
America's problem when it comes to financial literacy is that collectively we are an undereducated public when it comes to investing knowledge. We think we can beat the market, save enough money for retirement and get rich quick like in an Horatio Alger story. It's just not that easy. We need to become more literate about our money and how and save and invest it.
Do you need financial and investment education and, if so, where do you get it? We can teach you what you need to know.
Boomers are not the "wealth transfer" generation, they are the "run out of money" generation. This lecture talks about the "helpers" and how they may not necessarily be helping you.
Under the guise of investment advice they give you a simple questionnaire, advisers or helpers try to fit you into a “model”, say a 1 for very conservative and 6 for most aggressive. Individual investment objectives do not fit into that matrix. Can your investment goals be met by fitting you into some model like everyone else? Learn about how certain "helpers" may not have your best interests in mind.
There are 674,000 financial advisors out there. How do you pick the right one for you?
What are all these helpers with their designations trying to sell you? A lot sell mutual funds. And, while there's nothing inherently wrong with than, there is a problem in how some of them get paid for doing so. What do designations really mean and what is in my best interest? Learn about the different sales fees associated with products.
Here are some tools to help you set reasonable investment objectives.
This is our main mission--to help create a more financially literate country. This course sets forth the fundamental basic principles of sound investing upon which everything else depends. Investors need unbiased information and education about finances and the market. We’re going to show you why what is available today is inadequate and how to get un-conflicted advice. You will no longer need to rely on televisionʼs talking heads, and biased product pushers for your investment education.