Equity Investment
05:22
Quick Nap Test-8
6 questions
+ Learn from the WORLD's Most RICHEST Investor
2 lectures 06:14
  • Warren Buffett's Portfolio Mix

  • 10 Commandments On Investing

Learn from the RICHEST Investor:
02:30
  • Ideal Portfolio Mix for Stocks

  • Don't make Top 1 Financial Mistake Again

  • Top 6 Assets that make people RICH

Note: Course Handout in the Resource Section.

Ideal Portfolio Mix
03:44
+ Financial Planner & Robo-advisory
2 lectures 04:52
Do you need a Financial Planner?
02:07
  • A Slice of Robo-Advisory

  • Top Robo-Advisory

Note: Course Handout in the Resource Section.

Robo-Advisory
02:45

Did the ROBO excite you? Let's find out :)

Quick Nap Test-9
2 questions
+ Specific Goal Planing & Time Value of Money
2 lectures 23:20
  • Education, Dream Car, Dream Home, Savings for Retirement etc.

  • Time Value of Money: PV, FV, Annuity, Annuity Due

TV of Money
01:29
  • Practical Exercise on Value of Money  - Demo Exercise

  • Please use Mac version of the exercise for Mac Device.

Note: Course Handout in the Resource Section.

Practical Exercise on Value of Money  - Reaching Targeted Goals
21:51

Risk-free...Test of TIME

Quick Nap Test-10
3 questions
+ Credit Facilities
6 lectures 17:51
  • Home / Mortgage Loan

  • Car Loan

  • Personal Loan

  • Education Loan / Study Loan

  • Credit Card

  • Is it worth to buy a property or rent it? (It depends on the Cost, Mobility, Location, Outgo)

Foundations of Credit Facilities
01:31
  • Rule of 30%

Education Loan / Study Loan and Credit Card
06:06
Rule of 2%
02:32
6 Credit cards – Deadly Mistakes
02:38
10 ways not be credit card defaulter
03:00
  • Is it wise to take Personal Loan or Home Loan / Mortgage Loan?

  • Is it wise to buy a Brand New Car?

Note: Course Handout in the Resource Section.

Know how to make wise decisions: Buying Car, Taking Home Loan or Personal Loan
02:04

Let's mesmerism what you have learnt

Quick Nap Test-11
4 questions