Retirement Lifestyle Planning Basics

Define retirement lifestyle planning as evolving from traditional retirement planning by establishing a 360-degree vision and a blueprint to enjoy all retirement aspects with purpose, empowerment, and choice.

Engage in immersive learning through hands-on exercises, quizzes, and stories to design your retirement lifestyle, covering travel, hobbies, social life, volunteering, health, and financial literacy.

Explore how travel enriches retirement by matching weather-driven options with adventure or relaxation styles and budgets. Hear Kona community stories about multi-generational trips, group travel, and practical planning.

Engage in a personalized travel exercise by listing five dream destinations you want to visit, drawing inspiration from stories of adventure, relaxation, and charitable trips.

Learn to turn your top five travel dreams into retirement motivation by selecting one destination, estimating costs, and crafting an inspirational retirement lifestyle plan.

Explore personalized hobbies across adventure and relaxing options, monetize skills like photography or writing, and learn how hobbies reduce anxiety, boost social ties, sense of purpose, and mental acuity.

Review your current hobbies and plan for retirement, considering sharing them with others, possible relocation, time to pursue new hobbies, and strategies to manage costs.

Visualize your future retirement with a spouse, children, grandkids, and friends, capture a mental snapshot, and use it as motivation to plan your retirement journey.

Identify who to spend time with, plan activities with family, and schedule logistics to support multi-generational gatherings and clear communication.

Explore how to sustain current friendships and form new ones in retirement by planning shared time, dinners, hobbies, travel, and volunteering for a well-balanced lifestyle.

Identify key co-workers to maintain meaningful friendships beyond work and schedule regular meetups, such as lunch or activities, to enrich retirement life while avoiding work-related drama.

Practice having the conversation with loved ones about retirement goals and plans, share your desires, seek support, and listen to others, tackling topics in bite-sized chunks.

Discover how volunteering shapes retirement lifestyle planning through inspiring quotes and key statistics on U.S. volunteering, including Utah’s high participation and a $184 billion annual impact.

Discover how volunteering expands networks, boosts mood and longevity, and learn essential questions to choose an organization aligned with your goals, skills, and time.

Choose a charity that aligns with your values, then volunteer your skills—whether leadership or hands-on tasks—to make a real difference and support the organization's mission.

Examine alarming statistics on exercise, nutrition, obesity, and diabetes in the United States, and learn how these trends inform retirement lifestyle planning.

Focus on a healthy lifestyle now and in retirement by balancing biometrics, cardio and weight training, and nutrition to boost mental wellness, cognitive function, and lower healthcare costs.

Identify two health and wellness habits to improve, set attainable goals, and track progress through gradual changes in exercise, nutrition, and medical screenings.

Discover why money matters in retirement lifestyle planning and learn key terms, how to make money work for you, and how other people's money can help your financial independence.

Assess your retirement literacy with a five-question quiz on traditional 401(k) contributions tax treatment, savings account interest, term life insurance, required minimum distributions, and bond price when rates rise.

Identify pre-tax 401(k) contributions and the salary reduction origin. Understand compound interest on $1,000, term life insurance, 70.5 RMDs, Roth no RMD, and bond prices fall when rates rise.

Learn why financial education matters for retirement, covering pensions, social security, taxes, debt, leverage, and other people's money, to build a personal financial IQ and empower retirement planning.

Explore key financial terms, including balance sheet, assets, liabilities, income statement, and net worth. Understand financial independence, passive income, cash flow, and arbitrage to plan retirement.

Establish an emergency fund in a separate liquid account, targeting six months of expenses, begin with $1,000, and contribute weekly or monthly until you reach the goal.

Create and review your balance sheet and income statement as a financial snapshot guiding your path to financial independence, using the downloadable templates attached to the course and reviewing monthly.