
Course introduction & agenda walk through.
Breakdown of the Dave Ramsey Baby Steps Financial Plan.
Budget to tell your money where it should go.
Brief introduction to the essentials of investing that everyone should know and be comfortable with.
A breakdown of the employer sponsored plans such such as the 401K and 403B plans.
Going to college and avoiding debt is not easy. Lets explore some options that can help you or your children to attend and graduate college debt free.
We now start to tackle the what and how to of investing. How to diversify and pick a strategy that works best for you and your family, at an appropriate risk level you are comfortable with.
Break down of the different investment fund categories so that you understand what exactly you are invested in and why.
Review exact examples of the investment fund categories in the various brokerage firms of your choice.
Review one of the top investment funds (VTSAX) to invest in. We will learn to understand what to look for when selecting an investment fund to invest in.
Review what the F.I.R.E movement is and how you can benefit from its concepts.
Review the rule of 25 to calculate your FI number.
Review the different types of FI numbers and their pros and cons.
Calculate how long it will take you to reach your FI number.
Learn how the living trust will help you to avoid probate so that your assets and investments can be a blessing to your family and friends.
In conclusion, I hope you will decide to live like no one else so that one day you and your family will be able to live like no one else. As with everything in life, there is a balance. As you make sacrifices and decisions to be different, it may be uncomfortable at first but as you press on and break free from debt, your life will never be the same!
Also remember to grab the Personal Finance Planner presentation slides (in the resource/downloadable section) for easy access and reference.
We live in times were many people are going through life blindly without a plan for their finances. In our day and age of information overload, a little diligence, research, and perseverance can go a long way to help us organize our finances.
Gone are the days you go on without a financial plan. This personal finance course is simple, practical, and works.
As you will see in this course, once explained, many of the financial concepts of personal finance are simple and easy to apply. They are not too complicated once you have a good solid foundation.
Where most people struggle is in staying consistent with a financial plan. Very similar to a health diet or plan, where if we actually stick with the plan, we later start to see the fruits of our labor. So hang in there, give this course a chance and stick with the plan, it works with a little bit of patience and perseverance!
In this course, I’m going to teach you about the financial plan that changed my life, helping me to finish paying off all of my student loans just under two years after graduating from college, as well as live a debt free lifestyle! Reducing a lot of stress from my life! Good riddance :-)
By the end of this course, you will be equipped with all the best researched tools and resources for you to be successful with your finances. You will have the knowledge and understanding to even manage your own finances as well as the confidence to hire a financial advisor and be able to speak the same language and ask all the right questions to ensure you are getting the best financial advise to help you be a good steward of your finances.
Gone are the days when you did not understand what you were investing in and how to invest. The secrets are out so please join me to share the course and knowledge with your family and friends!