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Keep shoppingPersonal Finance for Canadians: Budget, Invest, Build Wealth
164 students
Personal Finance for Canadians: Budget, Invest, Build Wealth
Master Canadian personal finances from budgets & credit to RRSP vs. TFSA, CPP, investing, and building long-term wealth
Created byNelson Soh, CPA, CA
Last updated 6/2026
English
What you'll learn
- How to build a budget and manage cash flow on a Canadian income.
- The key differences between RRSP and TFSA, and exactly when each one makes sense for you.
- How CPP, OAS, and Canadian retirement planning work, and how to prepare for them early.
- How to build and protect your credit score, understand mortgages, and evaluate renting vs. buying.
- The basics of investing in Canada: stocks, bonds, mutual funds, diversification, and asset allocation.
- How Canadian taxes work and how to use that knowledge to keep more of your money.
- Learn about debt management, insurance, taxes, and other finance and money topics that are not formally taught.
Explore related topics
Course content
11 sections • 15 lectures • 2h 5m total length
Requirements
- No prior finance or investing experience needed, this course is designed for all ages and stages.
- A basic understanding of everyday money (earning a paycheque, paying bills) is a great start!
Description
You're working hard. But somehow, the financial security you're supposed to be building still feels out of reach.
It doesn't have to be this way.
Maybe you're not sure whether to prioritize your TFSA or RRSP. Maybe you've been meaning to invest but don't know where to start. Maybe you're renting a home and wondering if you'll ever be able to buy... or whether you even should. You're not alone.
Studies consistently show that most Canadians lack the financial knowledge to confidently manage their money, build wealth, or plan for retirement.
This course was built specifically for Canadians in their 20s and 30s who are ready to change that.
Created by Nelson Soh, CPA, CA, this is one of the only comprehensive personal finance courses designed from the ground up for the Canadian system and not adapted from American content. Everything here is relevant to your actual situation: Canadian taxes, Canadian banking, Canadian retirement accounts, and the real trade-offs Canadians face every day.
What you'll learn:
How to build a personal budget and actually stick to it, using strategies that fit a Canadian income and cost of living
The difference between RRSP and TFSA, and exactly when to use each one
How to use a First Home Savings Account (FHSA), and if you qualify to open one
How CPP and OAS work, and what they'll (and won't) cover in retirement
How to build and protect your credit score in Canada
The basics of investing: stocks, bonds, mutual funds, diversification, and asset allocation explained clearly
Homeownership vs. renting - how to think through one of the biggest financial decisions of your life
How Canadian taxes work and how to use that knowledge to your advantage
Estate planning basics so your money goes where you intend
This course is for you if:
You're a Canadian in your 20s or 30s trying to get your finances in order
You've Googled "RRSP vs TFSA" and still aren't sure which one to use
You feel like everyone else figured out money except you
You want a complete picture of Canadian personal finance, not just one piece of it
You're a newcomer to Canada, navigating an unfamiliar financial system
This isn't generic financial advice recycled from American courses.
This is Canadian finance, for Canadians, explained by a Canadian CPA.
By the end of this course, you'll have the knowledge, the framework, and the confidence to make smart financial decisions — whether you're just starting out or finally ready to get serious about your future.
Your financial life doesn't have to feel like a mystery. Let's fix that.
Who this course is for:
- Canadians who want a complete, structured roadmap to managing their money and building wealth.
- If you've Googled "RRSP vs TFSA" or "how to invest in Canada" and left more confused than when they started, this course is for you.
- Newcomers to Canada trying to understand the Canadian banking, tax, and retirement system.
- Young professionals who are earning more but still feel financially lost or behind.
- Anyone tired of American personal finance content that doesn't apply to their Canadian reality.
- People who want to build financial independence and wealth.