Personal Finance Masterclass - Money Management 101 Course

Discover how the financial organizer tool helps you record family details, contacts, bank accounts, documents, insurance, loans, and investments, stored securely to prevent loss and unclaimed government deposits.

Expose common money myths around real estate. Debunk the belief that housing always appreciates and highlight real estate volatility, liquidity issues, tax implications, and alternatives like stocks and gold.

Examine whether buying a house makes financial sense compared with renting. Compare EMI costs, rent trends, and tax benefits, and consider real estate price volatility that affects long-term value.

Compare renting and buying by keeping house value under five times post-tax income, EMI under 40% of monthly post-tax income, and seek rental yield above 5%.

Learn to select top large cap index funds using ticker tape's screener. Rank by expense ratio and tracking error, then invest top picks via a systematic investment plan.

Screen mid-cap mutual funds by CAGR and rolling returns to shortlist top options. Use Morningstar capture ratios and five-year rolling returns, avoiding NAV, one-year figures, or friends' portfolios.

Learn direct stock selection using a top-down approach from economy to sectors to companies, and apply fundamental and technical analysis with due diligence to identify winning stocks.