
Explore how to use other people's money to finance property deals, distinguish good, bad, and ugly debt, and apply bank, private, and creative financing strategies to build wealth.
Explore how central banks set repo and prime rates to influence inflation and growth, and learn to stress test debt to ensure cash-flow positive property investments.
Explore three main ways to raise property finance—institutional finance, private finance, and creative finance—along with their benefits, downsides, and practical eligibility considerations.
Identify three debt types: ugly debt, bad debt, and good debt, and learn how the wealthy use income-generating assets like rental property or Uber vehicles to exceed expenses.
Explore cash versus leverage in property finance through three case studies, showing how leverage lowers cash flow but raises returns, with deals in Primrose, Hillbrow, and a block of flats.
Explore how debt functions as money with terms and conditions, and distinguish good debt—using banks' money (OPM) to buy income-generating property—from bad debt like high-interest luxury purchases.
Unlock tax-free profits in property by forcing appreciation on a distressed property. Extract 180,000 rand via a 90% bank loan and outsource the boundary payment to your tenant.
Bank finance offers cheap, widely accessible funding for property, but terms hinge on affordability, credit score, and loan-to-value. Improve terms by boosting your score and showing low risk to lenders.
Learn how private capital offers flexible terms, how to structure loan or equity deals, and how credibility and risk management help you attract investors.
Explore creative property finance strategies with little to no capital, including back-to-back deals, seller financing, rent-to-rent, and lease options, with emphasis on legal safeguards.
Discover how to enter the property market with limited capital through agent work, rent-to-rent, and equity release, while emphasizing education, informed decisions, and generational wealth.
Choose home loans over commercial loans: home loans offer lower rates, higher loan-to-value, and cheaper payments. Consider commercial financing for properties not sectional titled.
Learn how to use other people's money in property finance by comparing home loan, commercial loan, and debt service coverage ratio terms and their impact on boundary payment.
Learn how affordability drives bank lending in property finance, where growing income and positive cash flow investments expand your borrowing capacity while avoiding negative cash flow liabilities.
Explore equity release through the refinance process to recycle property equity into new deals and boost returns. See the Eloff Court case study and key terms like loan-to-value.
Refinance a distressed property bought at a large discount by adding value through renovation or zoning changes, then secure a bigger bank loan to release equity tax free.
Learn to raise private finance for property using other people's money by building credibility, presenting due diligence and proof of income, and guiding investors through exposure, consideration, and conversion.
Explore installment sale agreements that let you finance property with zero money invested. Learn how terms, deposits, and balloon payments create cash flow and an infinite ROI.
Property investment can be a lucrative investment opportunity, but it also carries significant financial risks. To succeed in property investment, individuals need to have a solid understanding of the various financing options available to them, including bank and private finance, creative financing, equity release, and finding investors. They also need to be aware of the potential risks associated with property investment and how to manage these risks effectively.
This course offers a comprehensive guide to property investment financing and investor relations, covering a wide range of topics that are essential for success in property investment. The course is suitable for individuals interested in property investment, from beginners to experienced investors, and provides practical knowledge and skills to access funding, maximize returns, and manage risks associated with property investment.
The course is designed to provide learners with a deep understanding of the different financing options available for property investment. This includes bank and private finance, creative financing, and equity release, each with their own unique benefits and risks. Learners will also gain insight into how to find and manage investors, build and maintain relationships with them, and use their funds effectively to achieve maximum returns.
In addition, the course will cover essential risk management strategies, such as understanding the various types of risks associated with property investment and how to mitigate them, including how to minimize exposure to market fluctuations and how to identify and manage risks related to financing.
By the end of the course, learners will have gained a comprehensive understanding of property investment financing and investor relations. They will be equipped with practical skills and knowledge to access funding, manage risks, maximize returns, and build and maintain strong relationships with investors. This course is a must for anyone looking to succeed in the highly competitive world of property investment.