Personal Finance for Beginners

Learn about budgeting, saving, investing and more

Created byHar Amrit Kaur

Last updated 3/2022

English

What you'll learn

You will learn how to retire early and not have to work your whole life
Learn about budgeting, saving, investing and all things money in general
Quit the job you hate and work on something you love while having financial security
Avoid living paycheck to paycheck
Go to sleep at night without worrying about lack of financial security
Learn to attain financial freedom

Course content

6 sections • 34 lectures • 1h 40m total length

Introduction2:18
This is introduction section will explain to you what you'll be learning and who this course is intended for. A brief explanation to all that is to come why this course was created.
Power point Slides0:21

What is a budget?1:23
This lesson talks about what a budget is and why traditional budgets generally don't work. It also gives you an alternative to budgeting.
Tracking your expenses2:03
Here we talk about making your expense tracking at frictionless as possible so you can get started right away. There different options of tracking your expenses are also discussed here.
Master your budget3:43
This lesson talks about taking control of your budget and tailoring it to fit your needs.
Cutting your expenses3:52
In this lesson, I'll give you tips and tricks on how to cut your expenses, to have extra cash left at the and of the month.
Getting rid of 'bad debt'3:03
Here we talk about what is bad debt and how it can affect your future with money. The lesson also explains on how to get rid of bad debt.
Don't be a victim of lifestyle inflation1:58
In this lesson, I'll be explaining what is lifestyle inflation and how to not fall victim to it as it will halt you from building your net worth.

Why are you saving?2:02
To save money, first you have to understand why and for what purpose. In this lecture, we'll answer both those questions.
Spend less than you make3:33
In this lesson, we'll discuss on how to avoid impulse spending and how to determine whether or not you really need to buy the items in your basket.
Save money on groceries3:47
Getting groceries are inevitable. Therefore, we'll explore the various ways you can save money on it without actually cutting down on the amount of items you buy.
Open an online high interest savings account2:08
In this lesson, we'll talk about what is a high interest savings account and the importance of it.
Build an emergency fund4:11
Here we discuss the various emergency funds available and the amount of money these funds should contain.
You need to make more money3:11

Your credit score7:47
Understand how your credit score acts as a borrowing report card, shaped by on-time payments, utilization, credit history, and hard inquiries.
Credit card myths4:45
Explore common credit card myths and how balance, utilization, inquiries, and account openings influence your credit score, including why keeping cards active matters for your score.
Getting new cards3:07
Learn the dos and don'ts of getting new credit cards, including avoiding mail offers, comparing options with your bank, matching rewards to your spending, and limiting new cards.
Credit card rules to live by4:11
Learn to use credit cards wisely by paying on time and automating payments, avoiding fees, and keeping accounts active to build a strong credit score.

Introduction to Investing2:14
Stocks3:07
Learn how stocks confer ownership, offer dividends and price appreciation, and how diversification through ETFs and the S&P 500 supports capital growth with reduced risk.
Bonds and Money Market Funds4:32
Commodities and Cryptocurrency2:08
Examine commodities and cryptocurrency, including how crypto uses a decentralized blockchain and its low transaction fees, and how commodities like gold, silver, and oil hedge inflation.
Index Fund Investing3:13
General investing vs Goal investing2:41
Determine your target asset allocation2:22
Set your target asset allocation by balancing stocks, bonds, and cash to your risk appetite. Use robo advisor when available and rebalance regularly to align with goals and minimize fees.
Pick the right investments2:50
Invest in a simple broad index fund like the S&P 500 and maintain a stocks and bonds allocation to capture market growth and keep costs low.
How to read a fund fact sheet5:04
Congratulations!!!0:31

Requirements

No experience required.
Needs to have the grit for wanting to learn and better their lives with finance

Description

Welcome everyone!!

Want to learn about personal finance but don't know where to start? Has someone told you that you should be investing but you know next to nothing about it? Are you spending too much money paying your credit card bills? Well, you've come to the right place! This is personal finance made easy for everyone. In this course, you'll learn everything you need to know before beginning your journey to succeed with your money. You will learn the basics on saving, budgeting, credit cards and investing that will help you make better choices with your money.

As you can see in the course curriculum, most of the videos are less than 10 minutes. This is because I have compressed it to make sure that the videos are directly to the point with simple explanations that won't bore you to death. Don't worry about the length of the video; it is short to keep you engaged and to not waste your time on a lengthy course that you will end up leaving halfway. Also, this course is suitable for anyone and everyone- even if you're only thirteen years old!!

So what are you waiting for? Jump in and learn the basics of personal finance in it's simplest form. SEE YOU THEREEE!!!

Who this course is for:

Anyone who is generally interested in personal finance

Personal Finance for Beginners

What you'll learn

Explore related topics

Course content

Introduction2 lectures • 3min

Budgeting6 lectures • 16min

Saving6 lectures • 19min

Credit Cards4 lectures • 20min

Investing10 lectures • 29min

Additional content6 lectures • 15min

Requirements

Description

Who this course is for: