Personal Finance for Entrepreneurs

Identify and track the five areas of personal finance—cash accounts, credit cards, loans, investments, and property—to gain complete visibility and prepare for deployment in Mint.

Develop a money-saving mindset by spending less than you earn and using Mint for visibility, unlocking future options through the power of savings.

Learn how credit cards and loans create debt, why interest matters, and how to use them responsibly—pay off balances, assess whether it's a need vs want, and bootstrap with savings.

Invest in your future by balancing savings and debt, understanding net worth, risk and return, and the time value of money for long-term financial freedom and retirement.

Understand what a credit score is and why it matters for loans and approvals. See how Mint tracks and improves your TransUnion vantage score alongside FICO.

Learn the personal finance framework that guides visibility, assessment, and planning, using Mint.com to track accounts, analyze spending, set goals, and build budgets.

Document your game plan with the organization and planning worksheet to prepare for mint.com setup, then enter cash, credit, property, loans, and investment accounts for a complete personal-finance view.

Sign up for Mint.com, verify via text and a six-digit code, and add accounts like American Express and Venmo to build your complete personal finance picture.

Explore mint.com's navigation for personal finance management—from the overview to transactions, bills, budgets, goals, trends, and investments—with settings, alerts, and guided tours guiding ongoing financial control.

Explore Mint.com to set up and view your free credit score, see what drives it across six categories, and learn how to measure and manage it using your TransUnion report.

Discover the Mint mobile app as a companion to Mint.com, enabling on-the-go viewing of transactions, accounts, net worth, credit score, monthly budget, and cash flow.

Explore how transactions capture money in and out, and how categories and tags organize them in Mint, using cash and credit accounts to reveal trends.

Customize Mint transaction data with new categories and tags to gain visibility, track fitness and business expenses, and generate targeted reports in trends.

Add Scott's remaining cash accounts and credit cards, then tailor labels for easy identification. Review all cash and credit card transactions and learn how to handle pending transactions in Mint.com.

Learn to edit multiple transactions at once and split purchases across categories in Mint, organizing cash and credit transactions with bulk edits, tagging, and notes.

Learn how to manage loans in Mint by adding loan accounts, tracking loan payments, and properly categorizing transactions to avoid double counting, including handling a manual account and loan categories.

Discover how mint.com tracks and pays bills using automatic and manual options to stay on time, protect credit scores, and organize rent, utilities, and other payments.

Add and connect Vangard investment accounts, review traditional and Roth IRAs, and explore the investments and transactions tabs to track performance against major indices and impact on net worth.

Explore how to use Mint.com's property category to track real estate, vehicles, high-value items, loans, and cash accounts, with automatic valuations from Kelley Blue Book and Zillow.

Calculate your net worth by subtracting debts from assets, review how mint.com tracks assets and liabilities, and compare personal net worth to a business balance sheet.

Explore trends tab to analyze spending and income by category and merchant, and see how net income and the personal balance sheet reveal profit, net worth, and business book value.

Set forward-looking financial goals using preconfigured goal areas and custom goals, learn to pay off debt and build savings with the goals tool and budgeting.

Set and track a custom Mint goal to raise a credit score from 641 to 750 within four years, using on-time payments and budgeting to connect goals with budgets.

Learn to use Mint's budgeting area to turn goals into budgets, balancing income and spending with two techniques: detailed line-item budgets and high-level budgets, tracking plan versus actual.

Learn how line level budgeting reveals spending detail and the iterative relationship between budgets and goals, using Mint to track categories, subcategories, income, and real-time updates across desktop and mobile.

Set a monthly maintenance routine to keep your finances neat and accurate using Mint, review all transactions, fix mistakes, and track trends to adjust budgets and goals.

Understand the personal tax landscape, including who pays taxes and what a tax return is. Compare W-2 employees to 1099 contractors and review the tax calendar and quarterly payments.

Explore tax preparation resources, CPAs and tax prep services, an overview of Turbo Tax, and how personal finance software supports tax prep.

Apply the six closing principles: visibility and control, assessment and analysis, budgets and goals; save consistently, avoid debt you cannot afford to service, and connect personal and business finance.